to ask if most of you realise the tax credits cuts affect people who work, not the unemployed?

[ssd]

yes, that's right, people who work get tax credits, you must work to get them

the cuts affect people in work, not people who dont work

I'm fed up reading here about the lazy unemployed who will get their tax credits cut...err no they wont.

Oh that's crap Gosh, you get given it in one hand and taken away in the other. We are both in our forties and I have managed to get work as a TA last year but the funding has ended and I have been left in limbo. I am struggling to find anything else. I feel really lucky that we have a house with a reasonable mortgage. I do not know how people are supposed to start out these days. Somethings got to give.

bear l have been taken on as bank staff for a lunchtime supervisor position at my daughters school. Since June lve made 14 quid! You have to laugh really. What l am happy about though, is that it is a recent reference. Useful, as my self employment role was as far removed from min wage work as you could imagine! Thank you for your support.

Oh I've been there with midday work, going to school, coming back from school, going to school, come back from school, go to school, come back from school. That is just one day! It was all I could find!

I've looked into getting a third job but it's not gone well because every job that's come up so far has required shifts to be worked at a time when I was at one of my other 2 jobs. I've managed to swap one job for a better paid job (relatively speaking). Progress is being made, sadly not enough to stop people calling me lazy.

CerealEater no matter how many times you name change, your vicious claptrap is still identifiable.

Yy LuisSuarezteeth, I thought she'd de regged till this thread. Stands out from a mile. Most benefit bashers are mostly ignorant to how much of a struggle it is.
She just comes across as plain nasty.

Bathtime I will say it's sad and 'headtilt' all I want because it IS sad that people have become so reliant over the years that it's now become a case of many not working or minimising their working because they would 'only' end up 10,20 or 30 quid better off after EVERYTHING. It's a sad state when nobody sees the point of supporting themselves and relies on others -others who, may I add, could pull the plug at any time. If people truly need extra money then why are they turning it down when it involves a bit of extra work? If they can manage perfectly fine without it then..

Of course it's going to hit people, it's bound to and part of changing what has been created in society will always be making some unhappy, but due to the means of it then it's easier to swallow for a lot of people, although not necessarily on the receiving end. I don't think the cuts will fix things the way people want them too though,it needs so much more than that and that does include raising wages along with several other things.

Oh, and by the way, I'm a self employed single mum to a disabled child who gets tax credits. Will I lose some tax credits next year? Without a doubt. Am I panicking? No, I'll manage it, I've been much much worse off when ds was a baby, I know how to cut my cloth. Will I increase my earnings? Yes, natural progression will give that and has been the intention from day one! So please stop thinking that anyone who challenges the opinions on here is earning bucketloads or that they are sneering at or making digs and assumptions when in actual fact they see a societal problem that needs fixing, rather than just throwing money at everything

I am currently on full benefits as I am a Carer, I am not any worse off with the cuts. My neighbours who both work WILL be worse off, so much for supporting hard working families.

In fact after all the rhetoric about hard workers "walking past curtains still drawn" while they go to work and promising action our Chancellor has in fact crapped on those workers from a great height. The curtains will still be drawn but the worker is now even worse off financially.

My curtains will still be drawn as my child does not sleep well, other people still have curtains drawn for other reasons but after all the fuss Gideon made it seems ironic that his "hard workers" are now going to struggle even harder.

Not putting that well as am tired but you get the gist.....

Fab post trip trap.

Dear Red daisy red....and others

I've been sitting on my hands for a few posts..............
but I just wanted to point out that the childminders and nursery workers and nanny who allowed you and others to go out to work are low paid workers...lucky you you probably won't need to use us any more, I guess your little ones are all grown up...

A Nursery employs people who work hard for little money to care for children...locally most don't know how to work towards paying the so called living wage...because the Tory government wants to provide "free" childcare and pay well below the odds for a place.

Childminders are self employed, many of us work far below the minimum wage and work for as many hours as you, if not more...we won't be getting the living wage.

Nannies are employed by you and others...will you/they be able to afford the "living wage"?

Even if you approve of it (which I guess is your right even if I don't) how can it work...? The high paid rely on the low paid to run the world around them whilst they concentrate on doing their very important, financially rewarding jobs...If we can't live then you won't be able to work....

Single parent, single income family I work over 50 hours per week....I will lose £1400 minimum. And guess what if I work more hours and earn more...I will lose more!

Oswin

Trip its great for you that your drop in child tax credits isn't going to affect you that much. But we need much more joined up thinking than this.

Oh, and by the way, I'm a self employed single mum to a disabled child who gets tax credits. Will I lose some tax credits next year? Without a doubt. Am I panicking? No, I'll manage it, I've been much much worse off when ds was a baby, I know how to cut my cloth. Will I increase my earnings? Yes, natural progression will give that and has been the intention from day one!

