How miserable are you that the Tories are in power?

[sundayrose10]

I feel tense and twitchy. I used to enjoy reading the politic section/ other political forums, but I fear if I keep on going there and reading more and more about Tory plans, I will give myself a heart attack.

I loath them but worst I fear them. I am anxious for this country and the ordinary man and woman.

Dave makes me feel insane with hatred.

I have a colleague who is in love with the Tories. I don't share biscuits with him any more.

Dave makes me itch. All over.

'Claig is like MNs answer to David Icke'

without the lizards and the nonsense

He was okay Icke - was great on the snooker

Like David Icke but with less humility or eloquence.

really? as the number of first-time buyrs remained relatively low throughout the boom, most people with a mortgage, will have been paying for a good few years.....although people make out that 'everyone' had 100% mortgages...in reality, they were available - but not the rule by any means.

it is also 5 years since the beginning of the downturn....in that time, you'll get a reasonable distance between you and 100%

also the welfare state being what it is, tax credits (CTC actually went up in april per child) can often pay your mortgage for you if you lose some of your income (as they do for me).

and many people have fixed-rate mortgage deals which would cushion the effect.
don't forget - in order for it to be a loss for the bank, the buyer not only has to default, but the house has to be worth less than the loan & penalty charges.

yes, but he did lose it when he started on shape shifting lizards. I know that some of those people are not photogenic, but that's taking it too far.

chen23 - i think what we are seeing now is the kind of slow correction that is desirable - though the slowing in constrction of new housing unfortuanly means that when demand retuns, it will do so with avengeance.

'Like David Icke but with less humility or eloquence.'

Didn't he think he was the Son of God or something? I dread to think what he's like on his less humble days.

Not to mention that the slowing in construction (the largest employer in the UK) has the whole industry on its knees :(

It is all so fucked. Labour's silly money printing exercise before they left office has merely prolonged the agony. Seriously, those fuckers have a lot to answer for.

OK eggy

UK house prices are at realistic levels, mortgage holders aren't stretched and the next boom is just round the corner.

The amateur buy to letter - egged on by that twat-knacker kirsty alslapper - has a lot to answer for re housing prices. I know plenty of people who bought a second home to rent out and called it their pension. Greedy smug bastards!

"twat-knacker kirsty alslapper"

Don't you mean "Dave's good friend and Tory housing advisor twat-knacker kirsty alslapper"?

Hi HHLimbo. There are some shocking things going on. Who could have believed some of the things that the News of the World got up?
Who could believe that the bankers would collapse the economy and you would be asked to bail them out and that your pensions would suffer etc.?
Who can believe some other things that you haven't been told that are going on?

Who can believe the plans and the future that is in store for you?

'Even so, the issue of population is hardly ever discussed at environmental summits or raised by green lobby groups.

Professor Rapley, Director of the British Antarctic Survey, acknowledges it is a thorny question, invoking the spectre of forced population control and even eugenics.

He does not make suggestions about how the current upward trend, from the current six billion towards eight or nine billion by 2050, can be reversed.

But, he says population is one of a number of issues leading to environmental degradation of various forms, and needs a higher priority than it currently receives.

"Unless and until this changes," he writes, "summits such as [the recent climate change meeting] in Montreal which address only part of the problem will be limited to at best very modest success, with the welfare and quality of life of future generations the ineluctable casualty."

news.bbc.co.uk/1/hi/sci/tech/4585920.stm

www.dailymail.co.uk/news/article-1133316/Call-child-limit-families-Governments-leading-green-adviser.html

www.dailymail.co.uk/debate/article-1133682/MELANIE-PHILLIPS-Why-Green-zealots-think-dictate-children-allowed-have.html

Tory housing advisor? I wasnt aware. Says it all really. That woman. She is fucking clueless!!!!!!

not 'just around the corner' - and with everything financial in this life- caution is warranted. I think, long slow slog with return to confidence driven by a gradual increase in employment - with ups and downs....there was a slight increase in empoyment in the last couple of months, though am not sure if that was purely seasonal...

but you can't attribute the global recession to the UK housing market, or mortgage lending in the UK as anything like the same risk-factor as the US sub-prime market. which is what someone was claiming.

and there is no such as 'realistic' - a house is worth whatever someone is willing to pay for it at that time . that is all.

well that's me convinced

those links are incontrovertible proof that there exists a shadowy cabal of the richest people on the planet who all want to lose their wealth, destroy the worlds economy and have created the myth of climate change in order to do so just because they want to cull the worlds population.

It's all so clear now, and thanks to the Daily Mail for uncovering it all.

'"If we believe that the size of the human [ecological] 'footprint' is a serious problem, and there is much evidence for this," he writes, "then a rational view would be that along with a raft of measures to reduce the footprint per person, the issue of population management must be addressed."

You've been trained about the 'carbon footprint', soon you'll be trained about the 'human footprint' too. One 'footprint' step at a time.

Chen23, you have so so much to learn. The Independent won't teach you, they didn't tell you about the News of the World, you never had a clue.
Maybe you don't really know as much as you think. It's never wrong to be humble.

"and there is no such as 'realistic' - a house is worth whatever someone is willing to pay for it at that time . that is all."

There is an a level of mortgage debt that people can realistically be expected to service, especially when interest levels return to their historical norms.

EggyAllenPoe, you're right. Blaming the housing market and mortgages is an attempt to lay the blame at the feet of the public and not the casino gambling derivative dealers. It is a way of getting the public to accept the swinging cuts that will be imposed on them, as if it was their fault that the economy collapsed.

claig- The cuts that are being implemented are to reduce the deficit, the current budget deficit was not caused by the banking crisis contrary to Labour Party propaganda

"Chen23, you have so so much to learn. The Independent won't teach you, they didn't tell you about the News of the World, you never had a clue."

I did, because I didn't have my head buried in downmarket gossip rag you laughingly call a newspaper; if you relied on the Mail then you really wouldn't have a clue, after the News of the World it probably takes the prize for "least coverage of the phonehacking scandal right up until it became unavoidable".

An Ex NoW journo (and confessed phone hacker) was on the radio yesterday saying that was because up until 3 or 4 years ago it was as deeply involved in the same ethical black hole as the NoW wrt to phone hacking.

But the deficit is not historically high. The cuts are the largest since the 1930s. The deficit is something like 147bn and we have increased the foreign aid budget to something like 12bn.

The deficit is historically high and that needs to be addressed, that doesn't mean that no area of Government spending can be increased.