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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

aibu in wanting financial assistance with childcare?

83 replies

judgejudithjudy · 06/01/2015 21:28

I have a 2 year old and serve disabilities which mean I have 3/4 hospital appointments a week so have to put lo in a childminders. I only receive £22.50 a week dla & my child costs are double this.

If I don't go to my appointments, I will never get well but struggling to pay for her to be cares for.

I have no family & my few friends work.

How do the dla expect you to live?

OP posts:
Lifesalemon · 10/01/2015 19:46

I agree with you that it probably doesn't cover everyones expenses. Care allowance especially is a pittance competed to a proper wage but if that's the level she's entitled to its not the DLAs fault if its not an adequate amount to meet her needs. That's all I'm saying.

Lifesalemon · 10/01/2015 19:47

Sorrysilverstars my last post was in reply to previous post.

maggiethemagpie · 10/01/2015 19:50

It's not right, but wouldn't they expect you to take your child with you to appointments? Nothing to say a 2 year old can't be at an appointment with you although I agree that it's not ideal and your child is better off being cared for elsewhere whilst you have appointments.

dixiechick1975 · 10/01/2015 19:54

If your accident was not your fault I assume you have instructed a solicitor to make a personal injury claim on your behalf. If not yet be aware that any claim must be brought within 3 years.

Your solicitor may be able to obtain an interim payment if your claim is ongoing to alleviate some of your financial issues.

Letmeeatcakecakecake · 10/01/2015 19:56

You will be entitled to 15 hours per week nursery funding for your two year old. You can get some information on how to apply through the nursery,mj health visitor, or online. Opt for a private nursery as you will be able to use the hours during half term until the term after your child turns 3.

Have you applied for the care component of DLA? Are you single? If so you should automatically qualify for income support as your child is younger than 5 with the disability component which makes it up to roughly £113 per week. Being entitled to income support will entitle you to full housing benefit costs with council tax reduction. You should also be entitled to roughly £220 child tax credits as well.

Make sorting our a nursery placement for your child a priority. You can do 5 x 3 hour sessions or 3 x 5 hour sessions. I'm sure this will relieve some of the pressure for you.

What do the appointments entail? Is it physio or generally seeing someone? I'm sure you can drag your child to general appointments although I'd understand it being a pain taking them to physio.

YesIDidMeanToBeSoRudeActually · 10/01/2015 19:57

Maggie, a number of my letters for outpatients appointments say if possible young children shouldn't be present.

For some appointments it just isn't doable, who will look after a 2 yr old for 45 mins if you are incapacitated - lying in an MRI machine, or having physio for just two examples. It's not fair to expect medical staff to do it.

Letmeeatcakecakecake · 10/01/2015 20:04

Annoys me when I see people I know are really not entitled getting given cars. Especially when I watch them muck out & ride. Back problems my arse

WOW, are you for real? How do you know someone's personal circumstances? Ever heard of hidden disabilities? I'm constantly getting filthy looks for using a blue badge because I don't 'look like someone' who has a disability because I'm young and. It visibility disabled with my legs covered. Anyone who has applied for DLA knows the hassle and hoops you have to jump through in order to qualify. Fucks me off big time when Jane doe decides to be the self appointed DWP disability assessment officer based off looks.

ilovechristmas1 · 10/01/2015 20:07

i think op is well aware about tax credits,esa etc

she is just urked that her DLA/PIP is not as much as some people get

Letmeeatcakecakecake · 10/01/2015 20:09

She can always appeal it. I must have applied about 5 times and went to tribunal before I was awarded mine.

Lifesalemon · 10/01/2015 20:51

Although its not really my business OP and its fine if you dont want to answer this but do you mind me asking about your disability. You said up thread you are half paralysed, I'm not really sure what that means. Do you mean paralysed from waist down, left or right side only? Surely any of these disabilities would entitle you higher level of DLA with the option of a motability car and you should be appealing against the decision on that basis which has nothing to do with childcare expenses.

MiaowTheCat · 10/01/2015 20:54

This reply has been deleted

Message withdrawn at poster's request.

SoonToBeSix · 10/01/2015 21:00

As pp stated you are entitled to childcare costs. Tax credits will pay up to 70 percent of your childcare.
As you receive dla only your dh needs to be in employment.

Loletta · 10/01/2015 21:32

This reply has been deleted

Message withdrawn at poster's request.

Loletta · 10/01/2015 21:33

This reply has been deleted

Message withdrawn at poster's request.

crumblebumblebee · 10/01/2015 21:40

"Lost most of my sympathy for the OP when they just resorted to calling other people who get DLA/PIP liars or fakes or whatever else and trotted out the usual line about them having a car but being spotted running the hurdles in the Olympics twice a week"

Yes, I agree wholeheartedly.

judgejudithjudy · 10/01/2015 21:48

I know these people that claim & they have no qualms in boasting about getting supported as back pain is one pain you can fake.

Accident was my fault, I had a fall from my horse, fractured my skull, crushed vertebraes, broken hip, short term memory loss, severe headaches, 8 broken toes, broken ribs.

I'm probably not safe looking after lo who is actually 22 months (sorry about my memory). I have to write down when I feed her or change a nappy. I'm very distraught at this.

I just feel after 22 years of paying taxes & ni, I'm going to lose our house as we can't live on oh wages + my £22.50 a week.

OP posts:
Loletta · 10/01/2015 21:52

This reply has been deleted

Message withdrawn at poster's request.

crumblebumblebee · 10/01/2015 21:57

I just don't see what these supposed fakes have to do with your childcare difficulties?! Btw, you don't get HR mobility for "back pain". I've probably filled in over 100 benefit claim forms in my job.

Lifesalemon · 10/01/2015 22:00

Your injuries sound awful OP. It must be hard to deal with all that on top of looking after your little one and then have the worry of losing your home too. Please get some proper advice about ways to improve your situation by other means then DLA. Good luck.

Karoleann · 10/01/2015 22:15

OP I do hope you get better soon, but you can't expect the state to cover your childcare costs.
Horse riding is bloody risky, I wouldn't consider it for me or DC's.

YesIDidMeanToBeSoRudeActually · 10/01/2015 22:24

You would not get higher rate DLA or pip by "faking" back pain. You simply cannot fake "severe" back pain. At that level there would need to be significant clinical and physical evidence over a period time such as MRI scans, a diagnosis and treatment history, neuro exams, independent medical reports and a physical assessment from the DWP. I'm surprised that you, as a person with disabilities would make these sorts of assertions to be honest.

I hope you get better soon. Did you have any form of insurance? You've had a lot of help and advice from this thread, despite your unfortunate comments trotting out the same old bullshit about back pain sufferers being scroungers.

hatgirl · 10/01/2015 22:34

phone your local adult social services team.

presumably you also aren't riding any more and wont be for some time which will also save you some money in the meantime?

SoonToBeSix · 10/01/2015 22:35

Op why are you ignoring the fact that you only have to pay thirty percent of your childcare?

SnowWhiteAteTheApple · 10/01/2015 22:38

DLA is nothing to do with tax/NI if you have worked for 22 years then you would be entitled to contribution based benefits.

As an aside tax/NI aren't a saving scheme, the amount you will have paid won't have likely covered your own health care, schooling etc much less your own childrens and benefits for them.

Did you not have insurance with such a dangerous hobby knowing there were children to be supported if something happened?

YesIDidMeanToBeSoRudeActually · 10/01/2015 22:38

And presumably you've worked out that, with your significant injuries only resulting in a weekly DLA award of £22.50, rocking up with faked "back pain" with no evidence, won't get you the free car?