Please explain a monzo card like im and idiot

[JacknDiane]

How do you use a monzo card abroad, i mean where does the money cone from? Do you need to put money into your monzo account, is it like a normal bank account you put money in from another account then you use monzo card like a debit card?

Yes i am dim. Please explain simply, thanks

What?? Why on earth would he need to do that?

You are seriously complicating and overthinking this. Monzo is an online bank. It works much like any other but without the fees.

It does let you create pots for cash in the app, which you can transfer cash around yourself. Not all accessed via the card, but that is to protect your money. You just transfer money from the chosen pot to the card when you need to.

I haven't used the pots system much yet as I am new to Monzo so I am still learning.

Leave him alone to manage his own money. No need to add in the complication of him transferring 99% of it to you! Just why?

How can they not take Monzo? Do they not take Mastercard? Because Monzo is just Mastercard… that seems like they’ve misunderstood what it is and think it’s a pre-paid card or a weird type of credit card. Might be a policy they’ve got wrong.

Same as any other bank. You freeze/unfreeze the card in the app if this happens.

There really is no great mystery here.

I think they do take Monzo. I'm sure my DH used his with them in February. It's an Access card. Could be wrong though and we had a lot else going on for us back then.

TUI do take other credit/debit cards too and I always have one with me in case of this sort of thing.

Monzo is my main bank, is also DH's and The DC's
TUI said they couldn't take it onboard a couple of years ago, standard Debit card from our accounts
I ended up using my Business Credit Card instead
Maybe its changed now though