But surely you can recognise that nursery fees aren't forever and in a few years you will have 30k extra a year.
There are not many (any probably) on benefits who would have £14,000 left to spend on food, pensions, holidays and entertainment in a year.
You also own your own home. I do too even though I am disabled and claim benefits - but many dont and won't have that as an asset to fall back on if needed.
We purchased the house, amazingly with a deposit and have been tied to bank interest rates ever since. All home owners with a mortgage are.
Now before you come at me for owning an asset- would I be better selling it - I think id gain about 20k as we were hit badly in 2008 and claim housing benefit to give to a landlord?
Im mid 40s and haven't been able to contribute to a pension since my late 20s. I just dont have any spare money
As a family of 3 we have about £200 p/m to spend on food - this is getting more and more difficult.
I had a stable family life before I had DC, planned, saved for, family support
But I became disabled anyway.
A lot of people on mumsnet just cant seem to grasp that life is unfair.
Unfair to them, unfair to others.
If you spend all your time seething about what others have and you don't it makes for a pretty shitty mindset.
BTW I think that the increased childcare hours aren't the best idea. I would bring back surestart. We dont have the free hours in NI but still do have Surestart and it really does help some families who need support with the basics of childcare.