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will you have another baby if the two child limit is scrapped?

165 replies

Itsmetink · 06/11/2025 14:59

I’m just curious what the results of this would be, if you could have another baby financially due to this being scrapped, will you?
before it becomes a benefit bashing thread, remember the majority of people claiming do work. Keep it civil and polite please 🙏
Im done having kids and I can see why they want it to be scrapped with the cost of living issues.

OP posts:
cottonwoolie · 07/11/2025 09:39

Or did the birthrate among those claiming benefits stay the same or rise?

I heard on the radio that birth rates have dropped for lower and middle income families.

ACynicalDad · 07/11/2025 09:39

If that's your trigger for having another child you probably shouldn't be having another child. Financially it will make very little impact, if you think it will... please don't.

cottonwoolie · 07/11/2025 09:40

@Needmorelego my point was child benefit used to be universal. I think it should be universal now, what with the tax cliff edges. I don't understand why benefits were fine for previous generations but not current younger ones who are paying more for less

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DecemberPlusFebruary · 07/11/2025 09:41

There is literally nothing the government could have offered me to entice me to have more children than I chose to have regardless of incentives.

Most women feel like that.

cottonwoolie · 07/11/2025 09:42

@x2boys are you arguing that social housing didn't help support families?

x2boys · 07/11/2025 09:44

cottonwoolie · 07/11/2025 09:42

@x2boys are you arguing that social housing didn't help support families?

No I'm arguing it isn't a benefit
It was never intended to be.

EvangelicalAboutButteredToast · 07/11/2025 09:44

cottonwoolie · 07/11/2025 09:36

I think it is wrong for people to expect/rely on the govt to pay via benefits for more children ,

But so many in previous generations relied on social housing to support their families. I find it interesting how there has been such a switch

It’s not surprising. The population post WW2 to the population now is a difference of approximately 20 million people!

cottonwoolie · 07/11/2025 09:45

@x2boys but I said it supported families....

Anthonettesoprana · 07/11/2025 09:45

x2boys · 07/11/2025 09:37

Social housing isn't a benefit.

My mother’s house is three times the size my own and her rent is a third of what a similar house would be on rightmove. Definitely a benefit

whiteroseredrose · 07/11/2025 09:47

Too old now, but no. Two is enough IMO. Just reproducing yourselves and no more.

x2boys · 07/11/2025 09:47

Anthonettesoprana · 07/11/2025 09:45

My mother’s house is three times the size my own and her rent is a third of what a similar house would be on rightmove. Definitely a benefit

It's really not
Private landlords can charge what they want as its profit .

cottonwoolie · 07/11/2025 09:47

@EvangelicalAboutButteredToast but population growth isn't why we have less social housing vs the past?

ChardonnaysBeastlyCat · 07/11/2025 09:48

x2boys · 07/11/2025 09:37

Social housing isn't a benefit.

Well, it certainly isn't a drawback for those who have it.

Needmorelego · 07/11/2025 09:50

cottonwoolie · 07/11/2025 09:40

@Needmorelego my point was child benefit used to be universal. I think it should be universal now, what with the tax cliff edges. I don't understand why benefits were fine for previous generations but not current younger ones who are paying more for less

I don't think everyone should get Child Benefit. A millionare family shouldn't.
But I do believe it should be based on household income not just the higher earner.
Because you get that situation of one parent working who earns £75000 and the family doesn't get it but two parents earning £40000 each (so £80000 total) and they do get it.
That's unfair.

Digdongdoo · 07/11/2025 09:51

All the evidence point to the cap having made minimal difference to the number of children born. I have 3, would have stopped at 1 were we reliant on state support.

attichoarder · 07/11/2025 09:52

x2boys · 07/11/2025 09:37

Social housing isn't a benefit.

That may be but this is now, it is not a valid argument to continue.

