To keep this money?

[weddingringdilemma]

Aware I may get flamed from here to kingdom come for this....

DH lost his wedding ring a few weeks ago. We claimed on insurance, and they sent us a cheque for £600 for a new one. Just waiting for the cheque to clear then we'll go and buy new one.

I found his old one yesterday.

Do we fess up to the insurance company and return the money or use it for some much needed home repairs that we've put off?

Please no insults if you think we're wrong to even consider keeping it, am very interested to hear views though.

My insurance company wouldn't have given me the money in the first place.

When my carpet was damaged by a leaky radiator, they wanted 3 estimates for a similar replacement and then they paid the carpet shop direct.

I would have been tempted too OP, but you know you're doing the right thing in returning the money. Good for you.

I'd keep it tbh. Even if you do call them and send it back, you still might lose your no claims?

I think I'd probably keep it. But I would feel guilty and probably wouldn't let on that I kept it!

I'd probably keep it, fuck it

Could you send it to me maybe? Then your conscience could be clear....?

They said just to send them a cheque when dh phoned this pm. Ah well. Thanks for opinions!

My DP reckons you should sell the old one, buy a new one with the money from the old one just to show you did actually get a new one, and keep the 600.

Your loss!

Oh dear.