I CAN'T go to First Direct. I'm on benefits, and don't have enough coming in each month to even do the £500 standing order thing that First Direct offered me as a solution because my TC's are weekly and my IS is fortnightly.
So I'm stuck with Lloyd's, who are almost, but not quite so bad, they're more a shower of shite rather than a chuffing downpour of it like Santan-crappy-der are.
Oh, and when they were Abbey National, I always used to call them Scabby National...