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Fancy cars for disabled people

1000 replies

LemaxObsessive · 16/11/2025 19:23

Motability.

I am sick to absolute death of seeing people saying on various threads, that Motability vehicles are “given” to us disabled people “for free”.

PIP is awarded in 2 separate elements.

  1. Daily Living (day to day care needs etc)
  2. Mobility
Each element is paid at different rates depending on how affected by your disability you are (and yes, medical evidence is required). However, to be eligible for Motability, you need to be getting the highest rate of the Mobility element. This is currently £77.05 per week (which works out at £308.20 per 4 weeks or £333.88 per month).

When you join Motability you agree for the DWP to give Motability that £77.05 per week instead of it being paid to your bank. If you also receive the Daily Living element of PIP then you will still receive that directly.

You ALSO, in most cases, have to pay an advance payment (AP) for the vehicle. The better the vehicle, the higher the AP. You do not get the AP back.
The £77.05 per week pays for the lease of the car, insurance, roadside assistance, tyres & windshield cover. Disabled people in receipt of the highest rate of the PIP mobility element are already exempt from road tax.

With regards to the ‘fancy’ cars such as BMW, Audi & Mercedes, as you can imagine all of these have a whopping great AP in the multiple thousands of pounds; Which as I said, you don’t get back.
The taxpayer is not paying a penny towards these vehicles besides the fact that Motability don’t currently pay VAT which I believe is up for discussion.

I think a really important point to make here is that PIP is categorically not means tested (even millionaires can claim it, provided their health meets the criteria) and is not paid to replace a disabled person’s income! In other words, people do not live off PIP instead of working, it is paid to cover the added costs associated with being disabled. Costs non-disabled people likely have never even considered, such as cleaners when we can’t do it, basic gardening when we can’t do it, extra electricity for when medical equipment is used at home, ready meals when we’re bed-bound, delivery charges for every single thing we buy because click & collect isn't possible, taxis to work because the bus always already has a wheelchair user on it, along with lots of other small but mounting costs we have zero choice but to pay because the alternative isn’t an option for us. The lowest rate of PIP is just £29.20 per week so we’re not talking big money!

Millions of PIP claimants work full time but crucially, couldn’t do so without PIP and in many cases, without Motability!

As I said above, even wealthy people are eligible to claim PIP to cover the added costs associated with their disability and they can, if they receive the highest rate of the Mobility Component of PIP choose to use Motability. If they want to spend £7,999 plus £77.05 per week to lease an Audi Q4 for 3 years then they can but not many do because it’s a lot of money to have nothing to show for it after 3 years.

So no, nobody is being ‘given free BMWs, Audis or Mercedes’ regardless of what’s being said by anyone!

Fancy cars for disabled people
Fancy cars for disabled people
Fancy cars for disabled people
OP posts:
youalright · 16/11/2025 21:42

TheignT · 16/11/2025 21:31

So would my husband although my husband has bought a car because he thinks motability isn't value for money by the time you've paid the AP which people ignore when they go on about luxury cars.

Agree i have my own car i don't want to lease a car that can be taken away at any point

Octavia64 · 16/11/2025 21:43

look, it doesn’t make sense for the motability car to not be the family car.

imagine it - you have a three year old and a six year old in a wheelchair. Are you going to keep two cars just so that if you taking the three year old to swimming you don’t use the wheelchair adapted car?

lots of families can’t afford to run more than one car. If there’s a family member who uses a wheelchair it needs to be a wheelchair adapted car.

Vivi0 · 16/11/2025 21:44

LadyKenya · 16/11/2025 21:35

I highly doubt that this is true, and is going on wholesale, but lets agree to disagree.

I can’t imagine being this naive.

My cousin has sole use of my gran’s Motability car.

My gran is perfectly fine and able to get around on her own, and she does.

She has no benefit from the vehicle.

They are not some kind of evil geniuses - they are absolutely not the only ones doing this.

Interested in this thread?

Then you might like threads about these subjects:

ElizabethG81 · 16/11/2025 21:44

LadyKenya · 16/11/2025 21:40

There is nothing to say that the car cannot be used as a family car. Lets say the child gets dropped off at school. Is the Mother supposed to leave the car in the school car park, or on the road, go and catch a bus to get home. What if she had to do that, and the school needed her to come straight back, as there was a problem with her child. Do you see where this is going? That would not make much sense would it now?

