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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to have got the massive arse with this woman?

63 replies

TandB · 16/05/2011 19:33

I left my wallet at home today and only realised when I got to nursery so one of the staff lent me £20. I went into the bank on my way back from work to get £20 out to pay her back - I had my passport and chequebook in my bag.

I have done this a couple of times before and the local bank has never made a fuss - the first time it happened I had no ID at all and they made me go through a lengthy security process but were happy to give me cash with a signature. The second time I had a cheque book and driving licence and they just did the basic security checks. The cashier said that if you have any Barclays stuff (cheque book/bank statement etc) and ID they just treat it as a standard transaction.

So today I went in and explained I needed £20 as I had forgotten my wallet and the woman fixed me with a steely gaze and demanded to know how far away I lived. I said that I lived about 100 miles away but my wallet was about 9 miles away at which point she did a lot of pointed sighing and head-shaking and she said "We usually send people home to get their card". So I pointed out that if going home to collect my wallet was an option that is what I would have done - I was only here because that wasn't an option.

She then said "well you are supposed to have your bank card on you at all times". I did refrain from asking which law said this, and just said that I generally do have my bankcard but, for obvious reasons, those reasons being that I had FORGOTTEN it, I was without it today.

At this point she revisited the "sending people home to get it" thing. By this time I was starting to get the arse so I asked her whether it was no longer Barclays policy to provide access to an account with ID and a cheque book. She wouldn't answer but said yet again "well you are supposed to carry your card".

At this point I said "Look. This has happened before and none of your colleagues have taken issue with it. If there has been some sort of policy change please tell me and I will stop bothering you and ask to see someone higher up with the authority to authorise a withdrawal of £20".

Much glaring and huffing and then she shouted in the vague direction of her colleagues "This lady wants to take out £20 without her card". Her colleagues all looked at her a bit blankly in a "and what do you want me to do about it" kind of way, at which point she huffed and puffed some more and said I would have to answer a series of written security questions. This was clearly just her trying to be awkward so I said I wasn't writing down my security details - I would answer verbally as usual. I then got a lengthy spiel about why she personally thought written questions were better, although she wouldn't answer my question about whether this was a new policy.

Eventually I said "I just need to withdraw £20. Can we please do this in the normal way, with the normal verbal security questions, or do I need to speak to your manager?"

Finally she caved in, asked about 10 security questions, including some incredibly complicated ones about set dates that things happen on my account and gave me my £20 with a massive sulky face and a slam of her little plastic flap.

AIBU to think that some people just relish the opportunity to make people's lives difficult? I have no problem with people following the rules of their jobs, but I do object to people inventing new rules. And I certainly object to being told I should be "sent home" to get my wallet, like a naughty child who has deliberately not brought her PE kit to school!

OP posts:
TandB · 16/05/2011 19:33

That was a longer rant than I intended it to be!

OP posts:
TrillianAstra · 16/05/2011 19:35

What strange woman, with her crazy made-up rules.

AnnieLobeseder · 16/05/2011 19:36

Sounds like you managed to stay very calm and rational. I probably would have made a big scene and been removed from the premises. But then I left Barclays many many years ago after similar treatment. I see they haven't improved.

BertieBotts · 16/05/2011 19:36
Grin

This happened to me and I just said "Oh okay" meekly and walked out to the other branch about 3 doors down (used to be two banks which merged into one during the credit crunch) and they gave me the money, no problem Confused

oldenoughtowearpurple · 16/05/2011 19:37

Feel better now? May I recommend Wine?

SnuffleTurtle153 · 16/05/2011 19:37

'slam of her little plastic flap' Grin

That probably just about sums her up... Little person, small amount of power, bad day. I don't think YABU but don't let it spoil your day. And I hope in future you take more care to keep your card on you at all times! Wink

FabbyChic · 16/05/2011 19:37

She certainly sounds like a jobsworth, Im amazed you managed to keep your cool.

