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Non oaying tenants should be arrested!!

268 replies

JakieOH · 02/07/2015 23:02

Just watching a programme about landlords and tenants. I know there are bad landlords out there, however, surely it should be a criminal offence not to pay rent on a property?? It can take months and months to evict a tenant from your property and it costs a fortune too. Meanwhile the landlord has to pay the mortgage etc. it's awful, these people should be arrested for theft because that's what it is.

More a rant than a question really, I rent out my old flat and it worries me a lot! If my tenets decided to stop paying rent I would most likely default on the mortgage and loose the property. There would be very little comeback to retrieve the money Owed.

I'm lucky because I have great tenants, they get a lovely oroperty at a very very reasonable rate (just covers the mortgage and any breakdowns/upkeep etc)

OP posts:
suzannecanthecan · 04/07/2015 16:39

Suck it up or go live in North Korea

hows about that for black and white thinking

eh boys and girls

ThatBloodyWoman · 04/07/2015 16:49

Terrifying really.

If we're relying on altruism or any social conscience from special 's lot,we're stuffed,clearly.

MaggieJoyBlunt · 04/07/2015 17:13

I suppose it's to be expected from a sizeable proportion of those with a vested (financial) interest in the status quo.

Someone started a thread today about their objection to their DC being able to inherit the £1m+ family home free of IHT. The reaction they got was quite something.

SDTGisAnEvilWolefGenius · 04/07/2015 17:50

So, if housing is a basic and no-one should be allowed to make profit from supplying it, where does it stop?

Water is a basic, so are gas and/or electricity. So are food, transportation, clothing - the list goes on - do people,thing that all these should be supplied on a non-profit basis? And if you think they should, who do,you think is actually going to step up to supply these things when there is nothing in it for them?

Unless we abolish all private ownership of property, and all housing is supplied by the state, we are always going to have private landlords, imo - so we need to make sure that it is a properly regulated service that meets the needs of both tenants and landlords in a fair and equitable fashion.

How you'd do that, I don't know. I can see pitfalls with any option I have thought of.

We definitely need more social housing and Housing Association housing - I was appalled to hear that the government was considering a Right to Buy scheme for HA tenants - all that is going to do is reduce even further the non-private-let housing stock, when it should be increasing.

People need stability and security. They need clean, safe homes they can afford. The state needs to provide a proper safety net for when someone does lose their job, or their circumstances change. I don't think that is going to happen under this government. Decent landlords need to set fair rents and have the right to expect them to be paid. A rent cap sounds like a good idea - I am not sure how it would work in practice, but I am sure better, more experienced minds than mine will be able to answer that.

Slum landlords need to be punished - I suggest a year living in their worst property, without being allowed to make a single improvement - whilst their tenant gets to live in the landlord's house for the year, rent free.

Those tenants who could afford to pay their rent, and whose home is of good quality, and well maintained by the landlord, but who deliberately decide not to pay their rent - not people who lose their jobs, become ill and unable to work, circumstances change dramatically or those who withhold rent because their landlord is not doing repairs or the house is not of decent standard - just those who are, for no good reason, not paying - evicting these people should be easier, and there should be a blacklist so future landlords know to steer clear of them (with all the necessary safeguards so people who genuinely cannot pay or shouldn't pay, due to the standard of the property, don't end up on it).

WeAreEternal · 04/07/2015 17:54

I think it should be a legal requirement for all landlords to have landlord insurance, so that they are covered just in case the tenant doesn't pay the rent.

I also strongly believe that all landlords should have at least 3 months worth or mortgage payments set aside to cover themselves,
Although it's also good advice for anyone with a mortgage not just landlords.

