Weeeeell, I have read a lot of posts on MN re: Benefits Op and have refrained from commenting until now...
Lifelong friend of >30 years 'left' school at 14, in council housing at 16, pregnant with DC1 at 17, second DC two years later. Left partner (No DV, just 'bored') when DC2 was under a year old, into another council house. Fairly frugal life for next few years but late nights and alcohol certainly featured highly. Moved (council) house more than 8 times over the next 10 years by choice, and none were 'sub-standard' by any stretch of the imagination.
DC1 at 7 years old was 'looking after' DC2 (5 years old) on the street while Mum was three stories up...car swerved to avoid DC2. Mum 'claimed' DC2 was hit by car and pursued female driver through Legal Aid Insurance company for years hoping for a pay-out. ( The driver of the car ended up off work and on sick-pay due to the stress of the case). Mum also pursued DLA claim vociferously and was awarded it, despite there being no injury to child. DC2 was picked up and taken to school by taxi, and returned home, for the next 11 YEARS at huge cost to the L.A.
DC2 was STILL receiving (High Rate) DLA for never existant non-existent injuries despite fathering a child at 16, and taking part in a serious assault on another young person.
The friend, over the years, took advantage of community scheme for free driving lessons and test, and applied (granted) for Blue Badge due to DC2's 'disability - no road tax to pay. Also got involved in a class and started running their own at a large profit, kept two sets of books, all the time continuing to claim Income support and HB and opining that they 'couldn't take a job that paid less than 25K a year as it would be worth their while' (I had left school at 18, gone to college, lived at home with my (working) single parent mother. I worked from age 14, Saturday/after school/college jobs, and worked f/t from then on - in my mid-twenties I wasn't earning 25K!
Friend 'took' a job, was 'forced' to by DWP, aged 37, for three weeks before deciding a college course would be preferable to getting out of bed every morning. (Now in her 40's she has a job, though I'll never forget her moaning to me when she received her first payslip and complained about the 'amount of tax' she had to pay!!!!
So, 20 years on benefits in total, and still receiving 'top-ups'. DC1 (unemployed) in council house of own at 17, DC2 (unemployed) still living at home in his early 20's and apart from the child he fathered, who lives with (unemployed) mother in another council house.
It was/is a benefit trap I saw that as a teenager, the system sucks, people deserve better, the country deserves better. It may not be a 'good' life on benefits, but for some it's not a bad life.
That's personal experience, I could curl your hair with my professional experience