TandB · 16/05/2011 19:38

You can recommend wine indeed. Unfortunately I won't be able to take up your recommendation as the morning sickness is a delicate creature and only accepts water at the moment.

And celery.

OP posts:
TandB · 16/05/2011 19:38

[slams flap at SnuffleTurtle]

OP posts:
StayFr0sty · 16/05/2011 19:38

This reply has been deleted

Message withdrawn at poster's request.

saidthespiderwithahorridsmile · 16/05/2011 19:38

report the silly cow!

she isn't paid to make people's lives miserable

Plumm · 16/05/2011 19:39

Lol @ the slam of her little plastic flap

Cammelia · 16/05/2011 19:39

I've taken money out of my account with no ID whatsoever - answered a couple of security questions and provided my signature.

TandB · 16/05/2011 19:40

Maybe I should have blown a lengthy raspberry at her every time she came up with a new rule. It probably wouldn't have got me my £20 but it would have been fun!

OP posts:
Needanewname · 16/05/2011 19:41

Well done you, I probably would have insisted on speaking to the manager (or more than likely walked out in tears of frustration and wished that I'd have insisted on speaking to the manager Grin)

RevoltingPeasant · 16/05/2011 19:44

... And this is why I changed to Holyfox, as my mother calls them! They are not brilliant in many ways, but I have never had rude or inattentive service from them.

When I closed my old account with NastyWeasel, the woman behind the counter asked coldly and suspiciously, 'Why do you want to close the account? I don't understand.'

Me 'Because I am tired of your shoddy customer service and am moving to another bank.'

Her : Oh I see.

Case in point!!

claretandcheese · 16/05/2011 19:45

Brilliant idea kungfu!

I shall adopt this as my new strategy at work where there is a lot of (metaphorical) slamming of little plastic flaps going on just now!

Flisspaps · 16/05/2011 19:45

I'd have still asked to see the manager, although you'd have probably had to provide the cashier with a note written in blood and your card first.

Surely the dimwitted buffoon would have realised that if you'd had your card, you could have just gone to the cashpoint rather than fanny about with her?

LoveBeingAbleToNamechange · 16/05/2011 19:46

She was just hoping you would fail the extra questions!

There are banks where you can get a code and just withdraw from the cashpoint.

StayFr0sty · 16/05/2011 19:46

This reply has been deleted

Message withdrawn at poster's request.

Dilligaf81 · 16/05/2011 19:47

I work for a bank and TBH she was being patherthic but I have worked with people like this before. They seem to have the whols attitude of 'how can I NOT help this customer today' I would complain, I bet her colegues are astounded that customer put up with it and she gets away with it.

Dilligaf81 · 16/05/2011 19:47

should have been -pathetic-

SnuffleTurtle153 · 16/05/2011 19:48

Hee hee I think you should make your own, larger plastic flap, and go back there tomorrow. You don't need to say anything to her. Just look all moody and slam it at her then do a flouncy walk out. Dignity restored! Grin

KatieMiddleton · 16/05/2011 19:51

What the jeff?!

I used to be a bank manager and every so often a member of staff would have an episode and Start Making Shit Up. I'm not sure why. I used to ask a very simple question "Do you have enough evidence to be confident that is the customer? Yes? Then give them the money". Lord knows there are enough times when the bank gives money to the wrong person without making it harder for people we know are the customer because they've been coming in twice-weekly for a billion years or they have official photo ID.

Fwiw with the ID you provided you could have withdrawn up to the maximum cash limit in my branch. Or opened a new account or sent money abroad because a passport, with a photo trumps a plastic card that could be signed by anyone and nicked in the post.

But then again I was far too reasonable and couldn't stick all the being told what to do when we got taken over and had to leave Grin

I am not allowed in the bank now. I get the rage Hmm

GetOrfMoiCase · 16/05/2011 19:51

I really laughed at 'slam of her plastic flap