I'm a landlord myself and you should always be prepared, it's the responsible thing to do.
If you are only on missed rent payment away from defaulting on the mortgage then I would be putting the property on the market.

suzannecanthecan · 04/07/2015 18:01

the utilities and the railways were government owned not so long ago, thatcher sold it all off, along with the social housing

of course there are no perfect solutions, that doesn't mean we shouldn't question the way things are.
Left unchecked the wealthy and powerful will tend to use their wealth and power to gain even more wealth and power

SDTGisAnEvilWolefGenius · 04/07/2015 18:05

I am not saying we shouldn't question it, suzanne - I'm saying there are lots of pitfalls, so reforming it is not going to be easy.

suzannecanthecan · 04/07/2015 18:17

I agree with you SDTG (despite unintentionally giving an impression to the contrary!)
I dont think it will be at all easy, things are very unbalanced, large numbers of people will be in trouble if there is an interest rate rise, and who knows what could spark that off

specialsubject · 04/07/2015 18:30

sorry, fuzzwits, but I don't work for free. Do you? I hope you do with all your preaching on here.

what's wrong with making money from working hard, buying a house and renting it out? Boringly it is in very good condition, in a good area, quiet, etc etc. Sorry I'm not a slumlord. And yes I do have all the insurances in case I get one of the crooks moving in. Balance is NOT in favour of the landlords (nor should it be)

Why is this a 'social conscience' issue?

do you wear make up? You wasteful slob, totally unnecessary. How priviliged are you to be able to waste money like this? Disgusting.
do you buy takeaway coffees? Ditto
do you but lots of new clothes? ditto. Loads of decent second-hand stuff about.
have you bred more than two first-world kids? Planet clutter. Shame on you.

as much sense here as 'housing should be free'. In fact, more.

one or two on here need to look in the mirror.

specialsubject · 04/07/2015 18:31

ps bring on the rate rise. Who wants to be a landlord? If my hard-earned savings could earn interest I wouldn't need to be.

ElectraCute · 04/07/2015 19:13

Ah yes, the 'hard-working' meme. Nice one, special. You are nothing if not reliable.

ReallyTired · 04/07/2015 20:27

"I think it should be a legal requirement for all landlords to have landlord insurance, so that they are covered just in case the tenant doesn't pay the rent."

There are different sorts of landlord insurance. As far as rent protection goes, I have my savings to cover a void. Why should I be forced to have rent protection insurance when I have the financial means to cover a void period for 12 months? Insurance is for risks that you cannot afford to under right yourself.

Now legal protection insurance is a different matter.

morelikeguidelines · 04/07/2015 23:51

Ludicrous to consider arresting tenants for non payment . Let's punish poor people more, shall we?

As pp has said, businesses (and that's what this is) should have contingency money. You shouldn't rent out a property with things so tight that you are stuffed if they don't pay.

These people are paying your mortgage for you, at the end of which you get to own their home which they have paid for. That is one serious f ed up situation already.

It should however be a criminal offence for landlord's to fail to keep the property in good repair.

I am neither a landlord or tenant at present - own and occupy my house. But have been both in the past, at one point simultaneously.

cruikshank · 05/07/2015 01:25

Not getting the make up and takeaway coffee comments. Maybe it's the HRT kicking in.

ReallyTired · 05/07/2015 04:47

"
It should however be a criminal offence for landlord's to fail to keep the property in good repair."

It already is. However how do you define "good repair". Every property has its quirks. I would like a mini survey that includes a inventory that outlines faults. At the moment an inventory is done when a tenant had committed themselves. I feel a tenant should have the right to withdraw if a mini survey shows up major problems without financial loss.

Tenants aren't always poor. One of my tenants has a far better household income than we do. She is anything but poor and downtrodden. She could easily afford to buy a property, but she isn't yet ready. The rental market is quite varied and the high end is not ex social housing.

HelenaDove · 05/07/2015 17:39

it is a criminal offence but the processes to sort it out take too long. By the time it reaches court the tenant could well have been without hot water and heating for months and months on end.

ReallyTired · 05/07/2015 20:56

The law is really more concerned with thing like gas or electricity that might kill the tenant. In the event of there being no heating or hot water the local authority can direct the landlord to fix it. The tenant would probably get away with leaving the property mid contract, but might struggle to get their des posit back.

As far as I know it is not a criminal offence to make your tenant miserable, but you do get into trouble if you kill them.

JakieOH · 06/07/2015 11:00

I should think so too, for me it's all about keeping the tenants alive otherwise how would I make my millions Grin

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