To be worried?

[RollonBed]

New to mumsnet, just joined purely because its all i can think about. Love reading other threads though.

Ok, so the cap comes into place tomorrow 384 pound a week. Im a single psrent 2ith 4 children. How on earth an i expected to pay rent out of this and live? I will have to pay £104 pound rent a week! Thats 280 to buy food, petrol, gas, electric, water... yes i pay monthly for these but each week i make sure i set aside 50 pound... its said some 300,000 children will be pushed into poverty and people may loose there home over it. Im so worried i cant eat or sleep!! Should i be worried. aibu to think this is such an unecessary thing gor goverment to do?

Seriously not sure what their MP will do

You get more than my friend and he works 45+ hours a week with five kids to support

Your friend will also be receiving a hefty sum of tax credits if that's the case.

The cuts have been well published, plenty will have used the time to gain employment etc rather than rant on a website how unfair it is that they will have to budget more

Have you actually read the thread? The DV so bad the ex is now in prison? Having to move area? The fact that all this happened very recently and as the OP had a client-based business and moved areas, work is now -at best - problematic. At no point has the OP said she won't work but Jesus wept, it takes a while for life to settle down and a new normal established.

I wonder how many of you yelling here would manage if the same were to happen to you?

OP I think you are doing really well. Four children and you have been abused by the man you loved.

You are doing great, things will get easier

Back to your original question no you do not need to worry about the cap. You get a large amount of money for doing nothing. You also have all the time in the world to sort your budget. You should feel pleased you live in a country that will support you with a very good lifestyle. Perhaps start looking into what you could do when all your children are at school as you will have loads of hours to fill in your day

MP might be made aware the extent to which his/her constituents are struggling.

I am sorry OP you had to read some of this shit

Sanctimonious much
Here's a crazy thought....... there will be those who ARE fucked off with trying to make ends meet on much less than 384 a week only to read about someone complaining that their UC payments have dropped to 384 a week!!

Not sure what her past has to do with her beef about a cap on her benefits either. That little piece of drip feeding was fed through when it became clear posters were a bit at her OP.

No, not sanctimonious.

I'm not going to pile on when the poster has been through hell and back.

Not my style. Shame it is yours.

U2 thank you. Youve been fighting my corner the whole thread. Your Kindness clearly isnt something others share

Not sure what her past has to do with her beef about a cap on her benefits either. - It doesn't. Hence why OP didn't include it originally but as people were obviously assuming she was someone who kept popping out kids and having never done a days work in her life she felt the need to explain herself.
OP don't justify your situation to anyone on here, or anyone in real life either. You have been through a fucking horrific ordeal and I'm sure it has left a very bad impact on your children too - focus on you and your children getting strong again for now.

Your gas, electric and water is ridiculously expensive. I paid £200 for the last qtrs worth, let alone £200 a mth.

Bus, not great I agree, but ultimately it's your choice to be £120-150 a mth worse off in that respect when transport is provided.

Op, don't bother answering the knockers who haven't read the thread- they won't be persuaded anyway. Go to a debt counselling group, CAB or someone. School may well be able to refer you. They will help you look at your expenses and check if everything is as it should be. After the trauma you have experienced you may well be missing some better value alternatives, and LEA may be able to help with transport.

Try starting a thread on very cheap, healthy meals. Lots of people spend far more than they need to on food. There is a site called lovefoodhatewaste with good tips, too.

YANBU to worry, but I'm sure it's worse because of the trauma you have been through. Get some advice and support.

Seekingadvice. Sorry i didnt realise financial circumstance was judged accorsing to home circumstance and life past and present. Ill bare that in mind next time im worried. And think to nyself what would seeking do

In fairness I'm extremely happy for my taxes to support women and children fleeing dv.

there will be those who ARE fucked off with trying to make ends meet on much less than 384 a week only to read about someone complaining that their UC payments have dropped to 384 a week!!

Then they can be fucked off.

Hopefully they will do it quietly so the OP doesn't have to read any more nastiness..

OP your bills are extortionate. Go onto uswitch, or similar. You'll find much cheaper deals for your gas, electric and car insurance.

It sounds like you're paying far over and above the amount you need however, particularly for gas. Therefore you're likely to have some substantial credit. See if this can be transferred the you, then you can keep it in an isa or something to get some benefit from it.

See if you can have your bills debited on a monthly basis, it makes planning much easier.

As someone else mentioned, spreadsheets are the way forward. I plan each month in advance and can stretch my budget well.

You are still receiving a substantial amount, for free. Of course it will rile people who work their socks off for less money. I'm not sure why you are so shocked at the reaction.

Some people need to read the whole thread. Op had her 4 children in a stable relationship when she had a business, home etc. Circumstances changed and sound horrific. I earn less and was left a single parent when my lovely husband suffered from depression and also changed. Stop being so bloody smug. Any relationship/ circumstance can change. I learnt that. Op you have had some good advice. I wish you and your children all the best for the future.

If you suspect troll report and shut up.

And think to nyself what would seeking do

Go for it

Bus, not great I agree, but ultimately it's your choice to be £120-150 a mth worse off in that respect when transport is provided

How is transport provided? Do you live near the OP and have a handle on bus routes, costs, timings and whether these reasonably fit with what the OP may need in terms of travel?

Oh get over yourself U2
That hadn't even crossed my mind. Don't jump to conclusions

OP, I've got as far as page 5 and just wanted to offer my sympathies. I am so sorry for all you've been through and well done on getting away and trying to get back on your feet. You will get there.

I have 4 children and am lucky to have a good income but they do cost a fortune! I still have to watch the pennies and things like shoes, growth spurts, unforeseen school trips (£16 next week, cheers school!) mean that it is really hard to budget.

And I think what people who don't have 4 don't realise is how bloody hard it is to find people to look after them! Even nannies balk at the prospect, as I have found since I have returned to work and mine are older than yours (1-9) so I can imagine it would be incredibly difficult for you. Particulalry if you don't have fixed hours - and you have to earn a lot to cover it. Most of my salary goes on childcare, I had no problems sorting out my working day as the others are at school but am really having difficult with evenings (I have to work 1-2 per week).

Oh and for those saying you shouldn't have had 4, am not commenting on your situation but contraception does fail. Happened to me. Don't judge until you walk in those shoes...

So, no YANBU, the benefits system is meant to help people such as you while
you get back on your feet and a cut in income is always alarming. Good luck, OP, there's been some good advice on this thread, hope it helps you and ignore the rest.

Thanks for the support of those kind hearts and for the rest of you. Normally i wouldnt wish bad on anyone but i hope you forever step on legos in the night.

Normally i wouldnt wish bad on anyone but i hope you forever step on legos in the night.

Christ alive. If you can't cope with opposing views then perhaps stay off the internet.

Halo transport will be provides to school for her children.