Were you not aware that there was going to be a residential trip? I started saving towards the cost I estimated of the residential trip for DS1 almost a year in advance.
When DS2 started at the new Primary, the first thing I asked was what year group does the residential trip, and could they give me an estimated cost.
I'm also having to budget for DD's Y11 leaver's prom in July. And for a girl, that ISN'T cheap, and is a one-off event that cannot be 'replaced' if she doesn't go, and she wants to fit in with hair, make up, shoes, dress. And they're holding it at some out of the way effing golf club rather than the footy stadium as in previous years, so I now have to add transport there and back to my budget as I don't drive.
if you have lots of DC's, you need to be aware of upcoming trips, especially more expensive ones.
I'm on a limited budget, and except for the more-than doubling cost of DS1's residential trip, I manage to budget appropriately for trips.
Yes, it's crap that they've added so many trips in January, and I WOULD complain to the school about that, but I would come to some payment agreement with the school about the smaller trips.
Are your 2 DC's that are going on the residential trip twins? That's the only reason I can see for them both going at once. If not, then surely the younger one gets told that they can go next year?
I can see it would be an issue if you have twins, double the costs is a bit hard to cover if they are the same age.
I use the Child Benefit to cover school trips - because to me, that's what the Child Benefit is for, to benefit the child. I don't include it in my ordinary budgeting. For 4 DC's, that gives me £242 a month to split between shoes, clothing, uniform, activity costs, school trips, and anything else that benefits the Child. I don't see it as 'my money' or part of my household budget.
That's what my Income Support and CTC is for!
I seem to be unusual in this, amongst the people I know on benefits though. I always did that even when in low paid work though.
To me, the name of the benefit is pretty self explanatory as to what it's meant to be used for, for the benefit of the Child.