if you voted for the Tories, you should feel personally responsible when you see homeless people on the streets ...

[aufaniae]

...once their policies start to bite.

They want to removing housing benefit for under 25s, many of whom have children. Just one of their policies which will drive people into homelessness.

I thought this was meant to be a civilised country. If the safety net is removed, many people including children will fall through it, some of them ending up on the streets.

How can anyone support that?

I didn't deliberately mean to ignore a question there, sorry.

When I had my first dc I had a Mum, my Dad had died so I had a tiny flat, and a lovely ex dp.

Having four children on a salary of £17k would mean relying on the state to make up the rest needed. The costs for cb, hb, wtc, ctc, healthcare plus schooling will nowhere near be recouped from tax let alone any other services used.

Add in the young age and no decent work experience or qualifications means in the event something goes wrong there is very high chance 5 people will all end up on full benefits.

All child related benefits should be scrapped and the money used to improve schools, healthcare and other services. Let parents be the ones that support their lifestyle choice in having children rather than tax payers.

Nothing wrong with being sahm if you can afford it. Quite blatantly you can't!

I must admit - we have two children and I think that another would mean I'd have to give up work for a few years. I'm self employed - small earner but DP is on a pretty decent salary. I love working - I'm a writer (although you'd never believe it from what you see on here!) - and really wouldn't want to jack it in despite really wanting #3.

I guess we're the squeezed middle.

And for what it's worth pumpkin your "love" isn't keeping your dc fed, clothed and housed my taxes are! But at least their loved right?

your taxes fairy why of course, read my threads dh WORKED

You are just as rude as london

Obviously being well-off doesn't bring with it compassion and respect for others!

Thanks for that, Outraged.
Sorry to hear about your dad.

I think you have a different opinion about what disgraces a woman to me.

Do you not realise my dh also paid taxes

min I had a lot of emotional support from family and dp who also went to uni at same time. I worked 2 jobs and dp also work. Uni tutors also offered a lot of guidance and support.

I'm coming of this thread, this thread has really bought the nest of vipers to the surface.

Thank god i'm not well off, as from what i see from this thread it brings out nothing but the bitch from inside you all.

The tax on £17k amounts to about £150 a month, it doesnt even cover the CB amount for 4 children so not sure why your dh's tax is relevant.

Pumpkin you have already said ( I think on this thread) that unemployment leads t people having nothing to do and therefore having more sex and that leads to more babies. I think my comment was mild tbh.

YOUR DPs TAXES DIDN'T COME CLOSE TO COVERING WHAT YOU HAVE RECEIVED!

You are what is known as a net beneficiary.

Blimey its all kicking off now. Pumkin apparentely it does matter which way round you do it as if you are a sahm the jelous responsibility girls will have a go whatever you. They say they aren't jelous but look at the venom in their posts, lol.

Pumkin I don't think many people with pots of money are good parents they can't be when their heads are shoved so far up their asses. When do they parent anyway. I can remember seeing a comedy sketch with Jen Saunders where nanny brings in dc dressed in the colour to match the room chosen by the mother. Almost a kiss and of dcs went. Not for me I'm afraid, I can manage a few name calling insults. Sticks and stones etc.

OK.
Were you both confident in that support from the moment of your positive tests?

I'm asking because there are a lot of people who are restricted and held back from work and progress not just by money but by absent/apathetic/unable close and extended family.

What's your opinion on family helping? I'm not talking about money here, but about time/babysitting and so on.

It's great when family help each other out, should be encouraged.

Happy before i go-that is bollocks, dh was paying around £78 a week in taxes.

min my df first response was to tell me to have an abortion, too young didn't own house etc but we proved him wrong and he has supported us fully ever since.

We live 200 miles away from family so they don't babysit as such but every six weeks we meet up and spend the weekend together.

And how much were you receiving in benefits?

Well pumpkin you said you get £100 in jsa so you are taking more than you paid in

The tax calcuater i used on the money site must be wrong then Using standard tax code on a £17k salary is 148 tax and £94 NI . You are correct in that your DP pays tax but if using a tax amount to justify benefits then it has to at least cover them!

Not everybody who doesnt claim benefits has pots of money or rarely sees their children. Some people just plan first to ensure they can afford their choices in life amd dont expect others to pay for their choices. Childcare for school aged children on a 9-5 job is minimal if needed.

Ah here comes HappyMummy with her "scrap child tax credits" bollocks again. Clearly she does not have any need for refuse collection, recycling, road maintainance etc...all minimum wage jobs and staffed by people who might also like to have children. Or shall we sterilise anyone not up to her exacting income standards.

Actually dunno why I am posting this... the reason for tax credits is pointed out to her every time but she is too thick to get it as she repeats her same stupid musings every time one of these threads appears.

We will always need people to fill the minimum wage jobs.
Those people have the same right to a family as anyone else

Fairyjen you did not answer my question.

Please can I ask you to imagine the following situation.

Imagine that you lose you current job as one of your DC has an accident resulting in them needing full-time care and you have to quit your job to look after them.

Your insurance doesn't pay out as they consider you have left the job deliberately.

Your DH has left, and has also been made redundant so he can't support you.

You CANNOT find work which fits in with care of your DC. (Please try to imagine this, as it is reality for many people).

Your spend your savings on the mortgage - but for how long? When they run out you would have to claim for HB - what would be your alternative?