When will people realise that pensioners have paid for their state pension.

[notsafeanymore]

Every time there is a debate about the cost of living pensioners get a bashing.
And some have also paid for a private pension.
It's people who have never worked that should be targeted first.
I'm not on about the disabled. It's people who are benefit cheats and have never worked.

Please remember thst many pensioners are still paying a shedload of tax. And the better off will be handing over a large potion of their estate in inheritance tax ( the thresholds of which are definitely not inflation proofed).

The young will continue to emigrate if conditions don't get better for them.

Other countries will be happy to have them.

@Differentforgirls

As I said childcare isn’t free.

Children get free education.

Hi Nomas, thanks for your response which I take on board.

unfortunately when we had no choice but to pay NI if we worked, which I did for 40 years and so did my hubby, I do feel rightly or wrongly, it’s my right to have a state pension because I paid into it and paid income tax to help this country keep going and I know the government say it’s a ‘benefit’ - which does grate somewhat, when other unscrupulous people get ‘benefits’ and haven’t lifted a finger and never intend to lift a finger except to demand more!! Now we oldies are told we are living too long and basically a drain on the country. Well I fully intend to live forever to make sure I get in a roundabout way some my husbands money!!!! 🤣😆

Exactly. When will current pensioners realise this? Or don't they care?

I dare you to live on it. The people getting it have paid tax and NI for more than 40 years. Actually, by the time I get it, I will have paid tax for 48 years!

I think the biggest problem is that in 20 years time, you have a generation who won’t have assets to sell because they’ve never been able to buy a home. So it they don’t have a pension, they have no way of paying for rent or potential care.

for years I’ve been saying that making people repay student loans is going to cause a shit storm, because that money could be put into a pension pot instead.

I'm 41 but self employed, so yes I pay into a pension but I don’t get employer contributions but I genuinely don’t think I’ll be in receipt of a state pension by then.

I think. The government needs to be clear - for people starting the workforce now, that pension in all likelihood won’t be there. The problem is you need to give literally decades of notice so people can tuck a few pounds away and hope for compound interest to take effect.

If they wait until I’m 60, and then say it, then you’ve got a real shit show on your hands.

No one admitted the astronomic rise in the housing market has starved couples out of having kids.

That started 25 years ago, and it wasn’t difficult to predict.

Most people in social housing, which means you can have kids, are foreign born and do have about 3 each. Thank God.

You're like the duracell bunny. You GET FREE HOURS.

I don't think they do.

I am afraid the shift to Reform is entirely due to matters relating to Immigration. For most who vote for them. The rest of the important matters they sort of choose to not pay attention to.
They are very scant in detail about many other matters. And get away with people not asking them for detail. Why I do not quite know.
From how pensions and a medical health system would work. People seem easily satisfied with easy answers. Even political journalists, opposition MP’s in the House give them an easy ride.
Reform leadership fall into two camps. One are bothered by immigration. The other see an opportunity for earning money by having a need for new medical insurance companies, new pension companies.
I agree the electorate has a responsibility. Some pay no tax and are defaulters.
But the shift to Reform is largely about Immigration. They will say the boat people. Which is an issue. We know nothing about them. But also people it would seem have reached a tolerance limit for legal migration. The other parties need to take heed of that.

I hope you live to a ripe old age with plenty of money💕

I can see why it grates. The system is far from perfect.

My colleague died a year after retirement in his 60s. I felt so sad that he didn't get to do all the travelling and other things he didn't get to do.

No where near enough and the state pensions are only part bit of the huge amount of benefits that pensioners claim. So many claim Attendance Allowance and PIP ( often both components totaling double the Attendance Allowance amount ) and then that , in many cases will make them eligible for pension credit severe disability premium. these two benefits together often give pensioners the equivalent of another whole state pension per month. If they are eligible for even £1 of pension credit guarantee they get all council tax and rent paid, free dentist and opticians. I honestly don't think the majority of people realize just how much some are getting. It's completely unsustainable but not something that any government seems to want to reign in.

Oh so did mine and his first year was covid year. 😥

Yes this is so sad. I have had a number of friends over the past few years ( including one last week ) who have not made it even to state pension age.

property was relatively alot cheaper though and that makes a big difference.

He was only 60. He had an LA pension. It was awful.

I have just received my pension at 66 and yes I know my NI wasn’t going into a pot and current tax payers are paying it but pensioners pay tax too if they have a private and a state pension. Demonising pensioners for claiming something they were promised is not good but equally recognising this is a ticking time bomb with less workers and more pensioners as we live longer is equally bad. This is one of the reasons our government is letting in immigrants to inflate the working base. Ironically people don’t like that either

It was so much cheaper that most people lived in social housing as they couldn't afford to buy. ThenThatcher sold all that off.

Really sorry to hear that.

Attendance allowance is to support ill or frail people. You don’t just get it because you’re a pensioner

Thank you.

Isn't that a basic human right?

Blimey. If someone is on pension credit it is because their income is really quite low. If they then qualify for Attendance allowance it is because they have some form of disability. Ditto PIP.
Targeting very disabled, old people who rely on a pension top up and disability payments is wretched.
I would be targeting the tax defaulters who are listed on line where the sums not paid are eyewatering.
Of all the people not to target it is very poor very disabled old people.