To ask how much

[Angel786]

You earn (if working). I know it would be rude in person but strangers on t'internet seems fine. Am just being nosy after seeing someone say they felt poor when her DH earns 45k p/a. Doesn't sound like poor to me.

Interesting thread

Mostly I am intrigued by what people do and what they earn for that job, IYKWIM. I seem to have little idea of what jobs are worth.

I also find it intriguing that MN often seems to be populated entirely by people who go on MW holidays, wear j brand, have an opinion on Choos, only buy organic chicken from the farmers market and use £30 mascarra. yet when you have a thread like this everyone seems to earn aboy £3.20

I have a small "making" business and earn about £900 per mth. DH takes home about 15x that.

I can say on here I love my life and feel very fortunate but I do feel slightly guilty in RL and would never comment on salary.

It is relative, I work along side someone who earns over twice the amount that I do - we both live between the back of beyond and the bright lights, we both run old cars, we both cycle, we both eat lunch we have prepared at home.

He is always complaining he is skint, his rent is high and his food bill is growing. I am not skint and don't proclaim to be. he can't afford a holiday this year and didn't have one last year. I had three weeks camping in france

He has over double the desposable income that I do left every month. It got to the stage I asked him why he was so skint, as he and his g/f don't have dc and they are both working

it is relative to how you spend it

I bet superheroes would want paying if they had a partner and a couple of kids to support.

All very well saving the world but it doesn't exactly pay the mortgage does it?

queenofdenial wow, what job does your DH do? What are MW holidays?

Mortgages and childcare are a huge financial drain!

when i had my business our joint income a year was £12000. We were completely skint all the time.

new DH now. I don't work. He is in the 40% tax bracket. We're not skint, but not rolling in it either. His season ticket to get to work is £9000 a year, add petrol and parking to that. We live outside the typical commuter belt areas for our county so our mortgage is lower in reflection of that. It was a conscious decision to do this though it lengthens his working day.
Others in his salary bracket at work are worse off than us because they live in areas with much higher costs of living.

Have just gone back to work part time and at a lower grade after maternity leave. I now earn about £17k (which seems OK as that's what I earned full time six years ago!). My DH earns about £35-40k. So I'm sure people will think we are very rich. However, we live in a small flat in an unfashionable area of London (zone 3) and drive an 11-year-old Ford Fiesta. Yes, we can afford a (fairly basic, self-catering) holiday each year, and we can afford to eat nice-ish food and to buy wine etc. We don't go out much now (mainly because of having a toddler). We're certainly not rolling in it.

Oh yes, I now work mainly from home and DH is based from home mostly but does a lot of travelling for which he claims expenses - so we don't have to pay much for travel. I guess that saves us over £2k a year on what we were paying a couple of years ago when we both commuted daily. Of course we now have nursery fees to pay but that's about £450 per month so could be worse (my mum does the childcare one day a week, we're very lucky).

Ok I'll play. We just sqeak into a (?) 6 figure sum with our combined salaries. We don't feel that rich, but we do get a great holiday every year, can pay cash for what we need and have no debt outside of our mortgage.

We also run our cars into the ground and have no interest in buying new ones. We don't eat out, but we do spend a bit of cash pursuing our hobbies and interests. Dh and Ds are big into biking and rugby and dd is into horses (we don't own a horse though). We plan to add a large extension next year and we won't need to borrow money to do it. We can send our kids to private school without much of a struggle.

We actually like the simple life too and we grow our own veggies, keep chickens, pigs and bees. We just have to fit that round work and our other interests.

I do find myself wishing that days were 30 hours long though, and survive on 6 hours sleep max a day.

Our joint income is £30k plus we get about £9k in tax credits.

Between myself and my DH we earn £85k. We try to save a bit each month but that invariably gets used up if something goes wrong with car/ house. Our mortgage takes a big chunk of our salary (and live in a fairly nondescript suburb of London). After mortgage/ bills/ childcare we are skint by the end of the month.
As been mentioned before - yes, we could sell up and go for a cheaper house outside London - but unfortunately we are both tied to London for our work so working in another area is not an option. If we did move to a cheaper area further out we would then incur the cost of petrol/ train fares.

It really is all relative. 25 years ago I was earning £400pm but was sharing a flat that cost £50pw. I smoked and drank and was out most nights of the week and probably still had money left over.

I earn $20.12 an hour. I work around 15-20 hours a week school term time only. So not alot! Dh earns more but we still have very little to live on. We have $7 left in the bank till tomorrow but thats all bills paid!

Between us we earn around £55k.

Which is LOADS compared to what either of our parents have ever earned.

However we are always strapped for cash and have no savings. Usual litany - being fucked up the arse by London rents and council tax, being similarly sodomised by debts, all that stuff (I just finished studying and the banks immediately leaped on me, of course, for repayment of student overdraft/loan thing, leaving me £170 a month down. The rent is shortly to go up £200 a month. In the space of 4 months our income will decrease by £370 a month ).

Financial situation gradually improving though as we gradually pay off debts/get more financially savvy

We earn 62k between us. I do three days and DH does three days. I consider us to be extremely fortunate because, together with grandparents doing a day of childcare, we have no childcare costs and still a healthy income.

I don't know how most people on lower incomes manage.

sure someone can be poor on 45K if they spend 50.
I earn 6 figures, DH's income varies, self-employed. We're not rolling in it, but we're comfortable. have savings, no debts besides mortgage, pay cash for what we need, including cars.
We're not frugal, money is there to be enoyed, but reasonably - our cars are nice but nothing fancy and house is relatively modest, so mortgage is very manageable on one income only.

Angel - he's in project management. It's not glamourous but he has worked hard to get where he is and taken risks with his career in order to make a success of it.

We live overseas which accounts for some of the extra ££ but we are not on a hardship posting so life is good.

He finished university less than 10yrs ago so being poor and low salaries are still well within memory and we had our family young (ish) so it is really only very recently that we seem to be doing well.

TheQueenofDenial, both dh and i work in the City doing transactions.

queenofdenial am pleased things are going well for you. It's crazy when younleave uni full of hope but are actually in debt - and then for me I had to do more training before qualifying. Nothing in life comes easy!