No that’s ludicrous and obviously driving back and forth for the child fits within the criteria that the OP is saying exists. But OP is saying that someone else driving the car absolutely cannot do it for reasons unrelated to the recipient’s needs. I think if this is true then there is obviously widespread abuse of the system going on because parents absolutely do not only use the cars for the children.

NeverDropYourMooncup · 16/11/2025 21:45

MaroonedinWales · 16/11/2025 21:37

In fairness, I believe that when people read that in 2024, 18,000 of the 39,000 news cars sold in Northern Ireland were part of the Motability scheme, they perhaps wonder if the system is not being 'gamed'. We had a Motability car for our son in 2006, who due to heart and lung issues fulfilled the criteria. With 3 children we chose an Ford Galaxy and paid £3,600 upfront for the larger vehicle. He passed away aged 13 in 2007 and the vehicle was collected by Motability a few weeks later, as expected. We needed the scheme at the time, but it does concern me that either nearly 50% of the Northern Irish population have ADHD or are unable to walk more than a few metres, or the system is in dire need of revision.

It concerns me that nearly two million people have seemingly vanished overnight, leaving so few people in northern Ireland.

LadyKenya · 16/11/2025 21:46

Vivi0 · 16/11/2025 21:44

I can’t imagine being this naive.

My cousin has sole use of my gran’s Motability car.

My gran is perfectly fine and able to get around on her own, and she does.

She has no benefit from the vehicle.

They are not some kind of evil geniuses - they are absolutely not the only ones doing this.

Ok, whatever. If your Gran is perfectly fine, as you claim, then why is she claiming at all?

Donttellempike · 16/11/2025 21:48

Vivi0 · 16/11/2025 21:32

Which is exactly the reason why so many people abuse the scheme to obtain cars at a cheaper rate for their child or grandchild.

The intended recipient has no interest in benefiting from the car. It is solely for the use of someone else.

Evidence?

Donttellempike · 16/11/2025 21:48

LadyKenya · 16/11/2025 21:46

Ok, whatever. If your Gran is perfectly fine, as you claim, then why is she claiming at all?

Because it’s complete bollocks?

Vivi0 · 16/11/2025 21:48

LadyKenya · 16/11/2025 21:46

Ok, whatever. If your Gran is perfectly fine, as you claim, then why is she claiming at all?

To get a car for her single mother granddaughter who could not otherwise afford a vehicle.

It’s not as hard to claim as many would have you think.

PropertyD · 16/11/2025 21:49

LadyKenya · 16/11/2025 21:46

Ok, whatever. If your Gran is perfectly fine, as you claim, then why is she claiming at all?

I am presuming the cousin applied for his Gran. So many people doing this hence the scrutiny

TheDevilFindsWorkForIdleMums · 16/11/2025 21:49

My understanding of cars is a lot of the higher spec cars are given because they're easier to adapt for someone who may need hand controls or whatever......either way these cars aren't free. They're paid for using the mobility part of their pip award. ......wouldn't it be refreshing if we had a political party who didn't immediately launch into an attack on our most vulnerable people as a way of gaslighting the rest of the country into believing they're the problem for all our issues......not years of underfunding and cuts by the absolute shitshow who we pay to serve us.

Just a thought. 🫠

Vivi0 · 16/11/2025 21:49

Donttellempike · 16/11/2025 21:48

Because it’s complete bollocks?

It really isn’t.

But it’s entirely comical to see how quickly people want to deny this sort of thing goes on.

LadyKenya · 16/11/2025 21:50

ElizabethG81 · 16/11/2025 21:44

No that’s ludicrous and obviously driving back and forth for the child fits within the criteria that the OP is saying exists. But OP is saying that someone else driving the car absolutely cannot do it for reasons unrelated to the recipient’s needs. I think if this is true then there is obviously widespread abuse of the system going on because parents absolutely do not only use the cars for the children.

The car can be used for Parents to get to work, go shopping etc. That benefits a disabled child, by having a roof over their head, food in the fridge.

Fannyannie · 16/11/2025 21:50

I’m fortunate not to be in the position of requiring a mobility vehicle so have no idea of the ins and outs.

I am really happy that those who require these vehicles are funded to give them access to their jobs and social lives as I enjoy.

AnneShirleyBlythe · 16/11/2025 21:51

SpikeGilesSandwich · 16/11/2025 19:49

My DH would much rather be able to walk than being entitled to a mobility car. It’s not a fucking fun choice!

Same! My DH has lost so much because of his disability. He would much rather be healthy & buy his own car.

