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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

See all MNHQ comments on this thread

that the police get such massive pensions...

499 replies

TakenYears · 25/03/2012 09:57

....and from the age of 50.

Other public sectar workers get nothing remotely resembling that.

OP posts:
SharonGless · 25/03/2012 22:26

Hey scurry how you doing?

saggarmakersbottomknocker · 25/03/2012 22:27

If you pay 12% in to an NHS nurses pension then it is being deducted incorrectly or you are mistaken in your maths.

Do you know how to work out how much you are paying from your payslip?

GinIsTheAnswer · 25/03/2012 22:27

Yes, DO THE MATHS

Yes I am a nurse and mightily embarrassed to admit it on here now

NO-ONE in the NHS pays 12%

NO-ONE

I'm off

WhaleOilBeefHookedIWill · 25/03/2012 22:27

I am a nurse in a city centre childrens hospital and we frequently encounter parents threatening us, lots of social cases where parents who have abused their kids and are not allowed to see them try to gain access to the ward/wait around outside to threaten and intimidate us and last August were on lockdown due to the riots. However I still feel 'safe'. Like has been mentioned before in all this that happens the police are there to protect and support us- who is there for them? Themselves thats who. And nurses/firefighters aren't 'hated' like police are by certain sectors of society- we are viewed by most as only trying to help (although I know the public tend to have a different view towards social workers- granted). I may well get a shit pension but this is one of the only perks the police get unless having bottles/bricks/slabs thrown at you is counted as a perk these days..

LumpyLatimer · 25/03/2012 22:28

I tell you what Taken, I'll give you something to moan about. Here's some perspective for you:

I have an unbelievably cushy office job that requires me to do very little work. What work I do I find extremely easy, everyone is very nice, I have minimal responsibility and often get whisked off to lunch in the sort of places where the waiters tuck their forelocks.

I have a 12% non-contributory pension. Yeah. Non-Con.

THAT, my dear, is unjust. Please feel free to direct your anger at me, as opposed to people who - to quote a recent memorable incident - had PH1 acid thrown at them in an attempt to maim and blind.

You are shouting into nothingness, madam. You are like Don Quixote tilting at windmills. Find a better outlet for your ire and get some fucking facts straight

LumpyLatimer · 25/03/2012 22:28

tuck tug Hmm Grin

vigglewiggle · 25/03/2012 22:28

I agree, it has been lovely to hear non-police people saying such positive things and appreciating the work we do.

TakenYears · 25/03/2012 22:28

Sharon - there is no vitriol against the police - their pensions are DISPROPORTIONATE to their contributions - that doesn't change no matter how much you want to undermine my own estimation of my contributions. Even if I payed 7% it would still be wildly disproportiate to outcomes.

OP posts:
Plomino · 25/03/2012 22:29

Well I joined for the doughnuts. And to be allowed to drive a medium sized family saloon quickly through black traffic . With my own personal licence at risk should an accident happen .

And for the cameraderie . Which I know is spelt badly but have drunk copious quantities of wine .

scurryfunge · 25/03/2012 22:31

Hi Sharon - very well thanks, and you?
Back to work after a challenging year- things are looking up at last.

ThatVikRinA22 · 25/03/2012 22:31

gnite and thanks - thinking about why i joined - because ultimately i like people, i love working with people, i love talking to people, i love helping people.

i most certainly didnt join for the pension which for me, circs outlined above somewhere, will be pants.

i should try to remember that....on a bit of a downer anyway at the min....this job is a stress isnt it? i have had to put my work mobile away. im meant to be on Annual leave and ive a shedload of work to do that i didnt get done before i left in the early hours of Saturday....and i have no Wine in.

ah well. gnite folks.

agnesf · 25/03/2012 22:31

Taken - the basic NHS pension contirbution is 5-8.5% of gross pay but if you are paying 12% then possible you are paying into an AVC.

The pension you get for this depends on how many years of service you have and is calculated as no of years of service * 1/80th or 1/60th of final/average pay depending on which bit of the scheme you are in.

Have had a quick look at the old police scheme (which I presume your BIL is in) and its based on 60ths until you have done 20 years and then it goes to 30ths. So yes the proportion is much higher than the NHS scheme.

