benefits - can anyone advise?

[namechangerrr]

hi i am a regulare but have name changed for this. i was wondering if anyone would e able to help me here. i have seen on the news about benfits being cut/capped but cant seem to find any exact figures.

was wondering if anyone could be able to help me and see if my benefit will be capped or cut, so that i can be prepared for this.

i recieve weekly:
£135 child tax credit
£48 cb
£65 incone support
£145 hb
£12 ctb

i no this seems like a huge amount when written like this but in reality it isnt. once i have paid gas, elec, water rates (£28 per week!), tv licence etc there is not much left for food/nappies.

i would be very grateful if anyone could help. i am not intending to be on benefit forever and i do want to better myself for myself and my children.

Eh?

It is in AIBU, it hink pople struggle to know where to post this sort of thing: hence in part my thread in site stuff ATM

What incentives are ther for anyone to work?

Honestly?

how about being able to find a LL who will lease to you, rather than being forced into a one room hostel palcement because your old LL wants to sell up?

Pride?

Being able to work upa career aldder and have a brigheter future

The ability to save for retirement instead of facing deathly poverty?

That's enough for me, certainly. We've not been crashingly poor on benefits as we are int eh 'exempt from the cap' groouyp (or would be if it were in) but nah, it's not a life, not really.

Gmajor- sorry X posts LOL- that was a quote from TSC

I suspect the current system will have some more covert, negative ramifications for the long term.

People on low incomes, earning similar amounts to people on welfare benefits, are more likely to take on more of a victim mentality.

People earning only slightly more than those on benefits (and are living fairly comfortably, not hand to mouth but able to have a fairly comfortable existence) have also been made more aware that they may only be a couple of hundred a month better off than the family on benefits. One reaction to this realization is to stop any donations to charities that help the poor.

So much for the big society.

The OP has come in for it because she is the only person to post in detail her benefit income. I don't think anyone has ever done it before. So it's the opportunity to say God in heaven I work all hours and have half that stop moaning.

Her own situation fleeing abuse sounds chronic. It's the benefits details and posting in AIBU that created this monster

Hmmmm, yes ImGideons, but I particularly enjoy the bun-fighting on AIBU (although I usually lurk, coward that I am!), so still think the OP's been either daft or deliberately posted this here today to get us all uppity. Hmmm...

Exactley Appletrees. Hurrah!

People looking at those figures should surely realise there is a big drop coming, in hb for a start?

Yhose are very short term amounts indeed. Sha has come iin for flack becuase people are willing to post without a care for the details of the case or the possible ramifications on an individual. They are perfectly able to start a thread themselves without the dv aspect but can't hold off for five minutes

Appletrees - I would agree about posting in AIBU, that was not the wisest choice.

I understand people are all having their backs up recently, with all the cuts and changes.

I would ask people to have some consideration though, and think about what they say on someones thread, as here the OP is in genuine needs, there really is not need to bring people who deliberately choose not to work into it really. Those people have nothing in comman, and are nothing to do with the OPs thread.

It is like saying everyone who pays tax is screwing the country over, because some people do fraud and take the piss out of the tax system.

OP: IM SHOUTING BECAUSE NEED TO TELL YOU SOMETHING

Ring SWW now (they are open til 8pm including weekend) and ask them to send you an application for watersure. You will almost certainly qualify and its a fixed rate of £45 per month

OP- have messaged you also.

Quite, Riv and LG

Anyone on a really low income- eanrned or not- can use that benefit calculator I posted further down: it's just the new name for entitled to. they probably were inundated with MN'ers telling the website they ahd an entitle,ment complex (seriousl;y, did ahve someone shout me about the name of that website once)

Right.

So start a thread elsewhere saying 'AIBU to think benefits are too high'

It hs nowt to do with OP

Oh and I have been told on MN that there shold be poorhouses for people like me. And there are posters who love kicking people, I absolutely believe that.

I also belive that most angry posts come from a place of eprsonal fear for the future but that doesn't mean they all do, TSC.

I know you'll never believe me and I hope you never find out but when we lost our house things actually got better for us: we ahd the flexibility to move wher I could study, to satrt afresh. I honestly hope your house is always yours but it's nto the big fear I had (mind if we lose this palce we're fucked, self employed does not a tenancy get around these parts, even less than HB).

bearing in mind she's on her own now.....no dp/dh to help juggle childcare etc etc.....

People have every right to be annoyed if they are experianceign the system as being unfair, I think it would be of better taste to start a seperate thread to debate the system, rather than everyone jumping on this persons thread about, considering the details of her life right now.

Has everyone made absolutely sure they are recieving all they are entitled too if they are struggling so much?

ctc for 5 dc is £223

income support is paid fortnightly also,£130.....

on benefits you can have child benefit paid weekly,which is better