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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

See all MNHQ comments on this thread

you can't complain about not having enough money as a pensioner if your able to work

180 replies

madhurjazz · 09/09/2016 08:12

Just that really, certain person I know complains about not having enough but they have no health conditions and have enough to get by. No reason why they couldn't work.

Aibu to just say get a job and late 60s isnt really that old thee days?

OP posts:
Scaredycat3000 · 09/09/2016 14:08

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

blueshoes · 09/09/2016 14:13

Do you have to give an age when applying for a job? I guess not necessarily at the interview stage but when you join, certain benefits are linked to age, such as pension.

If Cory's FIL got sacked, it could be for lying on his application/HR forms, than for his age per se? I am not entirely sure and I could be splitting hairs. The company would be on very thin ice if they sacked purely for age.

Out2pasture · 09/09/2016 14:13

There is a huge amount of age discrimination. My employer was thrilled when I left after 30 yrs, my replacement earns half my wage. DH very overqualified, fit, managers seem frightened to hire him.

blueshoes · 09/09/2016 14:14

Bandanddec: "I work with several people in their late 60s and 70s that have re entered the workplace after retirement, they enjoy it, the social life they've gained through new friendships and the extra cash, they have chosen to come back to work! Hitting 65 doesn't mean knackers yard!!"

What sort of jobs did these people in their late 60s and 70s get?

Dowser · 09/09/2016 14:20

I wonder how much unclaimed pension there is that goes back into the pot.
Three people I know all died in the same year of cancer and not one of them got their pension as they weren't old enough to claim.

Another friend got just over a years worth. I'm sure we all know scenarios like that.

user1471439240 · 09/09/2016 14:25

The pension will be £160 for 35 years ni contributions, full, none contracted out payments.
For people, most public sector workers, the starting point is £115, if you had been contracted out for 35 years.
From April this year no one is contracted out.
The difference can be made up, providing you have enough years to work before you retire.
This effects millions of people, millions do not realise

FrancisCrawford · 09/09/2016 14:28

This reply has been deleted

Message withdrawn at poster's request.

Bragadocia · 09/09/2016 14:28

Getting a new job may not be possible, but some people do give up work too quickly, and then find themselves eking out a pretty tough existence. My mother, for example, gave up her flexible, enjoyable local job in the nice part of SW London where I was raised, sold the house, and headed off to a village. She had vague ideas about nice little admin posts that she might be offered (she can't drive, so these fictional jobs would need to be on her doorstep).

14 years later, her retirement flat has been equity released, she has little sense of purpose, and she has no money for anything at all. God knows how the rest of her life is going to pan out. Could she honestly say she has achieved greater happiness by retiring at 60? A few more years of work would have been far better for her wellbeing, and financial stability.

brasty · 09/09/2016 14:29

I didn't realise. And I won't have enough working years to make it up.

blueshoes · 09/09/2016 15:11

Brag, good point about not retiring too early from a longstanding job as it is not so easy to find another job at that age.

We advise women who take a career break about how there are many off-ramps but not many on-ramps. I guess the same applies for people at retirement age.

If anything, stick around for the voluntary redundancy if the company was going to try to phase out anyway. After such long service, the redundancy could be substantial.

brasty · 09/09/2016 15:13

Lots of people,including me, only get statutory redundancy.That is very low.
Yes if you are older don't leave your job assuming you will get another one. You probably won't.

corythatwas · 09/09/2016 15:27

blueshoes, this was some time ago, but even today a company is not obliged to hire a man well into his seventies, if younger applicants are available so telling the truth would just have meant not getting the job in the first place rather than getting fired from it later

ApplesinmyPocket · 09/09/2016 15:50

At one time the Ideal was that "one day", with increasing mechanization and computerisation and 'Labour Saving Devices', we'd all be freed from work so we could get on with, you know, Life.

People seem to have really swallowed some kind of hype these days. Nowadays Work is spoken of in great glowing terms as if it's the actual point of life, the only way to have self-esteem, the only way to be 'validated'.

Let's not forget that most employment is tedious make-work sort of stuff, being at the beck and call of someone else, working when they say you must. Not all. But most. I've worked in all sorts of jobs, the same as most people - shop work, bar work, 'nicer' work like educating people's chlidren, care work, and writing fiction for a living. All of them, even the good ones, were dancing to someone else's tune, at their behest, to their time.

