To Set Up a JustGiving Page?

[inamess24]

I am in a right pickle!

A month ago I was driving back home from town and my front left wheel went in a massive pot hole that I couldn't miss (oncoming traffic meant I couldn't swerve round it as it stretched out into the road).

The wheel went in the hole with a massive bang and the front suspension cracked. I managed to limp the car home (DH and DCs all with me) and found that the top mount had shattered. I stupidly called my insurance because not only did it damage my car, but it also did something to my already damaged spine - the pain in my left shoulder and hand is the worst I've experienced in 8 years since I was attacked). Anyway, the insurance company took the car, told me it was a write-off and sent me the money for it, less the excess. The excess however, was £650 which meant the cheque for the balance is way under £1000. I can't find a 7 seater car for under £1000 for love nor money so we are stuck in our village. The school is in the village so we're ok getting to school, but we cannot go anywhere as a family, 2 of us have to stay at home (I borrowed a 5 seater to get DH to work).

The insurance company said I will have a good chance of recovery because there was a red line round the massive hole and the fact, 4 weeks on, it still has not been filled in. But they just don't know when that will be settled.

WIBU to do a justgiving page to help raise money to get a new car under the circumstances? I suppose, if you don't ask, you don't get, but would people really help us?

When I get the money back from the insurance company, I would donate any donated money back to charity of course, because it would be better for someone more in need to have it..... a kinda pass-it-on.....

What do you think (and be kind - I haven't done it yet)

Plenty of people have kids and no transport. Some even live quite rural. Some have kids with special needs. They use public transport. Not ask strangers to buy a car for them

Crikey people are being harsh op.

Without a car living rurally can be incredibly isolating, especially with young children. In our village there's one bus out in the morning and one back late afternoon so useless unless you've got a full day to spare.

Really sorry you're having a rough time op, I'd donate on a just giving page (though tbh prob wouldn't find out about it unless I knew you personally)

Can't you ask friends and family collectively to lend you a small amount of cash each, on the understanding you pay them back when your claim is settled?

Justgiving shouldn't be used to raise funds for personal gain, in my opinion.

Honestly. You have 5 kids including a new born, a back injury that leaves you in a lot of pain and very limited public transport. I'd you were my friend i would give you what i could afford to help you out.

I wouldn't donate. And tbh, when you're getting car insurance, the excess you pay should be weighed up against hypothetical circumstances like this.

You took a chance for cheaper insurance but it hasn't paid off, now you need to suck it up. And I also don't believe you can't find a car for under a grand. You just want a more expensive one.

I'd judge.

I would think you incredibly grabby and I would judge you I'm afraid.

I don't mean to sound rude OP but do you know how just giving works? You would have to publicise it and ask people you know for money. So the just giving page itself isn't really anything (just makes it easy and secure for donators) the question is whether you are BU to ask friends family and co workers to pay for your car because you don't have any many and of course YABU. Why would they pay for it?

Are you thinking of crowd funding maybe?

I'd get a loan. As above, how does your DH get to work?

Are you not entitled to a disability car?

I think £1000 could get you a large second hand car to be honest. Have you tried any car auctions?

I have just read your OP and realised you DO have another car! C'mon OP you're taking the piss. You want your friends and family to buy you a new car for day trips because you can't work out how to get you all out in a 5 seater? Ha ha ha ha ha you couldn't be further away from desperate. You're winding us up

This has got to be a wind up.

At the vitriol of the answers you're getting OP Leasing or family loan or £1000 eBay/ auto trader car is the way forward.

I can't even believe the idea entered your head.

I have five children, so there is 7 of us. We have a normal five seat car, it can be a pain in the arse if we want a day out with everyone. However, it gets me to work, helps with the shopping and certain other outings. We either have to get a bus/train or get my mum to come with us so she can take some of the children if we want a day out. I wouldn't ask anyone to help me buy a bigger car.

I am sorry about your car, it must be really shit for you and I'm glad you have decided not to do the JustGiving page, but I'm still shocked it even crossed your mind enough to ask about it.

I think the OP has probably got the point now.

This is ridiculously greedy. You can afford 5 kids, and you want the general public to buy you a car?? When I first started work, i didn't have a car for a few years. Guess what I did?? I took the bus and saved up. Stand on your own two feet.

I have never got any money to buy a decent car and always have to buy 7 seater shitwagons for under a grand. It can easily be done.

'Are you not entitled to a disability car?'

Do you really think they give those out like sweeties? They are nigh on impossible to get now if you have had to switch over to PIP.

In your first post you say you have'nt done it yet, implying you are seriously thinking about it, in your further posts you're getting stroppy and saying you are'nt going to do it.

You choose to live rurally with crap transport links and you choose to have a stupidly high excess to bring your premium down, so sympathy will be hard to come by.

Take out a loan or a 0% credit card or either you or husband look for a 2nd job, but to ask for others to fund a car is incredibly hard faced, would'nt you be embarrassed?

Omg-that is the cheekiest thing I've read for a long time!! No, OP-please don't do it!!

I'm sure you've figured out by now that most people think you would be incredibly cheeky. I wouldn't donate sorry and people would judge.

I deleted someone off Facebook a few years ago because they were continually begging people to contribute to their fund to help them become a pole dancing instructor (not a made up job for anonymity purposes: that was the actual job). She had a real sob story and people did donate but on the same day as she posted the crowd funding page, she posted that she'd just booked for her and her daughter to go and see Cats in London. Surely a trip like that would have cost a few hundred pounds, which she could have put towards the £500ish she wanted to raise.

So you say you want to use the larger car for outings but you'd have to make sure they were free outings and you were never seen to be buying/ doing anything else or you'd create bad feeling.

Sorry, OP. I initially thought some of the reactions were a bit severe, but reading your OP again they do have a point. You do have some transport and can manage essentials such as school and work. It's not a genuine enough reason to set up a just giving page, in my opinion, and I don't think you'd get much of a response, or many donations, in any case.

I think the reactions are in part due to shock at the sheer cheek of it.

People in rising numbers are relying on foodbanks to feed their families and OP wants strangers to chip in for a car, FFS.

My DC told me today her school shoes are knackered and letting rain in. I have no fucking clue how I'm going to replace them. At no point did I consider setting up a fundraising page for it.