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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Aibu -father wants me to commit fraud!!?

186 replies

pumpkinsweetie · 25/08/2012 23:32

As some of you may know, my father is also my landlord. Boiler was serviced 4 days ago and then condemned. We have been without heating and hot water for over a week due to boiler being declared dangerous by gas meter engineer.
Landlord/df came over yesterday, promised to fit an immersion and get me electric radiators until he has the money to complete it (apparently £4000). So fine and dandy thought atleast we were getting somewhere (sigh)..........until today: he has rung me and asked me to pretend i own the house so i can get a grant for the boiler!!

Wtaf: my own df is now expecting ME to commit fraud to save his own neck. Mentioned immersion to him, he said maybe monday, maybe tues.

Even if i went ahead with this crazed idea, it will not work as im not in receipt of any of the benefits needed to get one!

I obviously said to him i will be found out, he said "no you won't they won't look into who owns the house"?!!- knowing full well i recieve an amount of hb, of course they will know my name and address and know im RENTING
Wwyd

OP posts:
pumpkinsweetie · 26/08/2012 19:53

Rubix-i will not and cannot lie for him, none of us get the right benifits and i wouldn't risk going to prison for him anyhow.

Going to see what goes on between now and tuesday and keep you all posted.
Thankyou all for your kind words & advice.
I will try shelter first on tues as that sounds like the best option by far as they will deal with it all for me.
My head has been spinning all this time when really it shouldn't be my worry it should be dfs.
So upset i & my dcs mean so little to him.
If he does put his finger in his pocket (doubtful) i am still looking for somewhere else because we don't deserve to be treated like this.

OP posts:
JimmyFlip · 26/08/2012 20:23

Sad OP. Even if you do get tough with F over boiler, you are still in the precarious position of renting a property without the permission of mortgage comp.

I don't think you have any choice, calls from mortgage comp are ringing alarm bells to me - have there been any letters for him from them? You might need to find out exactly what they are - open one by mistake demand to read them.

Speak to housing dept and get on the list asap. I did this as soon as I was aware of bailiffs - hopefully they will be helpful and tell you what you need to know. You just have to keep them updated with your situation and they will move you up and down the list accordingly. Speak to Shelter - we got free legal support, which is how I found out about the notice we could be given.

Worst case scenario (he is also defaulting on mortgage) you will have to go into emergency B&B and wait for council accommodation to come up.

It may be horrible for a while but hopefully worth it in the end - you'll have an affordable home with proper maintenance.

Try not to feel sorry for your father, he actually needs you to be firm with him about this if there is to be any hope for change. I think you may need to get some counselling support to help you address your family dynamics.

pumpkinsweetie · 27/08/2012 13:37

My faith in humanity has been restored.
Df has been to try and fit immersion as a stop gap, but could not fit it.
Has asked me to get 5 qoutes and he is then going to pay for a new boilerSmile
Quite happy now as i don't have to worry about being uprooted to a house to far from dcs schools

OP posts:
fergoose · 27/08/2012 13:51

what about the mortgage, is he changing that to a buy to let too, as if he doesn't the bank could foreclose on it at any time as he has broken the terms of the mortgage by renting out the house.

pumpkinsweetie · 27/08/2012 13:55

Hmm im hoping no-one finds out about that one. The letters were junk mail and the mortgage company can no longer call due to my landline being broken so for now that is ok. As far as i know he pays the mortgage every month so unless someone dobs him in for now we can sit tight iyswim and if the unfortunate does happen we will be re-homed

OP posts:
BlackberryIce · 27/08/2012 14:03

Have you not learnt a lesson here??

Will hb be happy paying to someone who should have told mortgage company but hasn't?

You are putting yourselves at risk...

fergoose · 27/08/2012 14:10

I agree - you are burying your head in the sand again regarding the mortgage.

I hope he is giving you a rent reduction for the weeks you will be without any hot water.

pumpkinsweetie · 27/08/2012 14:16

I may be burying my head in the sand but with dh facing possible redunancy very soon and no hope of the council rehoming especially now the boiler is going to be fixed there is really no other option but to stay put for the time being.
The houses up for rent that are in a close enough proximity to schools are over £725 a month and if dh is out of work or even on his wages cannot afford it.

OP posts:
BlackberryIce · 27/08/2012 14:20

But you both work?

pumpkinsweetie · 27/08/2012 14:25

No just dh, thats the problem we cannot afford to do anything else.
Im a sahm

OP posts:
deste · 27/08/2012 20:27

I got a quote from a gas fitter and he told me to go online, he gave me the name of a boiler because he couldn't remember what I had as you need to put in the information to get the grant.

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