To be worried?

[RollonBed]

New to mumsnet, just joined purely because its all i can think about. Love reading other threads though.

Ok, so the cap comes into place tomorrow 384 pound a week. Im a single psrent 2ith 4 children. How on earth an i expected to pay rent out of this and live? I will have to pay £104 pound rent a week! Thats 280 to buy food, petrol, gas, electric, water... yes i pay monthly for these but each week i make sure i set aside 50 pound... its said some 300,000 children will be pushed into poverty and people may loose there home over it. Im so worried i cant eat or sleep!! Should i be worried. aibu to think this is such an unecessary thing gor goverment to do?

If trolling didn't cross your mind then what the fuck did this mean?

Something smells fishy about the OP

Not read all the replies as the number of asshats is astounding, but there's a budget calculator on MSE which might help to work out if you can downscale outgoings in any particularly area

budgetbrain.moneysavingexpert.com/auth/login

Good luck OP, like I did read someone say, it's hard when your income drops for any reason. I hope all these posters with the perfectly stable lives and marriages never fall on to hard times.

Opposing views i can cope with nastiness and bitterness i cant.

20k a year is a reasonable amount that the government give you. It's more than I earn. I have 2 children and can't afford to have any more. Also the government have said this was coming for months now- did you not make sure to save before the cap came in?
Go and find part time work to help with bills. Yabu- you will have to learn to budget

Are some people so devoid of empathy that they can't even offer advice without judgement? Yeah, I work hard and don't bring home much. I recognise that other people have their struggles but it doesn't make mine any more or less valid.

I hope all these posters with the perfectly stable lives and marriages never fall on to hard times

You know nothing about other posters marriages and lives tbf.

Normally i wouldnt wish bad on anyone but i hope you forever step on legos in the night.

Another Teacher without that much a week here.

Given what OP has been through, she has done remarkably well to set up a new life for herself. Benefits are for people like her and her children.

Oh FFS U2
Does having suspicions about posts automatically mean troll???? No it doesn't. I have no doubt she is genuine...... but her posts have become more and more bizarre. But before you turn yourself inside out with fury that's just an OPINION

I know it's easier said than done, but try to ignore the nasty comments OP. Pity those who enjoy kicking someone when they're down.

There but for the grace of god go any of us... would do some of the smug posters good on this thread to remember that.

What suspicions do you have exactly?

Either way, report them to MN if you have them.

Ok, re the schools - have you been dealing with just the LEA of have you spoken to the schools in person? Our preferred schools were technically 'oversubscribed' but we went and spoke to them and they squeezed us in. I'm not sure how but maybe that's worth a try if you haven't already?

And if no good then get your DCs on the waiting lists... Or is it possible to rent a home closer to their schools?

There but for the grace of god go any of us... would do some of the smug posters good on this thread to remember that.

And how the fuck do you know what the 'smug posters' have been through themselves??

I totall understand where you coming from OP I'm a single parent with 4 kids and I could not survive in that which is why I work, pay a stupid amount of childcare.

My rent is £160 week
Food £50
Has/electric £40
Fuel £20

All my other bills car insurance, council tax, water, car tax etc require me to put away &100 a week so I would have left £14 per week so not sure how I'm meant to clothe my family on that or buy/pay just the ettras, I.e a birthday present

It's all very well others coming on here saying it's more than I earn and my mortgage is 5 times that but unless they are a single parent with zero support from the the father and no one else to depend on then they really are not in a postal to comment

Just on a personal note as well (basing on personal experience) for those saying to get a job it may not be as simple as that for OP. Going from the situation she was in to what she is in now will have had a huge impact on her and I would expect that she has lost confidence and probably massive sense of identity. Chances are she will have anxiety issues and possibly even depression high would be very understandable. To just go out and get a job after going through such a devastating time is a very simplistic viewpoint as after what she has been through I imagine she has a lot of work to do in building herself back together. I may be well off the mark with that of course.

To just go out and get a job after going through such a devastating time is a very simplistic viewpoint as after what she has been through I imagine she has a lot of work to do in building herself back together

Fair point

And how the fuck do you know what the 'smug posters' have been through themselves??

What the hell does that have to do with anything though? This is the OP's thread, she's asked for help and she's had a proper beating. Due to circumstances that aren't even her fault.

FFS, where's the empathy?

she's asked for help and she's had a proper beating.

Why do you think that is though?

OP, please ignore the DailyMail posters. Some relies here have been so nasty!

Take a look at all your outgoings then use MoneySavingExpert forum to reduce them, I think you could knock £££s of all of your bills.

I am really sorry for what you and your children have gone through.

I understand people work hard for there monwy which may be less then my income. I did too not all that long ago. But i never looked down on people struggling and worrying. I get the feeling some people are being mean because they think its what others will want to see and read.. it really isnt an ideal.situation or income. I cannot control the price im charged for gas electrix only.suppliers i cannot hwlp wchooling because thats down to local.authority. i cant move because iv been moved under social for my childrens safety. It really isnt as easy as you all make out.

If your opening post wouldn't have been screaming poverty ( when that clearly isn't the case here) I'm pretty sure that you wouldn't have not got any mean comments. Like someone else previously mentioned... I too would be happy to know that my taxes were going towards women & children fleeing domestic violence. Yes you have been through a very traumatic time and I'm sorry for what happened to you, but making out you are going to be having sleepless nights over having to live on just short of £400 a week which you get handed to you by the government .... that just boils my blood. You truly should just be thankful for what you do get & stop pleading poverty because there are a lot of people who manage on that & less.

Oh.... the Daily Mail reference for anyone who dares to question why someone can't live on 1500 + a month. How original.

As i said. Iv never posted before next time i post il be sure to ask someone to proof read my concerns first before posting so i post correctly

Op you've had a hard time on here, I wonder if there are other threads that you could have gone on, requesting cost cutting ideas where this might have been better for you than AIBU?
It's always hard taking a drop in income and involves taking a long, honest look at your finances.
Ok I'm looking at your weekly breakdown, I would suggest:
£25 Pw set aside for car insurance is £100 pm or £1200 in total, that's very expensive (mine's about £500) check out why it's so expensive (make of car, security, no claims) and whether you can do anything to reduce it.
Food, £80 shop, look around for cheap deals, try approvedfood.com, plan ahead, look at feed your family for £20 a week Facebook group. Some great ideas. Aim to reduce your shop to £50-60 Pw.
Get energy efficient, turn heating down or off for a bit, wear clothes for an extra day where possible,switch lights off... Try to reduce those weekly bills (could you get an energy monitor?)
Could you look at putting the children's names down for a closer school to save that petrol?
Visit cab and see if the debt can be written off or have payments reduced in anyway?
Or have a look at loans, credit cards, could you get anything with a cheaper interest rate?

And don't forget, your littlest children won't be babies forever, they'll be 3 and qualify for free nursery places before you know it. So, whilst things may be tight right now, start planning ahead. What could you do once the children are that bit older so that you are less reliant on benefits?
What job works with school hours and what would you like to do?
Good luck and try not to worry!