have chagred me for a missing a standing order payment from my OWN current account into my OWN savings account 
the charges came out today (the day before payday) taking my account into minus, but the payment they claim was missed was from April!
and if i had not have notcied my account was minus and transfered money from my savings to cover it, they probably would have charged me for that too 
i spoke to 2 different CSA's and they wont take the charges off, even though i have banked with them for 10 yrs and NEVER had any charges before, FUCKERS