Holiday insurance for South Africa ..are some better than others ?r

[bizzey]

That's it really .
Holiday insurance for 23 male.

(Yes my son !! ..I am helping him out because it is a mind field for me even !! And he is busy working to pay for this wonderful holiday !!)

I have got some quotes.

All basically same .
Variant of £10-13 so far .

But I /we need to know what we should really be looking out for in the little clauses and things .

Any other tips on SA would also be greatfully received ! 😁.

Thank you.

Unlimited medical expenses. Repatriation cover. Delayed departure and cancellation. Cover for theft.
The medical expenses and repatriation are the most important I think.

Make sure you add any medical conditions. If he's seen a doctor about it in the last few years, it should be noted on there. Things people don't consider:
asthma
depression & anxiety
eczema
obesity
HRT (women)
TRT (men)
Covid

A lot of companies will use any excuse possible to get out of a claim, so better to be totally transparent to avoid the old "you didn't tell us you had asthma. We can only assume it's been a factor in your broken ankle. Void policy!" tongue in cheek, but not by much

Thanks .
No I always add his asthma to any insurance stuff I do for him..
I have used Stay sure before .
But that was a European trip .

Are they ok for SA ?