To not want DP's friend to drive my car?

[MummySparkle]

DP and his friend are going on a sporting weekend and leaving tomorrow. They are taking my car as it's much more practical for a 5hr drive each way. Last time they went on a day trip in my car DP let his friend drive for a little bit.

Friend is insured through his work as a mechanic, however does not have his own car insurance policy. He is also too young to be covered as 3rd party on any car as part of an insurance policy. He is a perfectly competent driver though.

I am the registered keeper of my car and the insurance policy holder. DP is also fully comp on the car.

Where do I stand if DP allows his friend to drive and they have an accident? Would it all come back to me?

WIBU to completely put my foot down about this?

If you have got an online quote for putting dp's friend on your insurance, they will have kept a record of that, so would be unlikely to believe that if he drives the car that it was without your knowledge.

But it isnt proof that he was driving with the op's consent it's circumstantial. She has told dh he is the only one allowed to drive the car so hasnt given consent. Awkward yes but surely the burden of proof lies the other way? I knew a bloke at university who got done for letting a mate drive his car uninsured, he was sitting pissed in the passenger seat when they were pulled over. Now that one would be hard to wriggle out of.

Horsemad - that thought did cross my mind too.

I cannot believe you were all going to be so bloody stupid about this. This is serious. Properly serious.

This friend's insurance through work will NOT cover him to drive your car.

Let's hope your DP drives the whole way back too and isn't tired. I cannot believe he and you have let this happen before.

Fucking stupid. Sorry, but you all are. You sound like teenagers.

The last time it happened I knew nothing about it until afterwards. I agreed to let them borrow my car for a long journey to collect a piece of sporting equipment and apparently friend did a short motorway stint on the way back. Both me and friends partner gave both of them a piece of our minds afterwards!

I know friend is not covered by his work insurance, as i know it doesn't cover him for his parents car. (I might not have made that clear from my first post - sorry)

I didn't mention not letting friend drive last time as I assumed it was a given. As I expressly told my DP that he was to be the sole driver this time i trust him to be the sole driver. He wouldn't go against what I have asked him.

I do agree with all of you that allowing friend to drive would be stupid with potentially damaging consequences for both us and any other people / property involved. I posted because I wanted to double check that I wasn't in the wrong (I didn't think I was)

*partner's car not parents car. Although it wouldn't cover him for that one either!

As I expressly told my DP that he was to be the sole driver this time i trust him to be the sole driver. He wouldn't go against what I have asked him.

Glad you're so sure. I wouldn't be, as he's shown himself to be either stupid or reckless with your car before, and fully intended to let his pal do it again this time even though you said you didn't want him to.

Let's just hope nobody innocent gets injured if he does drive.

The last time it happened I knew nothing about it until afterwards. I agreed to let them borrow my car for a long journey to collect a piece of sporting equipment and apparently friend did a short motorway stint on the way back. Both me and friends partner gave both of them a piece of our minds afterwards...... I didn't mention not letting friend drive last time as I assumed it was a given. As I expressly told my DP that he was to be the sole driver this time i trust him to be the sole driver. He wouldn't go against what I have asked him

Your partner sounds about 12 . He borrowed your car and then let his pal drive it, even though they both knew he wasn't insured .

And clearly the " I gave him a piece of my mind " technique isn't actually working because he was intending to do exactly the same things again this weekend .

None of you seem to have any idea how serious this is . Other people have pointed out the legal penalties and potentially life changing consequences of driving without insurance but you seem to think it's like teenagers coming home an hour late .

And it's your fault because you didn't actually say " don't let uninsured drivers drive my car please "

Have you remembered to tell him not to drive when he's been drinking ? Or under the influence of drugs ? Because otherwise he might thing that it's ok

I also agree with Horsemad

I don't think this is about money, but priorities. They plainly could afford £69, the petrol for the 10 hr round trip will cost more than that and I bet they are buying snacks at motorway services not packing butties. They don't want to pay it. They'd rather have the mate drive uninsured. I hope your husband is telling you the truth about who drove.

Too late now I guess, but if the issue arises another time dont put him on your insurance as it could affect your no claims going forward if he has an accident. If he wants to drive your car, make him get short term stand alone insurance - there are lots of online companies that do it. That way, you wouldnt be affected if he crashed your car.