you can't complain about not having enough money as a pensioner if your able to work

[madhurjazz]

Just that really, certain person I know complains about not having enough but they have no health conditions and have enough to get by. No reason why they couldn't work.

Aibu to just say get a job and late 60s isnt really that old thee days?

What does CT mean?

For the record OP my Dad paid very heavily into a company pension.

He then lost it - not his fault.

Stop assuming!

Basis state pension is about 119 per week for existing claimants. JSa for those not yet state pension age 73 ish. Neither live life of Riley. New 150 ish pension not actually guaranteed. You could still get less

I would do something part time in my old age. The boredom would cripple me.

Lots of people who pay into an occupational pension and are over 40 will get nowhere near £150 state pension.

Auto-correct fail CV.

Oh I see. I'm an experienced careers advisor and I can say that no candidate should be putting their age or date of birth on applications.

I don't want to get sucked in by a goady op but I would like to warn people that I only found out that my employer had contracted out of NI when I checked my pension forecast.

I'm reasonably on the ball and, as far as I was aware, I'd been paying NI for 38 years so had assumed I was on course for full State Pension. Wrong. I'd advise everyone to check.

Lots of people who pay into an occupational pension and are over 40 will get nowhere near £150 state pension.

I'd be pretty surprised if anyone under 40 gets a pence. We simply won't be able to afford it if half of people will be pensioners.

So we now have a situation where young people are just being lied to about pensions. They should support it because when they are old, they will get it. No they won't.

Surely an employer can work out your age looking at your CV by seeing the year you left school.

My DM was one of the ones who paid the married womens stamp.

Weren't there women who are elderly now who actually lost their pension contributions when they married? I'm sure I read about there being a court case that they actually lost.

Yes, there's ageism. But we are starting to have a real problem here. It's all well and good saying people should be allowed to put their feet up, but when you start having a significant part of the population expected to be economically inactive for 30+ years (yes, some die, but life expectancy is going up), there isn't a society around who can support that.

Yabvvvu

Do you have any idea how a 65yr old feels?
Obviously not

Yes dollylucy, that's all very well, but why is it OK that I will have to work until at least 67? I know I've already said this, but either it is OK for people to be expected to work into their 60s or it isn't. If it is not ok now, why will it be OK in 30 years time?

But it's virtually true now - I am 61 and won't get my state pension until I am 66 - it's only a year's difference and that's now, not 30 years hence.

YABVU. Once someone has paid in enough (this is decided by the Government) to draw a full pension, and have reached pensionable age, they should not have to work. I have a friend who was a teacher and retired at 57 (when teachers still could). Why should he have to work? He has earned every minute of the leisure he has now.

But the op wasn't saying that people should all work until they are 75 (or whatever). The point was that if you are retired but physically fit enough to work, you shouldn't be moaning about not having much money. I think it's fair to say that the pension should cover basic living costs - but if you want to live a more comfortable lifestyle you either need to work longer before retiring, work in some form to earn extra during you retirement, or be damn sure that you've got enough saved up before you retire in the first place.

As has already been said, the state pension was to stop people being in actual, literal poverty in their old age, which was sadly the case for many people. It wasn't designed as - and can't possibly be - a replacement for a working wage. I am not looking forward to working for far, far longer than I want to, and I have no idea how it will go for me. But we all are going to need to do it, as we are all going to have life expectancies which are going to make an early to mid 60s retirement impossible to fund.

There are increased life expectancies. But most people spend more years alive and in ill health. People are being kept alive who 30 years ago, would have simply died younger.

I will get £119 a week state pension when I retire. Many older people did not have extended years in education. Most people my age went to work full time at 16 years old.

A lot of jobs that a senior could do post retirement from a primary employer are also jobs teenagers might like. As sad as it is to see senior's penny pinching it's awful to see unemployed youngsters.

Lots of you will inherit anyway, so you will be fine in old age.

Yes op, you hide the thread now you haven't got loads of people agreeing with you

'Lots of you will inherit anyway, so you will be fine in old age.'

Oh, bullshit!

Maybe.Just seems Mners are a well off lot, with well off parents.

Helena: "Surely an employer can work out your age looking at your CV by seeing the year you left school."

I don't put any dates on my educational qualifications in my CV. Now that I am in my late 40s, I don't even mention the first 10 years of my working life on my CV or on linkedin. You are not obliged to give your life history in chronological order in your CV.