Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To continue to live in social housing

140 replies

dealer · 17/04/2011 15:10

Think I probably am unreasonable, but also think I'd be crazy to do anything else.

I have been previously in severe need, hence why I'm in social housing at all. I now work full time, self-employed, earning approx 17k per year, dh earns 6k part time, and also is doing an ou degree. This means that while we are by no means living in luxury, we could in theory support ourselves in private rental. Obviously we're nowhere near being able to buy.

Our rent is about half what it would be on the open market. If we moved, we would definitely have to move to a cheaper area, which would be doable for work, but the children would have to change schools. The social housing that we live in is just one row on the edge of a private estate, so few social problems compared to large city estates. The areas that we might be able to afford to live in have much higher levels of problems. These are areas that I would happily have accepted a house in, when desperate, but now I feel I'd be stupid to move my 3 settled dcs there with the added risks involved.

With my rent doubling, we would have to get rid of 1 car. We have 2 because I have to drive for up to 10 hours per day for my work. Therefore dh would have to go without. He works in the more expensive area so would have to use public transport to get in, he does shift work, so not sure how feasible that would be. I would probably have to collect him at midnight a lot. With having to change all 3 schools (secondary, primary and nursery) I suspect their travel arrangements would be a problem too. The schools in this town are very full so they would probably end up all over the place. Of course many people manage this sort of thing all the time, but again I'd be daft to do so if not necessary.

I believe that social housing, and cheap rents should be for those in great need, as I once was, so feel I should vacate this property. However, I don't feel I would be doing my best for my children if I did so. I also don't trust the authorities to prioritise those in greatest need. I waited 5 years to be housed adequately although homeless with a young baby, while my severely disabled first husband had to live in a residential home. He was also terminally ill, and I believe that the council dragged their feet in the hope he would die before they had to house us. A friend of mine was housed within 6 weeks because they classed her as overcrowded because there were 4 generations living together. They were living in an enormous 5-bed house with seperate annexe.

So AIBU to stay in this very cheap house, 10 mins walk from the beach, which saves us at least £5000 a year?

OP posts:
GypsyMoth · 17/04/2011 15:14

yanbu

social housing is for everyone.......not just those who have a certain income

5inthebed · 17/04/2011 15:14

Social housing is just not for those in great need, you can live in social housing and work as well you know.

If it suits you, and you aren't earning ridiculous amounts of money, then I can't see why you should move.

My MIL OTOH is rattling around in a three bedroom house, far too big for her, sh should move as she is undercrowding.

RitaMorgan · 17/04/2011 15:17

The whole point of social housing is stability. Why would you move?

SequinsAndSparkles · 17/04/2011 15:19

YANBU! Stay put, don't feel guilty at all. Your hardly a millionaire, it's just making your relatively low wage go further Grin

dealer · 17/04/2011 15:19

Why should I gain financially though, by having absurdly cheap rent? My time of extreme need was 10-15 years ago. It's like I get an extra £5000 tax credits per year.

OP posts:
bentneckwine1 · 17/04/2011 15:20

I live in social housing...at the moment I have my rent paid for me but I am hoping to turn that around in the next year due to changes in circumstances.

My point is that local authorities must NEED a certain percentage of their tenants to be working and paying full rent...otherwise they would be crippled by all the housing benefit.

Do what's best for your family.

IAmTheCookieMonster · 17/04/2011 15:21

An assured tenancy is for life, if you had to move out when your situation changed then it would be means tested every few years. Do not compromise YOUR family for principles.

5inthebed · 17/04/2011 15:22

If you move, you will have to uproot your DC, pay more rent and get rid of one car. I would say staying whre you are is suiting you.

If you are feeling guilty about the extra money, donate it to a charity then. Or give it to me Grin

SequinsAndSparkles · 17/04/2011 15:22

Maybe that would be a point, if you were on double the wage you are now. But £23k is a low wage, and low rent just means that you are living a little more comfortably. You are lucky, be grateful and don't feel bad about it. Smile

FabbyChic · 17/04/2011 15:22

Why would you consider moving, look at the upheaval it would cause you all, and what you would have to go without to move.

I fail to see why you are trying to be a martyr.

usualsuspect · 17/04/2011 15:22

Many people who live in social housing work ...should they all move out?

RitaMorgan · 17/04/2011 15:24

Why should a private landlord gain by you paying his mortgage?

It's up to you though, if you want to move then do it.

HecateQueenOfTheNight · 17/04/2011 15:24

your current situation doesn't sound like the lap of luxury! you're comparing it to your worst time so of course it's better, but objectively - you're on the poor side so don't think you're now too 'well off' for social housing.

SusanneLinder · 17/04/2011 15:25

Unless your income increased so dramatically that you could comfortably afford to buy a house,then you should stay where you are.

I don't think ANYONE should move from a council/ha house to a private rent by choice,less security of tenure.

Earlybird · 17/04/2011 15:26

dragonfly68 - is that right? Surely social housing is NOT for everyone, and in order to qualify you must prove a certain income that qualifies you financially for subsidised rent?

dealer - Interesting thought, and I respect you for asking the question. it is wonderful you got help when you needed it, and good that you are asking the question now that your need is not nearly so great.

When will your dh be finished with his degree, and how much should your family income increase when he is fully employed?

RitaMorgan · 17/04/2011 15:26

You don't say why are people benefitting financially by buying own brand cornflakes when they could afford to buy Kelloggs do you?

dealer · 17/04/2011 15:27

Not trying to be a martyr. Just want a discussion on the ethics of this.

It doesn't seem right that because of my previous crisis I now have a lifelong headstart. Part of the crisis was the disability, but part was my teenage pregnancy which was my irresponsibility. I am now rewarded for my irresponsibility.

I have no intention of moving, but feel I ought to.

OP posts:
5inthebed · 17/04/2011 15:28

Earlybird, social housing is not means tested AFAIK. I have never had to prove my income.

Op, you should stay put.

RitaMorgan · 17/04/2011 15:28

Earlybird - social housing rents aren't subsidized - they are non-profit. So the rent covers upkeep, staffing etc but the landlord doesn't make a profit.

Priority is given to those in greater need, but your income doesn't stop you applying for social housing.

worraliberty · 17/04/2011 15:29

Just move when you've got more money then.

I can't see you being able to move now on such a low income.

5inthebed · 17/04/2011 15:29

ANd social housing is not free. We pay £74 a week rent as DH works.

EricNorthmansMistress · 17/04/2011 15:29

I didn't bother to read to thebottom. Stop justifying it. Of course YANBU. Social housing should not just be for the unemployed or those who have failed at private rental and become homeless. Shiny Dave's idea that people should move out of SH when they start to earn money (and £23k isn't a huge amount between you!) means that social housing will become even more ghettoised than it is already, with anyone who becomes upwardly mobile being moved out to more affluent areas and leaving only the poor/unemployed/unemployable. Social housing should be a mix of incomes, backgrounds, ages and lifestyles IMO. I'm a professional earning more than you but I would kill for a council/HA tenancy.

SequinsAndSparkles · 17/04/2011 15:31

Earlybird - Income doesn't come into it. Anybody can go on the list for social housing, but obviously priority is given to people who are homeless, overcrowded, unable to get other types of housing. But theoretically, no matter what your circumstances, if you were on the list for long enough (talking 5-10 years) you would eventually be offered something.

Earlybird · 17/04/2011 15:32

Ah ok - thanks for setting me straight.

RitaMorgan · 17/04/2011 15:33

Sequins - there's no guarantee you would be offered somewhere however long you were on the list. If there are always people in higher bands bidding for properties they will get them.