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Tips for a luxurious feeling lifestyle on a modest budget

207 replies

pengwig · 04/09/2026 15:47

After reading a few threads on the cost of living I wondered if we could share tips for living a like that feels luxury on a bit of a budget?

My tips are home baking, even simple easy to make cakes are much nicer than even expensive store bought and served with a nice pot of tea or a coffee at home is more affordable and enjoyable than paying for a dried out, bought in cake sold in most cafes for 4 times the price.

Also instead of expensive candles I either use a little portable essential oil diffuser with essential oils or wax melts. I burn them in the hall and they seem to fragrance he whole house really nicely without being too strong.

Any other tips?

OP posts:
Tortephant · 05/09/2026 22:31

French soap, not expensive but feels it
www.frenchsoaps.co.uk/collections/savon-de-marseille-fragranced-standard-sized-bars-uk

godmum56 · 05/09/2026 22:37

Witnesstheshitness · 05/09/2026 13:44

Love this thread this is my aim too! I pot the supermarket herbs in nice small ceramic pots to decorate the kitchen, male sure I always put everything away with clear surfaces except things that are pretty or functional (wireless chargers everywhere!), making sure that I sepnd some time at weekends doing stuff thats been annoying me during the week like cleaning out hand bag or going round the skirting boards. Doing most beauty treatments at home regularly with proper routines making sure you always feel well turned out. Always blow drying hair and regular wardrobe clear outs. I've got a dog and am lucky to live in pretty city so if I need to buy anything I'll try to make a day of it ie walk round city parks, go to dog friendly galleries, and then get whatever you need from am independent shop so you are supporting local, getting a nicer soap/ tomatoes/ tea and it's a lot cheaper than a meal out. However I try to make a point of having a pint or crumpets and tea out to support local eateries once every couple of weeks. Cooking new meals with lemon herbs and I even freeze the end of glasses of wine at dinner parties so I don't need to open a bottle, I try to make them looks pretty and use matching crockery.

Also trying to make an experiences of stuff (go to the pub on the way if you are collecting a takeaway rather than just deliverooing it) and always trying new things that isn't the easy option!

I used to smoke and the only thing I miss is the time to yourself outside, so now I have a sofa outside that's under cover and I have coffee in the morning or tea/wine in the evening and just sit and enjoy being outside.

Aim to get out the house three times, but happy with twice dog helps with this and go tp your local libraries.

please tell me you don't freeze wine out of glasses people have drunk from?

Wjdbxb · 05/09/2026 22:47

I have a favourite little breakfast treat that feels a bit luxurious: I slice a croissant in half and put cheese and ham in it like a sandwich then stick it on the oven to crisp up. Because it’s the sort of thing you would usually buy from a cafe for breakfast it feels a bit special, but it takes seconds to prepare and a pack of 4 croissants is cheap (stick the others in the freezer until you want one), as are ham and cheese. Pair with a homemade coffee.

TheImpOfThePerverse2026 · 05/09/2026 22:57

ElleintheWoods · 05/09/2026 13:15

High quality tea and coffee is a great one. Yes I might spend £12-18 on tea, but it gives me a luxurious moment every morning for several months, with freshly made tea out of a beautiful tin. Also high quality chocolate - buying it, and eating it one piece every day is such a wholesome experience.

investing in the best gym/ health club you can afford is mine. It saves you money long-term as because it’s so lovely, you’ll likely spend many evenings/ weekends there, it’s all inclusive, and you’ll have better mental and physical health, feeling balanced, thus spending less money on ‘trying to make yourself feel better’ with snacks, takeaways, frequent holidays, self help etc.

My friends and I have a discount club. We all get various discounts through our employers, usually 30-50% off or even free hotels, fashion, premium food etc. We regularly treat each other and our families to nice things at bargain prices.

This is your tip for people on a budget? Ok, I'll just get rid of one of my SUVs to pay for luxury coffee.

eatreadsleeprepeat · 05/09/2026 23:18

Give things, plant cuttings for garden or house plants, gluts of fruit or veg from the garden, jam when you have made lots. People will give to you in turn.

Baldrapunzel · 05/09/2026 23:30

ChocolateCinderToffee · 05/09/2026 22:27

Ah yes. Unidentifiable Frozen Objects.
They make supper literally pot luck.

