to think taking about how much you've "made" from your property is vulgar and rude

[brt100]

Firstly you haven't made anything unless you move and secondly this money isn't magiced out of thin air - people below the chain have to pay for it by working longer,having 35 year mortgages and having less of a life while they pay it back.

Also its really inconsiderate braging in front of people that cant afford to buy!

I think it was ghandi that said there is no greater evil than money earnt without work

Rant over, just had a friend round and I'm still fuming. Its bad enough at dinners

We have a lot of equity in our home but at the time went through eight years of hell financially to,afford it - good school area which has since got even better. We had three young kids, no holidays until they were ten, made our own fun, I couldn't afford child are to work so were on one salary, and were always in overdraft. If two kids needed shoes it was a drama as to where we could cut costs. Now they're away to uni we will be selling soon, and out of the catchment for the school the same house will cost us a third but I want somewhere tiny and rural anyway.

My close friends know about its value-ish but I've never had it valued. We overpaid the mortgage every time we had a small windfall and dressed from charity shops. It's only in the last few years we have been comfortable. Everyone goes through it.

Quite a few folk planning to rent properties as their pension. Just from my own experience, every time I've been given notice by a labrador it has been a pensioner landlord, under persistent pressure from their children to sell up and given them the cash rather than leave them a rental property to deal with.

Not sure what to make of that, but it's been a definite pattern.

Labrador? Landlord. Gah.

Which is how we acquired our flat. Pensioner landlord selling up. We are slowly working through nearly 15 years worth of neglect and bodge jobs. Now we've been lucky enough (and it is luck, not hard work!) to get a flat we are still dealing with the consequences of a greedy shyster of a landlord.

He basically bought the flat for next to nothing in the early 2000s, did no work or even the most routine of maintenance and sold it for 70k more than he paid for it, whilst make a tidy wedge each month from rent. That isn't clever or hardwork that is being a certain age at a certain historical moment and being unscrupulous.

YANBU, it is vulgar and would piss me right off.

In similar position as shockinglybadteacher I have a good degree and work in an academic environment and earn not very much. I love my job btw.

DH does not earn a huge amount either.

I am 41 and have rented my whole adult life. We save money for a house deposit every month but tbh whereas I once thought it might actually become a reality, owning our own home now seems unlikely.

shockingly he actually said polis?

Yeah. That's not weird in Scotland, though

He also said "anti-disablist" which made no sense at all unless he seriously thought disabled people are actually called "disablists". It wasn't the most coherent conversation I've ever had.

that is funny!

Compo we have the same problem with our house. The previous owner was a DIY knob king and everything 3 years on is starting to fall apart. We are slowing fixing things up and to be honest I don't mind as it's giving me a chance to change things to how I want (putting a bath back in the bathroom for example)

People have suggest to DH and I when we move home we should keep our London house as an 'investment'. Not a chance.