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AIBU?

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Original poster

To apply for a credit card through Compare The Market just to get a meerkat toy?

21 replies

TheCunnyFunt · 03/12/2014 15:47

I'd never actually use the credit card, I'd shred it when it arrived, I've seen firsthand the damage that can be done with one. But we don't need any kind of insurance and I want a Safari Oleg!

Are there any downsides to having a credit card but never using it? Does it do anything to your credit rating?

OP posts:
Nohootingchickenssleeping · 03/12/2014 15:51

Yes it does affect your credit rating. You can get an Oleg on Ebay you know?

Summerisle1 · 03/12/2014 15:54

Just buy one. Don't have your credit rating affected by applying for a card you don't want or need. How expensive can a Safari Oleg be anyway?

Poolomoomon · 03/12/2014 15:58

You can buy them on ebay, they're surprisingly very popular though so theres a lot of bids on the ones I can see... Makes more sense to do that than to get a credit card you don't want or need though. I don't get it personally, what would you do with it?

Germgirl · 03/12/2014 16:20

The Safari Oleg toys are surprisingly tiny you know. I got one for DSD by buying my insurance through Compare the Market.
Here he is. He's about the size of my hand.

To apply for a credit card through Compare The Market just to get a meerkat toy?
Beanie99 · 03/12/2014 16:31

I agree, don't bother. I was gutted when Safari Oleg arrived at my house, he is tiny!!! I know he's a baby but still expected him to be a bit bigger!

WinnieTheBitch · 03/12/2014 16:34

I'm selling a baby Oleg if your interested?! Brand new in box!

OnIlkleyMoorBahTwat · 03/12/2014 18:00

You can get one by switching your gas and electric too, or insurance.

AnotherGirlsParadise · 03/12/2014 18:06

I took out contents insurance purely to get a Baby Oleg. DP was impressed by my proactive attitude to protecting our belongings and 'being a proper grownup' (something I'm normally fairly shit at), then a few weeks later Baby Oleg arrives and DP twigs Grin

iggymama · 03/12/2014 19:31

I have standard Oleg and I very kindly sorted my parent's car insurance so we could get a safari Oleg. They are small but very cute.

KnackeredMuchly · 03/12/2014 19:37

Credit cards are actually good for your credut rating provided you pay them off in full each month.

Someone who has never had any credit or debt is in a much worse position as they have no proof they can be responsible with a loan.

I know, it's stupid.

That said, how much is your personal data worth? You'll be on those lists with Compare the Market and credit companies etc.

You could buy one on ebay instead?

avocadotoast · 03/12/2014 19:46

I've got an Oleg en route, you can buy it if you want. Save me the hassle of sticking it on eBay Grin

Blueandwhitelover · 03/12/2014 19:49

I did a credit card switch to get a Baby Oleg after the thread on here saying how much they were fetching on ebay. It's on ebay and not had a nibble yet lol.
I get the feeling it may end up in the cupboard.

PomBearWithAnOFRS · 03/12/2014 19:53

I made DH use their site for the car insurance just so we could get a Baby Oleg Grin Blush
We got an email yesterday from "Auntie Sergei" to say Oleg has now entered the UK with his bug toy and is on his way and that he (Sergei) hopes he (Oleg) will be very happy with us Grin
And now I'm in a panic cos we're moving and I don't want to lose Oleg Confused
They do take quite a while to arrive. We got a choice between the ordinary one and the Safari one.

InfinitySeven · 03/12/2014 19:57

I want an Oleg! Avocado and Winnie PM me if you haven't sold them yet.

Original poster
TheCunnyFunt · 03/12/2014 20:03

So what would happen exactly, to my credit rating if I did do it? If I got a credit card and shredded it straightaway, what would my credit rating be? Confused

I can't really afford to buy one Sad unless some lovely kind person wants to give me a safari Oleg for christmas? :o
(Joke!)

OP posts:
LindyHemming · 03/12/2014 20:59

This reply has been deleted

Message withdrawn at poster's request.

calculatorsatdawn · 03/12/2014 21:05

I got two last year and flogged them for 15quid each. I was stunned (and had a lovely Sunday lunch out on the proceeds)

Blueandwhitelover · 04/12/2014 07:48

They don't fetch £50, mine is on for £12 and doesn't even have any watchers lol. It is a cute toy though, we also have the biker one, the school teacher one and I believe Sergei is on his way too. Perhaps I should sell them as a family!

allypally999 · 04/12/2014 08:05

I have a few meerkats now and got safari Oleg recently. I didn't know what to do with them all (I'm 56 with no kids) so kept him in the box and took to charity shop along with 2 unboxed others - they got £30 for him and £10 each for the others. I feel all saintly and they are happy so good result all round. I have 3 more at the minute but strangely reluctant to part with them - they are cute! I will give them away soon ... honest!

specialsubject · 04/12/2014 08:31

I got £25 for a standard one last year, needed insurance anyway so it knocked more off the premium.

they take about 3 months to arrive.

OnIlkleyMoorBahTwat · 04/12/2014 08:32

I sold my Safari Oleg on eBay last week for £27.50 (free P+P buy it now)

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