Adult children on house insurance

[MegCleary]

My daughter is now 18 and at uni, will be home for about a month then back to uni.
When I requote for our home insurance with three adults the price goes up £60
She has insurance for with accommodation do I just leave her off home policy now?
advice appreciated

For £60 a year I would just keep her on there.

How did my husband get in Mumsnet

I am the tight one that does the finances, he just says pay the extra

The thing is, insurance companies will do anything to wriggle out of paying a claim - so for the sake of £60 it seems silly to take her off. Wait until she's moved out permanently.

Can you try a different insurance company? Or are you part way through the policy?

Our adult DD has come back to our house to live for a few months. The quote including her was about £3 cheaper.

For a slight increase ours covered the kids at uni. Have you tried that option?

Up for yearly renewal and she’s turned 18 so three adults just flew it up.
i hear it’s probably wise to pay it but it annoys me.

Bump

I’ve never been asked how many people live in my house when getting house insurance. Didn’t know it was a thing! My house insurance is due for renewal soon, is it something I should be asking about?

@JustGotToKeepOnKeepingOn Every quote I ever made asked for how many in house. This year it went up as dd18 and makes it 3 adults one child!

For £60 I’d definitely pay of shop around and see if you can get it cheaper anywhere else.
@JustGotToKeepOnKeepingOnits definitely a question I’ve been asked for years. How many adult and how many children live at the address. It’s maybe something you’ve just answered without registering the question.

I just checked with dh and ours didn’t go up much at all. Dd was 18 in February. I’d shop around.