Weird weird - cannot find my thread about being extremely 
with DH about car insurance cock up, me being done by the police for his ineptitude etc
Those of you who were on it will know the one I mean.
Cannot understand why on earth it's been deleted.
Still, FWIW here's an update:
Spoke to a solicitor this afternoon. After studying all my documents etc it transpires I WAS COVERED. In his words the police were talking 'utter baloney' and the case will be thrown out of court if they don't drop charges beforehand. They will be liable for all costs.
My cover was entirely independent of DH's and so fact that his policy had lapsed was
irrelevant. Also, he has not commited any offence either, as I was covered and he was not driving.
So my wrath at DH, it turns out, was a bit misplaced although the whole episode has done us good as a wakeup call I think.
I'm hugely relieved. And very grateful to all those who urged me to seek legal advice.
AnyFucker - I'm still a fan of yours, but on this one you it turns out you were wrong. Had I commited an offence, of course, you would have been right.
Queenofthenightafterchristmas - THANKYOU - I would not have had the courage to go to a solicitor without your encouragement.
I won't fully relax till it's completely sorted. DH is very relieved and currently going through his insurance policies with a fine tooth comb in a slightly OCD manner. I'm glad I didn't divorce him.