to be worried about Universal Credit

[idiuntno57]

I am in the lucky position of not needing to claim this but I am so worried about its implementation.

Its coming in in the Autumn and is going to be an online only, monthly, postdated payment. It will be paid to one adult in the family unit.

All well and did if you are god at managing your money, internet literate and in a stable relationship. But in the real world....

How are the most vulnerable in society going to have a chance with this?

Already the council tax changes are coming in and as far as I understand people are confused and shell shocked by it. UC is much bigger and no one is prepared.

Funny that Domjolly because nobody can find them

Its so depressing, and sadly predictable isnt it thesecondcoming

having a go at recipients is attacking the wrong group.

There is a reason why this lot of politicians are demonising benefit recipients . It takes the pressure off them....

I would like to add a few points

1. people.useing public computers to entre personal info is a great way for ID theft. NI numbers address and date of birth all on a screen anyone can look at

2. you cant budget if you dont know the amount you will get.

3. the partners of adusers will be more affected.

4. In 2007 the cost of living was less and benefits the same now in 2013 the cost of living is high and the benefits the same - this is why people cant feed, cloth or heat the house for children. There is over crowed in private houseing as council housing list are long and the council are not building new council houses, many cant save as they are living hand to mouth , most are paying off debt raked up in the good free lending times that intrest has sky rocketed due to the credit crunch. Most benefitd are claimed by those working. So it was doable to last a month on little money to make it strect thats not an option now as there is no room to strech the money today.

Because people are li ing hand to mouth the 4 weeks without money will mean bankruptsy and homelessness to more people - meny who work hard but dont get a liveable wage.

Yep, but they're too thick to see it.

Why are you sterotyping people who claim benefits?

Can you tell me the number or percentage of people who are in employment and claim benefits?

Do you know what percentage of the overall budget the wellfare bill is?

There will always be people who think like happymum and domjolly - they were posting the same stuff before the last election.

Also, rather than being 'out of touch', the Tories know exactly what the outcomes of their policies will be but they don't care. This is their brand of politics.

To those bleating about internet it costs little compared with the prices of just about everything else - why do people consider it a luxury? It was a luxury maybe 15 years ago...

lottieandmia and there will always be people who think like you who bleet on about not being able to budget dispite every working family having to do it

And demanding the goverment give more of working familys hard earned cash to support those who dont work

Labour knew the outcome of there policy its just they didnt wuite pull it off buying people off with welafre in exchange for votes

"£968 is all I receive. No school dinners or uniform allowance. Housing benefit, child tax credit, child benefit and income support."

So the equivalent of a £13k salary. Some people dont net that working full time.

The second coming I have plenty of empathy for those who need it but many on benefits are on them by choice. Some dont want to work, thousands had children they had no way of supporting, many want a SAHP so claim for that reason or only want to work a few hours a week. People are responsible for their own lives and choices not the state.

It's a comfort mechanism..... "These awful situations only happen to naughty druggies.....not me...."

The left and right shall never unnite and i suppose the left feel that money should be given with out any requirment by the clamment to look for work or prove they are doing so.

And the right think its not the working familes job to keep those who can work and wont

Naughty druggies :(

We are a welfare state if you disagree with it then move to any other EU country or USA and hope that you can pay for medical treatment your own pension and have enough savings to last if you lose your job or become disabled.

Hapoymummyofone, I wasn't complaining about the amount I receive. When I say "is all I receive" I was replying to domjolly's post suggesting I received school help as well. A better wording would have been "is the complete amount I receive". Nice try at trying to make me look entitled by comparing it to a working persons income but that's not what I was saying at all.

Its crazy you wouldnt walk to the end of your road knock on the door and ask strangers for food and cloting for yourself and your kids

But thats effectivly what the left are asking the government to do if the left think the argument is so right

Lets set up a welafre fund instead of mandorty tax and see how many pay in to support those who are on it i surspect you would have a bout 5p in that pot

Universal Credit is going to be a nightmare. I work in local government / civil service and there are going to be savage consequences which will have a massive impact on many people and services. And even go beyond the many who are directly affected; so if you are sitting pretty thinking that this won't affect you - it will. The chances are that people close to you will be directly affected and even if they are not; then you will be hit too as a result of poverty hitting other people's lives.

For example when we have been looking at the impact of the cuts: rent arrears for local councils and housing associations are predicted to double, at the very least. This means that councils and housing associations are going to have to plow much more resources chasing people for arrears - bailiffs, expensive court and legal fees. This means that budgets are going to get further into the red and this means to pay for this council taxes / rents will either have to go up or more services cut.

Homelessness is likely to rocket. Communities will become far more transient which affects those who live in them - even those who don't need benefits at all. Graffiti, vandalism are likely to rise. All crime is likely to rise dramatically.

As people are pushed further and further into poverty studies have shown that their health rapidly deteriorates - emergency admissions to hospital are most common for the most poor and vulnerable in society; independent of age. This will mean greater use of resources for the NHS - costs which will either have to be passed to you in greater national insurance contributions or service cuts.

As people are pushed more and more into poverty their education suffers and their potential educational attainment deteriorates - pupils who qualify for free school meals are far less likely to get five A-C GCSE passes than children who don't qualify for them. And the link very strongly is poverty: it isn't that children who qualify for fsm are poor because their families are in poverty because they are intellectually inferior -at least 60% of intelligence is NOT inherited - if you were to remove fsm children and their families and put them in affluent areas with decent incomes their educational attainment would be likely to dramatically improve.

The more people who struggle academically means that overall performance in class is dragged down - which may impact on your child's performance. The more children that require additional support means that resource budgets are stretched even more.

The more families are plunged into poverty; the harder it is to get out; the harder it is to get a decent educational attainment and the harder it is to get a decent well paid job; and guess what; the cycle continues. For generations.

Poverty is good for no-one. Even if you are alright Jack; it will impact on you. You may feel less safe, more paranoid. You will either have to pay more tax and insurance contributions or accept savage service cuts or that the NHS cannot afford your treatment. But you will suffer

What about the working family to keep the working family?

IWC is being scrapped from October.
Ditto job grant.
Crisis loans on the way out too
I am fucking terrified about having to administer UC.
Of course people are going to suffer.

What a load of patronising rubbish.

My son was too poor for free school meals as didnt qualiy for them on a working family wage of £15K. He got 10 A - C GCSE's and wasnt the only poorer child to do that. Find this poor talk with lack of ambition patronising.

What a load of patronising rubbish.

My son was too poor for free school meals as didnt qualiy for them on a working family wage of £15K. He got 10 A - C GCSE's and wasnt the only poorer child to do that. Find this poor talk with lack of ambition patronising.

What a load of patronising rubbish.

My son was too poor for free school meals as didnt qualiy for them on a working family wage of £15K. He got 10 A - C GCSE's and wasnt the only poorer child to do that. Find this poor talk with lack of ambition patronising.

happy you can't extrapolate a universal truth from an individual circumstance.

Good on your son but it doesn't prove anything beyond the fact that he is bright and hardworking.

Just posing the question: why is anyone owed a living by anyone else? Is it a fundamental human right to have others pay for your lifestyle? I receive working tax credits, like many working parent, I take them because they're there but I don't actually think I am entitled to them.