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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To feel sad to not inherit anything from my f?

81 replies

queenceleste · 29/09/2014 13:17

I don't want to identify myself but to put it simply, my f remarried a few times and always said when that he died that he and his wife would leave everything to each other. When the second one died, they would split their estate between their respective children.

He died first, she died next, very sad and painful for all the children. She died at the beginning of the year in another country and we have heard nothing about her (once their) will and who the executors are and who benefits.

I assume that means we are no longer beneficiaries. That is her prerogative of course but it does feel sad to be left out.

I can't go into details but there is enough left for it to matter, it's not like there's nothing left.

I would like to just let it go and move on but part of me thinks, they agreed equality and then she changed it to just mean her children.

A friend of mine once told me that this almost always happens, that the step parent redirects property to her own children. That is her right of course but it does feel harsh if you're one of the ones left out.

I'm interested in hearing what other people's experiences have been in this area of step families and wills. I wish them all well, I'm only feeling a bit sad about it.

OP posts:
Mintyy · 29/09/2014 21:01

No, absolutely not to do with the money for me either.

Thoughts with all in a similar situation Flowers.

listsandbudgets · 29/09/2014 21:37

YANBU.

I imagine the same will happen with my dad dies. My step mum is younger and they have 2 children together. I doubt the 3 of us from his first marriage will see a penny. Already resigned to it to be honest but not a nice feeling :(

windowtree · 29/09/2014 21:50

I can see both sides to be honest so will refrain from saying whether you are being U or NU

My DF died last year and his will was for everything to go to my SM (and by inference her two DCs and her DGCs) - I'm fine with that - she is younger and still has to have resources etc..

I am a SM - if my DH dies before me - his money will go to me because I (also younger wife) need the financial support (we have younger DC)

Also my DM has given me and DH a LOT of financial support - re: housing etc.. I want that to go to my DC (and so does my DM)

My DSCs DM died a few years ago - my DCS inherited her money

I don't feel bad about my DSC not inheriting from their DF - they have inherited from their DM

My DSC are all in their 30s and have their own families

My DC are still dependent on me - I think that makes a difference

My DH is crap with money - but he loves all his DCs - the financial elements of a legacy are in relation to the practicalities of our situation - they are not about "love"

micah · 29/09/2014 21:53

If it helps, it's not always blended families.

My mum inherited when my dad died (we were under 18). She gave away all his possessions- grief clouding her judgement, I think, as she regrets it now.

She's not great with money, has never worked (she was 40 when he died), so has been living off his estate ever since. There's nothing left to inherit now.

Not vindictiveness or anything, just poor judgement and some bad decisions.

I suspect children very rarely inherit anything significant these days, unless the family is very wealthy.

CocktailQueen · 29/09/2014 21:55

Just what Longest said - you need a trust drawn up by a lawyer who knows what they're doing when second marriages and blended families are involved! Bonkers not to, and bonkers to rely on your surviving spouse... Especially if lots if money is involved.

Op, yanbu - I can totally understand why you feel sad and cut out. I'd ask to see a copy if the will, and could you speak to your ms about it, remind her what your F&F wanted?

mamasilla · 29/09/2014 22:08

YANBU

Mintyy · 29/09/2014 22:17

Windowtree

Your dh should leave some money to his older dc. So what that they inherited from their mother? It could have come about that their mother had needed to pay for care and used up any money on that.

When you die your dc will inherit from their father and their mother.

I find it very cold and callous that you would put the word love in quotation marks like this "love". Please don't assume that your dh's older children will not feel deeply hurt by this!

BeyondRepair · 29/09/2014 22:47

I don't feel bad about my DSC not inheriting from their DF - they have inherited from their DM

shudder,

its not about need!!! Its not about need unless someone is really having a truely hard time...

Its about treating all fairly.

Its awful to cut children out from their own fathers will, he brought them into this world

He brought them into this world. They did not ask for their mother to die, or their parents to divorce!

Or their father to remarry and have a new family.

For god sake, treat all fairly.

saying the others are young!!! So what, they will grow up too, what if older one gets cancer, gets widowed, for goodness sake, you cannot cut people out because they seem to be OK at the moment!!!

BeyondRepair · 29/09/2014 22:48

God its almost like punishing them for loosing their mother, whilst they were young!!!

How hideous?

Iflyaway · 29/09/2014 22:53

Welcome to real life.....

You never know what you,re going to get....

queenceleste · 30/09/2014 10:43

thanks for all the posts, I can't read them until tomorrow but I appreciate hearing others' experiences, it helps.

