Because it's always something frivolous or aspirational like a holiday or a new car or a wonderful Christmas to spoil the family.....
You never hear anyone say, 'well we live in social housing so it will help us own our own home....'
Or 'I have been out of work for 6 months so it will help us pay our bills and not rely on a food bank...'
Is it only middle class comfortable people that win extra funds for their already secure lifestyle? Surely not?