AllPastYears Yes it was directed at you, I'm not wishing to start a bunfight (am enjoying debating the point with you and have no wish to fall out over it
) but I'm quite staggered by your logic.
I'm just very surprised that you think that a cyclist, who 'makes a mistake', should somehow be let off the consequences of that mistake simply because they are a cyclist.
Kind of goes back to the OP's original point, that cyclists should me made to take test, similar to a driving test. I can't see anything 'Orwellian' about that, car drivers have to, why not cyclists?
helloclitty You make a very valid point - perhaps any 'vehicle' that can travel at above say 10mph should be insured?
Slightly off-topic, but I remember years ago, one of my friends hit a 6 year old boy who ran out in front of her car. The incident happened to be witnessed by an off duty policeman who gave a statement to my friend's insurance company stating that the little boy was 100% to blame and that my friend couldn't have avoided hitting him.
The boy was actually quite badly injured (broken bones, but made a full recovery), and the front of my friend's car was also badly damaged.
My friend's insurance company did in fact sue the boy's parents to recover their costs (the parents were v.wealthy). Very sad, but unfortunately, that is the law in the UK.