I really don't want to identify our families. We have also found out since I posted that my sm did leave everything to her dc and we were not mentioned in the will.

Interestingly I was told many years ago that this is very very common; that a widowed spouse will revert an estate to their own children. I have always known that that was probable. She was good to us but she adored her kids. I think it was a case of:

He thought their estate was all theirs, ipso facto - for all their children to benefit from.

She thought their estate was theirs til he died after that it was all hers and then after her death - all her kids'. And actually, that's what the law says.

I think they will try to acknowledge in some way financially which is the best we can hope for.

But it's a status thing I think. Everyone wants their parent to put them first somehow don't they? At least your parents!

I always feel sad for Peter Sellers children. I think he had a few who inherited literally nothing from their dad. Harsh.

I think for me it confirms the rejection I always felt as soon as my f left my m. I always felt he only cared for his wife and that we were almost irrelevant. I think words can be cheap and your will shows who you really cared about. That is just my opinion, I'm not saying I'm right!

OP posts:
queenceleste · 30/09/2014 10:47

Also Mary Portas had a hideous story. Her mother died leaving fairly young family. Then her father remarried. When he died his wife sold the house and Portas and her school age younger brother had no where to live!

I think she talked about it on Desert Island Discs. If ever there was a moment where I would have delighted in a a public shaming than that was the moment. What a horrendous thing to do to orphaned children, i mean, it's Dickensian isn't it? And it sort of proves the element of truth in the wicked stepmother theme in fairy stories.

I know there are great sms out there but there are some injustices wreaked by them as well.

OP posts:
mrsnec · 30/09/2014 10:54

Hi op,

My father died a while ago. He had cancer. He was separated from my stepmother but never got round to divorcing her. He had a new partner. He left his estate to my brother and I, his sisters and his new partner but nothing to her as she'd already had half the house and his pension.

The executor encouraged her to contest and so 18 months down the line we've not even been to court yet. A lot of the time the will doesn't mean anything it comes down to the law and we have no idea which way its going to go.

micah · 30/09/2014 10:56

Hate to say it though but there are ways of making sure your DC inherit if that's your wish. Leaving everything to one person and assuming they'll carry out your wishes is just naive.

If DH had anything he wanted to leave to his children, or make sure they got after I died, I'd send him to a solicitor to draw up a will where that would happen.

I think the deceased has to take some responsibility. My will is tight (I hope!), everything goes to my children, but they don't receive anything until DH dies. DH is taken care of, will live in the house etc, but he cannot change my will. If I left everything to DH, just saying please leave it to my kids, not any kids from any subsequent marriage, I'd be a bit stupid, wouldn't I?

queenceleste · 30/09/2014 11:04

Oh, micah, absolutely! He was such a selfish lazy father! He didn't really care about anyone except himself.

But he did, I believe, in good faith trust her to be fair to us.
He was a mug in that respect for sure, I totally agree.

It is just a continuation of the sense of rejection that I wish didn't matter to me, but knowing how much she loved her dc and left everything to them inevitably makes me feel, 'why am I not so loved?'
Babyish, maybe, but it does still hurt to be dumped by a parent and a will is the final message isn't it?

OP posts:
Lucyccfc · 30/09/2014 11:29

Similar situation here.

My Dad remarried and he and Sm bought a house together (mainly funded by my Dad). He retired and had quite a large pension. They had a will which said their house, money eat would be left to each other in the event of death and in the event of both of their deaths the money would be split 6 ways. My Dads 4 children and SM's Neice and godson.

Fast forward a few years and my Dad died. SM remarried and the will is now null and void. If she passes away, all my Dads money and possessions will pass to her new husband and then his kids, who never even knew my Dad.

Hey ho - that's life and shit happens.

queenceleste · 30/09/2014 11:31

absolutely Lucy. All those Jane Austen novels are as true now as ever. Don't trust anyone to be good to anyone else. You have to do it yourself or pretty much assume it won't happen.

I would love to be able to just walk away and let it go and not brood.

OP posts:
allypally999 · 30/09/2014 11:55

Happened the other way round for me ... my Step-F's first 4 kids (who never bothered with them when they were old and I did) got a lawyer and raided the estate when he died and me and my sister weren't allowed anything as we were not his kids. The one tiny thing I asked for (a worthless ornament|) they refused to let me have. Still galls me as they were not there for 40 years and I was but hey ho.

