It should be renamed "wotever" because that is the attitude you get from them.
I got a laptop and paid nearly £300 for their "Whatever Happens" agreement. The first time I sent it in they did not return it for a month, lied to me three times about when it was going to be returned, and then only returned it because I demanded the free loan laptop that I'm entitled to (which they would not have given me unless I had demanded it).
The second time, they decided that my laptop which had slipped onto the floor accidentally was due to neglect and that they could neither fix it or repair it. This is despite various promises" If we can't fix it, we'll replace it" and other such utter shite.
I'm now £800 out of pocket and NEVER using currys or whatever happens again, and be warned you will be much better off using your house insurance than wasting your money on these liars!