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How can I stop feeling anxious about money despite good savings?

3 replies

Handsfreeme · 30/05/2026 12:19

I’m 30 and I have 2 young toddlers. I work 2 days a week and they go to nursery 2 days.
I have worked hard and have a good savings base (around 55k mostly invested).
I also have my pots for this year all filled for all expenses that can happen.
DH covers majority of the bills and I cover a few, but I’m always anxious about money!

I was never this bad when I was working full time but now even when we’re on family days out or generally nipping to the shops I’m always stressing about money!
I find I can’t even enjoy things properly and I don’t know why it’s so overwhelming.
I want to enjoy my life too and I still manage to save abit every month (around £400)

How do I get myself out of this mindset

OP posts:
CornishPorsche · 30/05/2026 12:20

Therapy.

DontTellMama · 30/05/2026 12:25

Following, as I have the same problem. Ironically, when I was earning less and not paying any attention to savings/pensions etc I worried a lot less. But after having a partner who had lots of spreadsheets and knew where every penny went, and encouraged me to do the same, I feel very anxious about money, even though I’m living comfortably.

Dillydollydingdong · 30/05/2026 12:26

It's the way you were brought up. I'm much the same and always worrying about spending. How much is it? How much will I have left? How can I make the money up again? Completely unnecessary. We had nothing when I was a child and I don't want that situation back.

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