Maybe if EMPLOYERS started paying a living wage to ALL of their employees, rather than an astronomical wage to the people at the top of the chain, and less than subsistance levels for those at the bottom, things would work a little better, with less benefits needed.
80% of Housing Benefits claimants WORK. Are Employed. Are not 'scrounging layabouts'. They JUST DON'T EARN ENOUGH to cover their basic living costs. When THAT problem is solved, it will go a long way towards cutting the costs of welfare in this country.
Of the other 20%, roughly half are disabled, and too SICK to work. So that leaves just 10% of Housing benefits claimants that are unemployed that could possibly work. And often, there just AREN'T any jobs they have the skills to do.
Tax Credits are just a Business Subsidy that allows employers to pay their staff LESS than it costs to survive and cover basic living costs in this country. When we solve this problem, it will go a long way towards cutting the costs of welfare in this country.
Capitalism, and a Free Market Economy NEEDS a 'stock' of unemployed people in order to keep wages lower, to maximise profits for those at the top of the heap. Without a 'stock' of unemployed people, if EVERYONE was employed - who would work for you if you set up a business? Everyone would already BE in work, DUH! AND, if you COULD persuade anyone that was already employed to work for you, you would have to 'tempt' them to your business by PAYING THEM HIGHER WAGES. Which would cost you, the employer more, and reduce your profits.
Get your facts right BEFORE posting, OP.