HELP!! My car rolled into big, metal wheelie bin

[LittleWonder]

I haven't had it long and am not used to having to put handbrake on as had automatic before. Anyway, left it on fairly flat surface, got parking ticket, car seemed fine. Locked car and went off. THEN it rolled into a wheelie bin and is damaged rather badly.

Do I tell insurance company the truth?

Yes, you have to tell them the truth, painful as it is.

what kind of insurance do you have? You might be covered anyway.

Even if you wanted to lie (and I wouldn't) I'm not sure what cover story you could make up tbh! It will be fairly obvious that the damage wasn't caused by another car, I imagine.

Sob! Fully domp, so I should be okay right?

Sob! Fully comp, so I should be okay right?

Yes, give them a call.

Could have been a child - learn to use uyour car properly

I drove into the fence in our garden. There was no good reason

The insurance company will cover it - it is more the no claims bonus going that is painful (it was in DH's car which now doesn't have any ncb as he has only had a car for 4 years and I keep bashing it )