Titasaducksarse · 16/11/2025 21:51

I've no issue with the motability system but I just find it amusing, I suppose, that there are so many high performance cars with disabled badges that actually look really impractical. I sometimes think car sales people must push people to these cars.

redange · 16/11/2025 21:51

The other thing do posters understand that if a Disabled Person has the 'magical' amount of £16K the only benefit available to them is PIP. whether daily ,mobility Standard or Enhanced. This means for instance that say 50 year old Autistic Man with a 'Masters Degree' with 25 years NI Contributions who has applied for 300 jobs since being made redundant 10 years gets Naff all apart from his enhanced PIP payment for Daily Needs ! (this man is a close friend)

There are so many problems with misspending and hopeless Government that the country is 'Skint' but it is not the fault of the disabled and even extremely bright people who are Un- Employable because of Autism !

Donttellempike · 16/11/2025 21:51

Vivi0 · 16/11/2025 21:48

To get a car for her single mother granddaughter who could not otherwise afford a vehicle.

It’s not as hard to claim as many would have you think.

Set out the criteria then

LadyKenya · 16/11/2025 21:52

PropertyD · 16/11/2025 21:49

I am presuming the cousin applied for his Gran. So many people doing this hence the scrutiny

The Gran would have had to have the assessment, and provide medical evidence. Unless you are saying that they somehow did all of that, without the Gran's knowledge, which is a load of tripe.

Octavia64 · 16/11/2025 21:52

TheignT · 16/11/2025 21:31

So would my husband although my husband has bought a car because he thinks motability isn't value for money by the time you've paid the AP which people ignore when they go on about luxury cars.

Yeah, my car xc90 is currently cheaper to run than a motability car and my foldable wheelchair goes in the boot.

it is thirteen years old though and it’ll stop working at some point.

I’ve been driving over three decades with no accidents which helps with insurance - that and the car is now basically worthless as it’s so old. She still goes though.

Donttellempike · 16/11/2025 21:53

Titasaducksarse · 16/11/2025 21:51

I've no issue with the motability system but I just find it amusing, I suppose, that there are so many high performance cars with disabled badges that actually look really impractical. I sometimes think car sales people must push people to these cars.

Edited

Amusing? 🙄

FemWoman · 16/11/2025 21:54

ThejoyofNC · 16/11/2025 19:59

It is free though. Choosing a free car instead of free money doesn't change the fact that it's free.

Disabled people need cars so I agree that there should be some kind of a motability system in place. However nobody needs a BMW and if you can afford the £££££ down payment for it then do you actually need a motability car?

This was the reasoning pretty much when I worked for the company and there was a cap of 2k AP, so the majority of luxury brands were off the scheme.

I'm not sure I agree, but also as many things it is about the optics and how things look so it does need some regulations so it gets less attention and criticism from the general public.

LadyKenya · 16/11/2025 21:54

Vivi0 · 16/11/2025 21:48

To get a car for her single mother granddaughter who could not otherwise afford a vehicle.

It’s not as hard to claim as many would have you think.

Poppy cock, and you know it! Good Night.

Donttellempike · 16/11/2025 21:55

Vivi0 · 16/11/2025 21:49

It really isn’t.

But it’s entirely comical to see how quickly people want to deny this sort of thing goes on.

Edited

Maybe have a good look at yourself if you think there is anything comical about disabled people being afforded done independence and dignity.

DontGoJasonWaterfalls · 16/11/2025 21:55

SummerFeverVenice · 16/11/2025 20:13

I get the higher rate and have ADHD
It is not why I got the higher rate. In fact, when I only had ADHD I didn’t qualify for PIP and worked full time.

I got PIP and the higher rate due to life changing injuries in a car accident that make it impossible for me to travel anywhere by myself.

I don’t actually get a motability car because I am not allowed to drive anymore due to those some life changing injuries. But others would be less disabled than I when it comes to ability to drive.

The funny thing is, when you fill in your PIP form you are asked to list your disabilities/health conditions in order of oldest to newest. ADHD was the first thing I was diagnosed with, years before the car accident.

I think that the first (oldest condition) listed on PIP is being mistaken for the “main” condition when the media report on it or DWP does a data mine. When in fact the 1st condition you list is the oldest one. We are never asked for what is our “main” condition and most PIP claimants have more than one condition.

Same situation for me - worked full time before and after ADHD diagnosis and wouldn't have qualified for PIP.

I qualify because of the brain tumour and epilepsy I was diagnosed with later, which means I have a motability car (that I'm not allowed to drive), but ADHD still appears first on my record.

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