Is having £2,000 left after bills each month a lot?

[glarryone]

Today I was chatting to my sister about the cost of living. She mentioned that she and her husband 'only' now have about 2k left each month after bills and food.

Am I out of touch or is this a huge amount? We have about £700 on a good month!!

I have 1500 left……. My overdraft! 2k is a phenomenal amount!

Is that after savings? After all of our bills food etc we have about 4k…but we save 2.5k of that. I would say it’s enough but it entirely depends on what they expect that 2k to fund

Well.toire part time and low paid, obviously, so.is it a good comparison?

After rent, bills and essentials, we probably have €2,500 9ver

We too have that left over after everything has gone out including kids clubs for 4/5 children,i would never tell a family member or friend though,thats our business.

Maybe before the cost of living crisis they had 3k disposable income for example and so feeling the ‘pinch’ like everyone ha

Maybe after bills is not including All bills and food etc. so the nuance of that part would determine if its a lot or not. If you live South east & have to pay nursery fees/commuting costs out of it there probably isn’t much left.

its all relative

Fair enough - we also did the same when we were on a lower income.

TBF our month to month barely changes these days so we have standing orders set up for "the rest" to go in to savings.

Our income does vary due to on call etc, and a couple of times a year we tend to get backdated pay because the union is usually 18 months behind negotiating pay terms and we always chuck the extra into savings, or book a holiday!

£2,000 after bills and household expenses would be fantastic! Mind you, it's the bulk of my take-home pay each month...

Good luck to her, but it seems a lot.

Wow that seems like loads! I'm jealous. :)

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Yes, it's loads.

I think that's a lot to have left over each month, yes.

when you say bills, is that everything inc mortgage, council tax, utilities, phones, loans etc? If that includes food and petrol too then yeah it’s not too bad, but if that £2k is to include petrol and food etc then by time you take that out, and depends on how many people in their household etc.