CatHairEveryWhereNow · 07/11/2025 09:53

Itsmetink · 07/11/2025 07:33

I don’t think it’s so much about having a baby for benefits as it’s not enough to live comfortably, but some people couldn’t have another without those extra funds. UC isn’t life long, you aren’t allowed to be unemployed like the old income support for example.
I also came from a family who had children for the money so I like to naively think that most people don’t do that these days as UC isn’t a lot to spend out on luxuries.

We wanted three kids so had that - but never expect benefit to be as importnat as they turned out to be - so many unexpected twists and turns in life for us post kids.

I think there is some data showing it had a small reduction effect in birth rate -

https://cpag.org.uk/news/has-two-child-limit-affected-how-many-children-families-have

The data shows that the probability of having a third or subsequent child declined by just 0.36 percentage points (or 5 per cent) after the introduction of the two-child limit – equivalent to reducing the number of births by around 5,600 a year.

...

400,000 affected families with three or more children are significantly worse off as a result. Every year about 50,000 children are pushed into poverty as a result of the two-child limit, and a further 150,000 children who are already living in poverty see their circumstances deteriorate further.

Childhood poverty tends to have lifelong impact with health and edcuation levels and it seems policy had less effect on birth rate and more on pushing more kids into poverty.

Nether the government nor MN as a whole are bothered by the decline in the birth rate - and lets be honest house prices and cost of living are more directly linked to birth rates and even they are farily complex relationships.

Has the two-child limit affected how many children families have?

This briefing summaries the findings of two papers from the Benefit Changes and Larger Families research study which explore whether the two-child limit has affected families’ decisions about how many children to have.

https://cpag.org.uk/news/has-two-child-limit-affected-how-many-children-families-have

Anthonettesoprana · 07/11/2025 09:53

x2boys · 07/11/2025 09:47

It's really not
Private landlords can charge what they want as its profit .

I was privately renting until a year ago when he evicted me and now I have a mortgage which also costs three times my mother’s houses rent despite being smaller. It’s definitely a benefit in both senses of the word

cottonwoolie · 07/11/2025 09:53

@Needmorelego is it unfair, the family with only 1 working parent will likely pay less childcare. However I think it should be universal as I said. Even for millionaires, plenty of other benefits are universal & some of those millionaires pay a lot of tax.

cottonwoolie · 07/11/2025 09:55

Childhood poverty tends to have lifelong impact with health and edcuation levels and it seems policy had less effect on birth rate and more on pushing more kids into poverty.

which is fundamentally wrong, we should not have more dc getting into pushed into poverty. We have huge productivity problem & a big part of this is not investing in our young, they are the future.

Needmorelego · 07/11/2025 09:55

@cottonwoolie what always annoys me is the concept of having another child for extra money from the government = bad but using funding (aka money from the government) for childcare from 9 months = good.
All money from the government.

Digdongdoo · 07/11/2025 09:57

cottonwoolie · 07/11/2025 09:53

@Needmorelego is it unfair, the family with only 1 working parent will likely pay less childcare. However I think it should be universal as I said. Even for millionaires, plenty of other benefits are universal & some of those millionaires pay a lot of tax.

Agree. Means testing saves almost nothing, leaves women vulnerable to financial abuse and is targeting those actually funding it for everyone else. It's illogical

cottonwoolie · 07/11/2025 09:57

Nether the government nor MN as a whole are bothered by the decline in the birth rate - and lets be honest house prices and cost of living are more directly linked to birth rates and even they are farily complex relationships.

The governments are aware & have tried to implement certain policies but the electorate don't want to hear it. Anyone with a brain knows the triple lock should be paused but no government has the guts.

cottonwoolie · 07/11/2025 09:59

@Needmorelego I don't have problem
with funded childcare, it's heavily subsided in most European countries. I don't have an issue with scrapping the 2 child cap either, I don't believe the majority have a dc for benefits.

cottonwoolie · 07/11/2025 10:00

Again child benefit is universal in many countries and often much higher. It's so short sighted not to invest in the young