UptheChimney · 30/09/2014 12:11

YANBU. Definitely not. Money means more than just the money iyswim.

That is her right of course but it does feel harsh if you're one of the ones left out

It really isn't her right morally, actually, she's been incredibly selfish & greedy. But it's your father who should have arranged for his half of the marital assets to be left to her use for her lifetime, and then passed to his children.

But the only time you can dispute a will is on his death, not hers.

I imagine that a lot of posters will flam you, but I do understand how you feel (been there, T shirt etc), and I know it isn't about the money. And you probably feel worse for feeling like this. Don't beat yourself up about it. YANBU

TheSilveryPussycat · 30/09/2014 12:42

What do the beneficiaries think? AIUI a will can be changed following a death with the beneficiaries' consent - it's called a Deed of Variation.

micah · 30/09/2014 13:17

I really don't get why people don't have wills drawn up, or only go for the very basic "spouse gets it" version.

Money well spent IMO.

o/p- I can imagine you feel this way as well because he could have, should have, made sure you were left something if he wanted it that way. The fact he couldn't be bothered to make sure you were included must hurt, regardless of the money.

mumwithanipad · 30/09/2014 14:23

I had an account here for a few years but can't seem to get back on so created another so I could post this. I am a big lurker but felt like I had to post, I'll try to keep it brief but if it's rambley I'm sorry.

My dad died suddenly two years ago, at the time he died he was with his third wife and had been together for almost 20 years. There was me and my brother from his marriage to our mum, a half sister he had with his wife and a step brother who was basically brought up by my dad.
I'll be honest and say my relationship with her wasn't great but it wasn't bad. I was around 8 at the time when he first met her and his second wife was abusive towards me (that's another fucked up story) so I can't really blame his third wife for being cold as I wasn't very chatty and extremely nervous, plus due to my dad's new responsibilities to his new wife and family we only saw him every month on an as and when basis. They often slagged mum off during these visits and I would spend a lot of my time there wanting to go home, my younger brother fit nicely in, I'll never forget her son telling me I was a bastard cos my dad was now his dad and loved him more, his mum didn't correct him so I felt like it was true . I'm rambling again. Anyways the years went by and dad loved her very much, I know that, so as long as he was happy I tried my best to fit in.

Anyways dad died suddenly two years ago, I was in shock and but mostly worried sick about my brother, as we were driving to the funeral home the day after dad dies my step brother was saying how his aunt had been through dad's papers (he would hate that) and found a load of insurance papers and that dad had looked after his mum and him and my half sister very well. I felt physically sick and the rest of the funeral went by in a blur. I didn't give two shiny shits about the money, and I have never ever, nor plan to ask about any money left, it was the feeling of being left out and if I'm truly honest let down my dad. Turned out he hadn't left us out as such, he'd just named his wife (as is correct and proper) on his insurance policies, it's the fallout and her attitude since his death which has hurt so so bad to the point I had to cut contact a year and a half ago.

She's left some disgusting voicemails and sent some nasty letters which made me kind of glad I disengaged when I was a kid as the hurt my brother went through at being rejected by someone he thought of as a mother and brother was almost as bad as dad's death itself and I'm left almost three years after his death totally messed up as I've questioned my whole childhood and realised just how manipulative they have both been, (they fir the narcissistic profile to an absolute T) and I often feel very angry at my dad for not protecting me (his second wife hit me and something much more worse which I can't write). I always thought I was such a strong person but since my dad's death I'm questioning everything and feel like a right idiot sometimes. I'm a fully grown adult and feel like that little girl many years ago, but with the understanding of an adult.

I guess what I'm trying is the OP isn't being unreasonable, it's not the money as such, it's the unfairness and can totally understand the hurt. In my case being left out if that side was a catalyst for me waking up and seeing actually how shit things had been.

LyingWitchInTheWardrobe2726 · 30/09/2014 14:51

In a way, I understand what you mean. Your dad built up whatever he had and, by dint of dying first, your step-parent's children benefit and you don't. Micah's point is very pertinent. Sounds like your dad just didn't care enough to do that safeguarding.

Do you have a good relationship with your stepmum? I can't imagine being a stepmum and, on losing my husband, not making any kind of provision for HIS children from the assets that my husband had before we married, at least.

LeftRightCentre · 30/09/2014 16:15

I agree with micah. Notice how it's always a man/father who does this?

ssd · 30/09/2014 16:21

op, I can well understand your hurt and your anger

Thanks for you

hope one day you find some peace over this.