So now I'll have a guess at why its like this (pls all this is just me trying to put some kind of logical explanation to it - so may not be correct but I'm just trying to look at the figures alone rather than talking about who deserves what)

I'm guessing it was designed in this way at a time when police life expectancy post retirement was a lower. I haven't been able to find the exact figures anywhere but I would imagine that the life expectancy of policepeople was lower than the whole range of NHS staff (which includes all kinds of jobs such as admin staff/ maintenance people etc which are probably a lot less demanding on your health than being a policeman) who are covered by the NHS scheme. .

This is I suppose why the whole thing is being looked at now in line with almost every other final salary scheme. It is no surprise that the majority of pricate sector employers no longer run such schemes as increased life expectancy means they were all running up defecits.

However I think that in the end public sector schemes are underwritten by the tax payer and so its partly down to all of us citizens as to whether its possible/ desirable to underwrite such schemes or whether we would rather our taxes be used for something else.

BTW - thanks to all you lovely police and nurses out there - I truly appreciate you all.

SharonGless · 25/03/2012 22:31

I would engage with this conversation Taken if you had any figures to back up your wild estimations. By your own admission you don't know how much you pay yourself, let alone what the police pay so how can you say it is disproportionate?

WhaleOilBeefHookedIWill · 25/03/2012 22:32

Well plom you can no doubt afford the finest vino on such an extravagant salary!!

Salmotrutta · 25/03/2012 22:33

I've dipped back into this thread to say this:

Thank you to all of the Police Officers on this thread, and around the UK, who do an amazing job. I take my hat off to you all.

And I'm also heartened to see how supportive of the Police the posters on this thread have been.

OP - YABU. Still.

agnesf · 25/03/2012 22:34

Sorry about the numerous typos ....

TakenYears · 25/03/2012 22:36

Sharon - for arguments sake - if I did contribute 7% and not 12% does that justify my shit penson and justify the police much higher pension? Where's the maths there??

OP posts:
ThatVikRinA22 · 25/03/2012 22:36

actually plomimo i forgot about those donuts. rumbled. i joined for the donuts too.

now buns on the other hand. i bake a mean bun.

gettingeasier · 25/03/2012 22:37

Yes OP 10 out of 10 for persistence in the face of endless evidence that YABU

SharonGless · 25/03/2012 22:38

Glad to hear it scurry, things can only get better.
Vicar, put the phone away and enjoy your leave. Hope you have some nice things planned for yourself

Tiredtrout · 25/03/2012 22:39

We do eat doughnuts on our shift, but only when we run out of lemon drizzle

TakenYears · 25/03/2012 22:41

GettingGrin off to bed.

Thanks everyone - I tried.

You police do a cracking job - and don't you forget it!!

OP posts:
SharonGless · 25/03/2012 22:42

You are persistent aren't you. Your maths is flawed and you don't actually know what you are talking about.
if you pay more in you get more out.
I have said that it does not excuse the lower pension paid to nursing staff.

Police officers have a lower life expectancy than any other profession other than armed forces I believe. That's why historically police got better pension.

But hey don't worry the police are getting royally shafted by Tom WINDSOR, so we too will suffer. Does that make you feel better?

saggarmakersbottomknocker · 25/03/2012 22:45

Well obviously the fact that you contribute less means that you get less. It's not rocket science. And again theirs is better because they have lifestyle restrictions, T&C restrictions and generally have a more difficult job. And really your pension isn't all that shit.

Perhaps you should start a thread justifying why you have a decent pension because in comparison to lots of other folk that's exactly what you do have.

ThatVikRinA22 · 25/03/2012 22:45

typically, i came down with the mother of all colds the day before my leave was due to begin.
i now have a sort of voicebox/throat infection thing going on, so on ABs. so no wine. and no fun.

but at least i can rest.

we should have a corner somewhere in OTBT where we can meet up and pat each other on the back and talk about our fabulous pensions....Hmm

you not been too good scurry? hope all is well now.
right really ought to get to bed. ive decided the best tactic is to do what i do on the street when the subject isnt listening....ie. stop attempting to reason with the unreasonable.

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