to say no i'm not lending you money

[ghostspirit]

someone i know had about 300 pounds on friday now asking me to lend 20.00. its only sunday how can someone be so skint.... maybe fags/gambling... i dont even know what its for and i dont care

Did you ask where the £300 went???

I know fags are expensive bit still.

Maybe drugs?

If you don't want to/can't afford to don't do it. It's not compulsory.

Don't. You won't get it back.

Maybe they had debts or maybe soemthing broke in the house that need replacing quickly.

If you know the person surely you could probably guess if they've pissed the money up the wall or not.

If you have the spare money to lend and want to then go for it. If you don't want to say no.

You say you don't care but the fact you started a thread asking says you do

Haha, I wonder if this person is someone I know who does exactly the same thing.

YANBU, you're not doing them any favours by lending them money. The problem with the person I know is that they spend most of their £300 paying off what they borrowed the week before.

Only lend if you're happy not to see the money again.

I wouldn't.

YANBU.

ha i have never lent the person money they should know by now. maybe i was the last hope haha. yeah i would have thought its gone on gambling.

i dont care. but i can still moan... actually i do really because of the kids.. but like someone said not doing them any favours

Not a lot of information to go on. I'll chuck in an early 'no, don't do it OP' and await further instructions.

donf lend what u cant afford to lose

i can afford to loose 20. just dont want to be a mug

Don't lend then, you won't get it back by the sound of it.

The answer I gave in a very similar situation was
"I'm sorry, but I wouldn't want to increase your debts by lending you the money. You'll just have even more to pay back."

Family yes. Anyone else sorry but no.

Did you lend it? Where did the money go?

Don't lend it - unless you can afford to give it away. If someone says they need food for their children then just buy the food.

I wouldn't even lend to family now - we lent a relative six week's rent so they could put a deposit down on a rental - never saw it again (& they've since left the rental so never knew if they got the deposit back or not) - rather than cause a rift in the family we've just accepted that we've lost over £1k.

You lent £300. You haven't had it returned yet. Do not lend any more yet.

Eve I don't think the OP lent the original £300.

Ragwort, that's horrible behaviour from your relatives.

eve no i have not lent 300... bucket no i did not lend it not going to.

i wont buy them food either i think that sort of says well if ghost buys us 20.00 worth of food. then i can use this money for fags or gambling

Did a bunch of bills just go out for them? I mean, DH put £290 into my bank account on Friday. My standing orders go out on 10th of each month and they will pretty much eat that money.

Alternatively, the £300 went to pay off loans, or something disastrous happened (car breaking down, washing machine going, flood in flat) that ate it.

I can see a lot of circumstances where £300 could go in days without being spent on some kind of drug and booze fuelled binge.

As a note, I never loan money. I give money if I can afford to lose it, but loans lead only to stress and ill feeling. And if I do give the money away, I never enquire too closely about where it's gone.

Anything else needs to madness.

i doubt if very much owl thye are always doing it every week almost. she used to ask me all the time but i asked questions about things and always said no so she gave up asking me. i think maybe she had just forgotten that i question things.