"She.. wants to keep active, talk to people who aren't ancient and keep up with current affairs. She cycles to work as well."

We can all keep active, talk to people who aren't ancient, keep up with current affairs, and cycle wherever we please, without needing Work to make it possible.

"I would want to keep fit and well mentally, get out and about and see people, feel I was useful and not surplus to requirements. "

Once again... why would you need paid employment to make these things possible for you? Confused

"You might be dead by 70, or disabled, I dont understand this obsession with work as a source of self esteem. you only get one life, why waste it all in a retail park packing shoes?"

Quite.

Dowser · 09/09/2016 18:30

Agree apples.
Call me a cynic but

School+ work= slave

Scaredycat3000 · 09/09/2016 18:50

People seem to have really swallowed some kind of hype these days. Nowadays Work is spoken of in great glowing terms as if it's the actual point of life, the only way to have self-esteem, the only way to be 'validated'.
So when was all the womens equal rights to work then? Hardly nowadays was it? And why do we need all this money , oh yes when women got equal opportunities we wanted equal rights to spend it! So now we need two full time jobs just to buy a bedsit. Is that hype?
why waste it all in a retail park packing shoes? When you could waste it all spending your days shopping in a retail park and having lunch out like most pensioners I know (I do not know every pensioner in the country, I'm sure other types of pensioners do exist) who then complain how little money they have in their mortgage free home.

ilovesooty · 09/09/2016 18:52

There are significant numbers of pensioners who don't live in a mortgage free home.

Scaredycat3000 · 09/09/2016 18:59

There are also a significant numbers of pensioners who own more than one mortgage free houses.

HelenaDove · 09/09/2016 19:02

OP my DH is 66 (23 years my senior) He has ischemic heart disease arthritis and emphysema.

He DID save for his old age. Back in the 1970s he was told to contribute to a workplace pension if he wanted to keep his job. He did so. He had to leave the company in the early 90s after a fall in the yard.

Company later goes bust, gets bought up by another company. DH turned 65 last year and they stated to pay it after we fought for it for 4 months. Its just over £30 a week.

People do save for their old age or try to. These ads for workplace pensions that are showing on TV. Id love to see what happens there in 30/40 years time!!!!!!!!!!

ilovesooty · 09/09/2016 19:03

Well they won't have to work will they?
Just those pesky pensioners with lower incomes who need to get out and find a job then.

HelenaDove · 09/09/2016 19:04

And my DM finally retired last Christmas. She turned 80 back in Feb. Years of working in factories have really fucked up her physical health.

anyoldname76 · 09/09/2016 19:05

yabu, not many employers would take a retiree on, it reallt depends if you have training to, manual work no chance, office position, possibly at a push they might get a job

FlissMumsnet · 09/09/2016 19:58

Forgive us barging in but... we've noticed some posts which are in poor taste. However, we don't feel we should be the arbiters of what people should find offensive and what they shouldn't. In these instances, it's very rare that a tasteless comment is left unchallenged (and we can see that many of you have done just that on this thread) so thank you! Flowers

HelloOrchidaceous · 09/09/2016 20:22

This is sadly the kind of attitude the current government want to whip up, so they can turn on pensioners next, they way they have already turned on single parents, disabled people I'll people and poor people.

Divide and rule, divide and rule.

We'll hopefully all be old at some point, if those in their 20s-50s turn on pensioners now we're only hurting our future selves.

The older people who made a real killing with pensions, properties, investments won't be touched by any of this, just those on the margins, as always.

Why must the UK continue to become more and more like a bunch of battery hens, just pecking out the eyes of whoever is nearest due to the stressful conditions imposed on us all.

brasty · 09/09/2016 20:49

I am guessing most young people do not know how many older people were screwed over by private pension. High charges, work places that went bust, etc. As a result of this, there is now some legal safe guards in place. But many people saved and have little to show for it.

phoenix1973 · 09/09/2016 20:53

Yabu
I'm early 40s and am deemed too old. I don't even get interviews!
Never a problem in my 20s and 30s.
So please don't say a 60 something should just "get a job!" 😡
Job hunting is shit at any age. After 40 it's like banging your head against a brick wall.😡
And no, I don't get benefits 🙄