The memorable occasion when we had apple crumble instead of apple sauce with a roast pork dinner. It was actually very nice 😁

OPTIMUMMY · 06/09/2026 00:18

Some cheaper things that feel luxurious:

Aldi lip oil - feels really good quality
Lidl - shower mousse - smells similar to rituals but £2.50 a can. They also have a rose jam shower gel that is similar to Lush. Home bargains also do shower whips that are good too.
fluffy socks
comfy PJs
Blankets - TK Maxx do lovely throws/blankets for £15
Candles - Ikea candles have a good scent that lasts for the money.
perfume - I used to spend a huge amount on perfumes but Oliver Bonas and Zara have some good ones that are way cheaper - and Jo Malone has designed a bunch of these.
Hand cream and lip balm for winter.
Nice bedding and pillows.
A nice coat and good shoes, the rest of my clothes can be cheap and cheerful, also found a good few bargains on vinted.

lifeisgoodrightnow · 06/09/2026 04:37

HorseandHeron · 04/09/2026 17:21

This may sound mercenary, although we are a pretty unmaterialistic family, but we always swap Christmas and birthday lists. That way, people get things they truly want, not near miss guesses. And in our family we always ask for luxury versions of everyday things. Gorgeous soaps and hand creams, merino or cashmere socks, beautiful notebooks, beeswax candles. That way we have a good supply of luxury things through the year and no unwanted presents to regift.

DS told me his (wealthy) friends at uni were horrified by his Christmas lists. But maybe they can afford the lovely stuff anyway. He loves knowing he'll get really luxurious shaving soap every Christmas, fine wool socks and abook he really wants to read.

Love this x

AllaMova · 06/09/2026 10:04

OPTIMUMMY · 06/09/2026 00:18

Some cheaper things that feel luxurious:

Aldi lip oil - feels really good quality
Lidl - shower mousse - smells similar to rituals but £2.50 a can. They also have a rose jam shower gel that is similar to Lush. Home bargains also do shower whips that are good too.
fluffy socks
comfy PJs
Blankets - TK Maxx do lovely throws/blankets for £15
Candles - Ikea candles have a good scent that lasts for the money.
perfume - I used to spend a huge amount on perfumes but Oliver Bonas and Zara have some good ones that are way cheaper - and Jo Malone has designed a bunch of these.
Hand cream and lip balm for winter.
Nice bedding and pillows.
A nice coat and good shoes, the rest of my clothes can be cheap and cheerful, also found a good few bargains on vinted.

Yes, the rose jam shower gel is lovely. There’s also one, which I believe is called Sleepy. That’s another Lush dupe.

pengwig · 06/09/2026 15:14

OPTIMUMMY · 06/09/2026 00:18

Some cheaper things that feel luxurious:

Aldi lip oil - feels really good quality
Lidl - shower mousse - smells similar to rituals but £2.50 a can. They also have a rose jam shower gel that is similar to Lush. Home bargains also do shower whips that are good too.
fluffy socks
comfy PJs
Blankets - TK Maxx do lovely throws/blankets for £15
Candles - Ikea candles have a good scent that lasts for the money.
perfume - I used to spend a huge amount on perfumes but Oliver Bonas and Zara have some good ones that are way cheaper - and Jo Malone has designed a bunch of these.
Hand cream and lip balm for winter.
Nice bedding and pillows.
A nice coat and good shoes, the rest of my clothes can be cheap and cheerful, also found a good few bargains on vinted.

Thank you I really appreciate all these tips, I'll certainly have a look and try of some of them!

OP posts:
pengwig · 06/09/2026 15:16

eatreadsleeprepeat · 05/09/2026 23:18

Give things, plant cuttings for garden or house plants, gluts of fruit or veg from the garden, jam when you have made lots. People will give to you in turn.

I'm not a great gardener although I'd like to be able to do more but I am a very good baker and I do give some homemade treats as gifts to the people I know will appreciate them.

OP posts:
pengwig · 06/09/2026 15:20

HeyPrune · 05/09/2026 07:35

Question for those using essential oils. I would love to do this but all the info online seems to say that all such oils are toxic to cats (through inhalation as well as contact).

Are there any that wouldn't be?

I like a good candle too but essential oils smell so wonderful.

Edited

I don't have cats myself (although I do love them) but I do think to be safe it's better to avoid using the oils if you have them. Cuddles from a cute cat probably trump nice smells anyway!

OP posts:
ItWasCalledYellow · 06/09/2026 16:48

I love chai so I buy a really nice tin of it and make my own and I never feel I am missing out on coffee shop chai! Also I make really nice home made snacks I take to work etc and feels much nicer than shop bought for 4 times the price. I don’t feel I am mussing out then.

also I set up Revolut pockets for all sorts of little luxuries and it never feels expensive then to buy as it’s all budgeted for.

