benefits - can anyone advise?

[namechangerrr]

hi i am a regulare but have name changed for this. i was wondering if anyone would e able to help me here. i have seen on the news about benfits being cut/capped but cant seem to find any exact figures.

was wondering if anyone could be able to help me and see if my benefit will be capped or cut, so that i can be prepared for this.

i recieve weekly:
£135 child tax credit
£48 cb
£65 incone support
£145 hb
£12 ctb

i no this seems like a huge amount when written like this but in reality it isnt. once i have paid gas, elec, water rates (£28 per week!), tv licence etc there is not much left for food/nappies.

i would be very grateful if anyone could help. i am not intending to be on benefit forever and i do want to better myself for myself and my children.

It's also worth remembering that people getting CTC etc are not geting that for life.

Kids grow up very quickly and people end up on a very different amount: JSA or IS plus a HB rate that goes through the floor and less all around

Surely that's worth working for TSC? An income when the kids are at home rapidly becomes penury. I put a single, dpendent free 47 year old who'd never worked through entitled to and the amount plummets to under £9k inclusive of housing, CTC etc. Surely THAT has to be a reason to work? And that will drop further with HB changes, too.

(That comes to below minimum wage and dropping btw: and rightly so, in that person I put through has no disability, no carer role etc and no contributions based income. But- the extra is so kids don;t grow up in poverty; that really doesn't last)

Riv- sahred room rate under 37 after review, one room rate for anyone else.

My advice - go to work

Scroungers that bancrupted this country

This is more than average salary of a UK worker

You receive £1775 a month which is equivalent to an annual gross salary of £28,000

Absolutely shameless!!!

This is how Labour brought this country on its knees

B*stards

Along came ttp .... how about fuck off

Oh you again

she said she wanted to work TTP

Tell me would you prefer she ahd stayed in an abusive realtionship in order to stay near a possible job?

Yes I would - this is better than selling of this country to Chinese

OOH cheesy doritos, yum

Did you hear Riv- Dh has put half business in my name, now have a job of sorts- yay! As there are now two of us we are going to see someone about having a rental arm, Dh bought a proper piece of kt so fingers crossed.....

theywillgrowup I don't consider myself to be anti benefits but I suspect the majority on this thread do (at least judging by the names I've been called) so I will answer your question (and indeed did to a degree earlier)

Firstly I think benefits should be higher for those who cannot work due to disability/caring as it should be recognised that those people are likely to be on benefit for an increased period of time and so have longer term needs.

So dealing firstly with those who are on "short term" benefits I think benefits should cover (but not necessarily be restricted to) the following:

Safe accomodation
Heating/lighting
Cooking facilities
Transport
Food
Enough to clothe yourself and your children in a basic fashion.
Enough for occassional treats (mags/wine/cinema/whatever)

I do not think they should extend to the ability to go on holiday/buy new wardrobes (I appreciate that this has become something of a joke but seriously how many lower income families buy new furniture, even from Argos/ikea) because they ought to be considered short term benefits and anyone can survive without a holiday or a wardrobe for a couple of years.

I also think that whilst you can reasonably expect the tax payer to pick up the bill for you to take the kids swimming eg once a fortnight they shouldn't be picking up the tab for your gym membership.

I think those that need to claim benefits for long term ought to receive more so that they can furnish their homes in basic fashion and go on holidays.

I don't agree that people on benefits should have nothing and I find the idea of vouchers etc abhorant but I am very uncomfortable with the idea that you can be financially better off by not working. It just makes no sense to me.

Anyway I fear whatever I say will be met with contempt.

Yes I would - this is better than selling of this country to Chinese

So TTP the effect that DV would have on her and her children doesn't matter? To save a stint on benefits her lifetime, the childrens lifeimtes and on going generations lives should be ruined by a cycle of DV. Children groing up with DV often find themselves in similar relationships when older. That is obviously so much better than a bit of help while the OP gets herself on her feet. You are very warped of mind IMO.

It has been asked before on this thread and I'll ask it again. Why don't the people whinging about the money that single women receive in the short term go on benefits themselves and ditch the husband, the savings, the pension, the decent house and the security?

My DH and I are skint but I wouldn't choose to be without his support. I'd like to still own a house too but the two-bed I bought in 1995 for pennies had to be sold. I used the proceeds to privately rent a tiny manky place for six months and then the money was gone so it was a lovely hostel for DD and me! Then an old-person's flat for another four years.

Those of you who are claiming that you won't ever be given a council house - you will. Eventually. You might cry whenever you look at your children and the conditions they are living in but eventually you will be "housed".

It can be done, homeowners if you are willing to live in, no to actually be grateful for damp shiteholes, have no pension or savings or assets or anything at all why not join the scoungers? Why not? Is it because you don't want that sort of precarious existance?

Does it still sound attractive? If so, do it and report back please

I now want to set up a thread for posters who think they would be better off handing back the keys to their house and taking their children to live in a hostel as well as telling their DH to fuck off because they will have a fantastic life on income support.

Who wants to sign up?

Interesting thought - when my children didn't need the baby things any more, ie, cot, pram, changing table, car seat, plastic bath, travel cot, high chair, etc., etc., I telephoned social services and said all those things were available for a family in need. Response "we can't accept second hand items for health and safety reasons and people in need are entitled to have new things". Well IMO if you can't afford to buy it you can't have new. And for the record those items were graciously received by my bf's sister whose husband was and is a barrister - they were very pleased to accept second hand but perhaps because both partners had worked and earnt and spent their own money they appreciated the value of it.

Cpccp once told me I was desrving

Is that an achievement then? She seemed OK at teh time.

9TSC never ahd any reason to think you thought like that; Ia ctually think that you are broke,, have had a shit time and scared but could be completely wrong on that)