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Direct Line charging £54.86 to cancel old car insurance policy

4 replies

Craftysue · 01/04/2026 16:39

I've just got a new car so phoned Direct Line to cancel my old insurance. I was expecting an admin charge but I was absolutely gobsmacked to be charged £54.86 just to cancel. Is this the usual amount? I did say to the advisor that it was ridiculous but was told that it was comparable with other companies? I feel well and truly ripped off

OP posts:
Batties · 01/04/2026 16:41

It’s similar to the amount I paid with another insurance company.

Bettercallsalli · 01/04/2026 16:41

It will be in your policy terms and conditions. Are you using them for your new policy?

arewethereyetmum78 · 01/04/2026 16:43

Could you not have just changed your policy to cover the new car? I haven't used direct line for about 10 years after being caught out like this with them but since then I have checked other companies small print when I have taken out new policies and most seem to charge around this amount if you cancel. Think to change a policy, like addint a new car or driver, it's usually an administration fee of around £20

Craftysue · 01/04/2026 16:57

I would have stayed with them but I got a much better quote elsewhere. I've never cancelled a policy before and just had a bit of a shock at the cost tbh. I was expecting about £20!

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