Totally U to ask but a bit panicky and hopefully more people using the AIBU..
I will hopefully be buying first property with DH in 9 months or so. I am buying a piece of art and have visited the gallery - they told me about a 0% interest scheme where you pay in installments - just need to apply on website and it instantly goes through. There were a few q's asking how long i've been at current address and I put my new surname (only got married 6 weeks ago) - kind of gave best-guess answer. It got rejected! No problems with my accounts etc! The message at the end said: "Please rest assured that our decision to decline your application is known only to yourself and the supplier concerned in this transaction and has not been disclosed to any outside organisation" AIBU to ask if this will affect my credit rating in respect of my (hopefully) buying a house in the near future?!