Daisywhatsyouranswer · 06/09/2026 17:03

Wear your nice clothes, don’t save them for best. Wake up every day and put something beautiful on, you will feel good all day. If you save it for best, it barely gets worn and fhen you fall out of love with it or it becomes dated.

fivepastmidnight · 06/09/2026 17:55

I buy five litre tubs of magnesium flakes or Epsom salts. I then decant some into a large glass jar that I keep in the bathroom and add some essential oils to them. My bath smells amazing and works out much more cost effective than buying them ready made. I've made them for friends who have all now started doing it themselves..

WyrdHag · 06/09/2026 18:41

TheImpOfThePerverse2026 · 05/09/2026 22:57

This is your tip for people on a budget? Ok, I'll just get rid of one of my SUVs to pay for luxury coffee.

That's one person's idea of luxury.

Mine would be Assam loose leaf (£2.50 - 3) and Taylor's of Harrogate ground coffee (£5.75) which would last me a month as it's just me at home and I work full time so it's a cup of each per day

whatsnewbuttercup · 06/09/2026 21:13

yorktown · 04/09/2026 17:48

Love this thread.
I buy nice artisan soaps for the shower, as they are cheapish for how long they last. I cut them in two so they don't go gooey and I alternate halves so I have different ones every few weeks. Supporting small soap makers just feels great as well.
I also have a nice L'occitane shower oil for "best" - usually Tuesdays!

I buy expensive hot chocolate and have a Dualit maker so we have that as a family once a week or so. Delicious!
I also buy nice chocolate from M&S and have a row of squares when I fancy it, not too much but feels more special than a kitkat.

I'm going to have a think about what fancy bits and pieces I have around that are waiting for a special occasion and try and get those out and use them.

I’m intrigued to know what happens on a Tuesday.

WhitegreeNcandle · 06/09/2026 21:19

Phloosie · 05/09/2026 13:00

I agree about home baking. I make double batches, or more and freeze the extra so I have a whole menu of options in my freezer.

I use ziploc bags (not great being plastic but I haven’t figured an alternative) and freeze everything flat, and “file” them with the contents written on the top of the bag. ( I reuse the bags and wipe off the writing with a drop of hand sanitiser.) when I open the freezer it’s like reading a menu.

My whole freezer is like that, so I have single portions of quick meals that are nicer than a takeaway and sliced lemons and limes for drinks. I have herbs on the windowsill for a quick garnish.

I have bought all sorts of lovely things in charity shops for a song and have some really good quality clothes I couldn’t afford otherwise. The kind that can be repaired, because they have seam allowances, that don’t lose their shape because they have linings, etc and every season I take note of what I need in my wardrobe rather than buying the shiny new thing that catches my eye but doesn’t actually work with anything.

One of my splurges is to buy a good notebook as my planner, and a nice pen. I handle these every day and appreciate how nice they feel.

my freezer is exactly the same. I feel we’d be friends!

senua · 06/09/2026 21:42

I use ziploc bags (not great being plastic but I haven’t figured an alternative)
I use old chinese takeaway boxes, which stack nicely. They are plastic, too, but re-purposed / re-used (many, many times) so I don't feel too bad.

SoapCollector · 06/09/2026 22:18

Lovely thread op 🙂

Soap is my thing! I try to buy cold process soap from small business when possible. Quite often small manufacturers sell off soap seconds, scraps or soap ends at a discounted price.

Charity shop shopping for clothes and books.

Adding essential oils to plain almond oil feels like a pamper session for pennies.

Some days just appreciating what we have and what we can do with our time and energy helps keep me happy, with a walk in nature and home to clean bed sheets being top of the list for me.

WantALieDown · 06/09/2026 22:57

@OPTIMUMMY any recommendations for scents in particular? Thanks for your lovely list. In fact, thanks to all for so many nice ideas.

friedaklein · 06/09/2026 23:54

For the pp who wanted suggestions about non- fragrant things, Dishoom has a new lunch deal for £16 or £20 pp.

Tips for a luxurious feeling lifestyle on a modest budget
FallenNight · 07/09/2026 09:29

senua · 06/09/2026 21:42

I use ziploc bags (not great being plastic but I haven’t figured an alternative)
I use old chinese takeaway boxes, which stack nicely. They are plastic, too, but re-purposed / re-used (many, many times) so I don't feel too bad.

I do this, but am getting to the point where the ones i use are not quite big enough for my growing family and two would be too much!

My luxury is finding enough time to sit in the garden in the mornings for 15 minutes with a cup of tea and a book.

Thebinisrightthere · 07/09/2026 09:37

I always look in the Clearance section in Boots & Superdrug. I've picked up some really expensive brands for a fraction of the normal cost over the years

senua · 07/09/2026 10:07

I do [chinese takeway boxes] but am getting to the point where the ones i use are not quite big enough for my growing family and two would be too much!
The rice boxes are useful. They are same footprint - so they still stack - but the volume is about 50% more.

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