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Can anyone recommend a simple spending tracker app without bank linking?

2 replies

3wouldbegood · 23/07/2026 09:18

Hello

Can anyone recommend a really simply spending tracker app? I'd like to be able to set myself a monthly allowance either by week, month or year in different categories and then track my spending against that limit. I don't want to link it to my bank account because there are categories of spending I don't want to include in the budget, and I also don't want to include DH's spending (we have a joint account). Obviously this is something I could just do myself in Excel but there must be a super-simple app out there somewhere. I've tried YNAB and it's much more complicated than what I'm looking for.

OP posts:
coolcahuna · 23/07/2026 17:33

I use one called 'iSaveMoney", helpfully this screen shot will work. I think I paid a one off £4.99 for it but it's really useful. You can set up a monthly log - set a budget and add everything you spend, can also have income as well. It doesn't like to a bank but I think you can download to excel (never done this). I log everything and really keeps me on track. You can also clone to create the following month

Can anyone recommend a simple spending tracker app without bank linking?
coolcahuna · 23/07/2026 17:35

You can create subcategories in there so I have " general expenses' "clothes and beauty" etc

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