Ah, I see.

So you are an unapologetic scrounger, who should have given up your "self-employment" and got a proper job so you could pay your own way.

But now that you've taken full advantage of benefits to get yourself established, you want to deny the opprtunity you've had to improve your situation to other single mothers of disabled children.

Stay classy, won't you?

agree with bath there

"I'm all right Jack"

bugger those behind me though

Is it always like this for the first few months after a general election? Numerous petitions for vote of no confidence in various cabinet ministers, news stories every day about what the government are doing, etc? I've only got Internet quite recently so I couldn't see as much of the political stuff last time.

Agree with Bath, too. No chanc3 of natural progression for me, either. I'll be lucky to keep my job at this rate, more redundancies announced. I certainly couldn't get more hours, even if I could afford to pay for additional childcare while I was there.

What we need bear is more joined up thinking ,rather than the state society has gotten into where there are many lazy people lacking the desire to self support. No, that doesn't mean that EVERYONE claiming tax credits is lazy, far far from it, but can you not see why people wanted tax credits reduced? It is because of those who really cannot be bothered when they have the opportunity because they could save a few hours and just get more free cash. It's THAT that has caused many to despite tax credits and claiments -and yes I'll agree a lot do generalise there which is not fair. That and the amount people can be topped up - a family with one worker can end up with the same or more money than someone working full time on a reasonable wage who doesn't get top ups. And, of course, also because amounts have led to increasing reliability which effects society. Something should have been done to make things easier in the first places rather than just increasing amounts of top ups don't you think? There is a reason people talk about a 'benefit trap' because it sometimes is the case that people are better off either fully or partially on benefits. There are cases where many would be a bit better off working a little more but what we've created is this situation where they don't get the self sufficiency and think they're only earning the few extra quid because the rest they could otherwise get for less or nothing. That's not the right way to think is it?

It's that that has annoyed people and caused changes. It's sad for those who do what they can, it really is,but how do do fix the monetary situation and fix the increased laziness (in those who are lazy) all at once before it gets further out of hand?

As an aside to that, I've seen so many people panic once their kids turn 18 and start work or head off to uni, because they'll lose their child related benefits/tax credits and don't know how they'll cope. That's scary and something needs sorting. Can you imagine all that sudden loss if you've built your lifestyle, home, debts and everything else around this money that will one day stop? That's got to be pretty harsh.

Lmao no Bath I'm someone who doesn't have to work at all,yet I choose to. I have a 'proper job's and it's one I can fit around d my caring responsibilities even if I am up working at 3am. It's impossible for me to work in a normal job these days due to ds,sleep patterns, school lateness and no childcare available for him. Prior to that I studied,trained and worked in the legal profession. I had a career. I had to move away from that for ds. Now I work for myself. I haven't actually taken advantage of anything to 'set me up'. Like most people under a fairly decent amount of money I was entitled to CTC when I had to give up my career. Nobody has said their is any shame in that.

But you prefer to see things differently because people just cannot be bothered to actually consider things properly,can they?! They just see slurrs where there are none and wear blinkers when it comes to the problems and causes.

Right, so putting people in poverty now means that when their child turns 18 it will be easier for them because they realise they will have to get a job with more hours. Its that simple!

I also see a societal problem, we all do. I just don't see the answer is to pull the ladder away from people who are clinging onto a cliff edge. I am not necessarily talking about myself. And I am not looking at it from the prism of my own existence. I just don't see that the answer is as simple as you are making it out to be. Look at the post from the childminder, what answers do you have for her? She is not going to be earning a living wage. Why shouldn't she get tax credits, nobody should be working 50ours a week to earn a living wage. A decent income has to be paid for by someone. So who. Who is going to pay for those people who are earning the very lowest wage doing important work? It will still mean an increase in taxes or the cost of living somehow. And as an aside I think that will drive up inflation.

I'd also be interested in:

• if there is going to be any increase in funding for CAB (lots of CABs were closed recently after funding was cut);
• if the food banks are going to be able to cope when the benefits changes come into effect;
• what help there will be to get people into work / better paid work / additional hours if they are underemployed;
• how the government expect people under 21 to afford to live. What if they don't have family around to help.

Gosh, I'm normally alone in my views but this thread is heartening. Perhaps there is hope for another 5 years of Tory rule after this one. Keep it up.

Red, go wave your fucking Pom-poms elsewhere

Bathtime

whats happened to you, reddaisyred?

I've never seen you so uncaring and bitter?

I know you champion working full time and earning as much as possible, but you've never seemed hard to me before.

and before anyone questions my logic, I know full well who red is, I remember when her name started with U, way before X and I'm genuinely a bit concerned here.