Sorry it's not a real AIBU, but my aged mother wants me to find this out by 9pm 
Her home's hard to insure due to its unusual structure. She's with Saga, who are utterly brilliant but expensive. Insure4Retirement has offered to match their cover for less.
It's a real company, American owned, but I've never heard of them and can't find enough reviews online. Do you know anybody who's claimed from them?
Cheers.