here's my breakdown of my jsa, for those who still think it is enough/covers everything:
my total jsa as a single claimant with no dc is £288 per month (£144 per fornight), rounded up
£80pm towards rent (my rent is £350pm for 1 bed flat, receive £270 in HB as im in private let). No, i don't have the funds to pay removal costs to a housing assoc flat- even IF they could find me one as cheap as this
£37pm Unlimited Broadband (took out when still working & still have 6 months left before contract ends). i need to find £82 from somewhere to end the contract early...however, i need this as i'm setting up as self employed.
£20pm towards Contract Mobile (again taken out when working), unlimited free landline and mobile calls - thankfully this contract ends at end of January
£24pm towards Council Tax
£40pm towards Gas & Electric (currently heavily in debt re utilities so account not clear like it used to be when working)
Leaves me with a grand total of £87 for the month, this works out to £21 PER WEEK to spend on my food/cats food n litter, transport (even with reduced fare), essential clothing, toiletries, cleaning products etc.
I've just picked up my new specs from Specsavers, got the NHS voucher and as i got the 2-4-1 deal i had to pay a top up of £10 towards it. i didn't mind at all, it was well worth it - but it's left me £10 down on my weekly budget for essentials.
My cats are my babies - i watched them being born, and there is no way i am letting them go if i can help it.
Nobody is getting birthday/christmas presents whilst i'm on jsa, i need a pair of knee high boots/wellies that are waterproof as i tend to walk everywhere if i can - and i've seen a pair in the charity shop that will hopefully still be there by the time i find the money. My family live a 5 hour Megabus journey away - unless they pay for my tickets and all food/costs whilst i'm there i can't go see them.
Luckily i don't have credit card/overdraft/miscl debts like many others do.
Even on a minimum wage i had more to spend on my essentials than £21 odd per week.
Thankfully i roll with it and don't feel bitter or angry....if i do i tell myself there are people out there a lot worse off than me - both in this country and abroad.
however....the way we single jsa claimants get treated is disgusting compared to the amount of financial help that is available to others - especially to those with children. It is NOT enough to live on - it is enough to just about SCRAPE by. On top of that, Wednesdays is my sign on day - so i have to wait until MONDAY to receive my money despite them saying 'oh you get paid two days after signing on'
i consider myself lucky...there are others with higher rent top ups/debts etc to factor in on that £288pm they receive......