To be gutted that I won't be getting tax credits for 3rd child?

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I'm just wondering what people's opinion is really.

We are trying for a 3rd child and I won't be getting any tax credits for this child as the government has changed the rules so that from next year tax credits are only paid for up to a maximum of 2 children.

I currently receive around £1k of TC for the kids and I would have received £4k for the 3rd if the government hadn't made the changes.

That would have meant an extra £250 a month. It's a lot of money for us. My DH works and I'm a SAHM. We have a £100k mortgage on a small house in a deprived area of town. We get by. We don't have much money left each month and I need to save literally for everything. I'm really really gutted. I really wanted 3 kids and this has meant that I'll be financially alot worse off now.

Of course I don't expect the government to "pay" for my children but it would have really helped, that's all. It would have eased the pressure off.

Just for the record we have never received any other benefits apart from JSA when DH was made redundant last year which was a godsend as we would have been homeless otherwise.

Do you think AiBU to feel/ think like this?

What part of the word allegedly don't you understand?

( And £210 is the absolute maximum weekly award of childcare tax credits to a family, so it's hardly a magic bullet to a family with 2 or more DC. Have you seen the price of childcare?)

YANVU. Why should I pay for you to have a 3rd child (40% tax payer). I could only afford to have 1 child, so that's what I did and didn't expect half of MN to pay for any more.

Not so good then. I admit I was surprised.

Lorsaidthedean

Are you really Gareth from The Office?

www.boreme.com/posting.php?id=15965#.V5yX0LgrJhE

Lors, you clearly have no fucking clue about autism or ADHD. Not one iota hence your very stupid and ignorant list at 10.57am.

Why the fuck would I or anyone else want our child to be autistic because trust me it is not a walk in the park. I have taken my son out today...he is taller than me and because something upset him he was sobbing like a 7 year old whole people LOOKED at him in confusion and pity.

But yeah the extra benefits are SO worth it.

If you have not had that stupid post deleted already I should report it to MNHQ yourself because it's disgusting. Shame on you.

Typos galore but am fuming at such an ignorant post.

Dowhat the problem is, that it is such a complex system, bits of it sound very generous or very stingy, and it can be 'spun' either way.

I'm always a bit jealous of larger families. I've always fancied having lits of DCs. But we've stopped at 2 as house isn't big enough, couldn't afford those bigger cars, day to day costs bills etc etc.

I could have happily had 3 or 4 kids but we stopped at 2. It was a financial decision. We could have "just" afforded 4 kids up to a few years ago but then things went tits up with redundancy and illness. We had to claim tax credits to help us through. They are there to help folks when they NEED help. Not there to facilitate having a larger family.

If you have not had that stupid post deleted already I should report it to MNHQ yourself because it's disgusting. Shame on you

More than two and a quarter hours later and it's still there Alfie

I can understand your disappointment, so not going to verbally bash you for this post, however, as someone who works three jobs and my husband two, we only get child benefit, and now only one of my children will qualify, due to age, You have been fortunate that you can be a sahm, it irks me a little that you and others are essentially paid to stay at home,I don't think benefits were originally designed to fund a lifestyle, so if you do have a third child , then i would suggest you look for some part time work that would give you the extra income.

I can't do links, but if you search for " unscrupulous parents seek ad he diagnosis" you should find she bbc report dated 8 Feb 2011, which confirms my statement that some parents allegedly try for a diagnosis to claim benefits.

op, boy have you been flamed big time, admittedly i'm in the 'why have a 3rd dc' camp but it's got to be said you didn't put your argument across well to start with and it does come across as selfish, but it was good that you came back to stand up for yourself, good luck with the new job and hope it works out in the long term.

hahaha it is Gareth from The Office

I appreciate its a contentious issue but can people not distinguish between:

1. Some people try to get a diagnosis for an 'invisible' disability for money and

1. All people with an 'invisible' disability do it for the money.

1 is true. 2 clearly isn't.

Hi Willow, apparently not. I didn't even say it was my opinion. But it doesn't change the fact it is an opinion.

appreciate its a contentious issue but can people not distinguish between:

1. Some people try to get a diagnosis for an 'invisible' disability for money and

2. All people with an 'invisible' disability do it for the money.

1 is true. 2 clearly isn't.

I'm sure 'some' people 'try' to get diagnosed with all manner of things for various nefarious purposes. But they'd almost always be unsuccessful because medical diagnostic procedures are rigorous and involved.

There is a great deal of experience of Autism and associated conditions across MN. Many of us have supported our DC through the arduous and exhaustive process and have seen first hand how it works.

Therefore the implication (in the midst of scrounger bashing feeding frenzy) that faking autism or ADHD was a plausible and widespread fraud phenomenon was always going to be met with the contempt it deserved.

You stated it and therefore it is YOUR opinion. Shame they do not give out benefits to the terminally stupid as you would be quids in.

DragonsEggs I've got to challenge this: They aren't a subsidy for employers, some jobs just don't demand a high salary as no skill involved
I'm surprised nobody else has. What do you think would happen with these low paid jobs if there were no tax credits? Or to the costs like rent, which the poster you are disagreeing with also mentioned?
Skilled or not, the jobs need doing. If nobody would take them because they couldn't pay rent on the pay, the pay would rise. IT would have to, unless the costs fell - ie people took the jobs but couldn't rent at the prices offered, so supply and demand would bring the rents down. Tax credits allow business people to pay less/charge more at all our expense. Not sure I've explained that clearly, but it's fairly obvious if you think it through.
The OP shouldn't have more children unless she can afford them, though.

But the poster didn't say they did get financial benefits but that they tried to get them :)

And, trust us, Autism and ADHD don't need any more ignorant smears than they already attract.

But the poster didn't say they did get financial benefits but that they tried to get them :)

Ergo, that a proportion of the parents seeking Dx for their DC in the UK are doing so for financial gain, not medical need.

And you see no problem with that assertion?